Nazi indawo ezimbalwa zokujika kwi-intanethi ukufumana mboleko:
Ukupasa
Umboleki we-Intanethi, u-Pave, wakhulisa ngaphezu kwezigidi ezigidi ezingama-300 ukwakha iqonga layo lokuboleka iindleko ngokwazo njengendlela engcono kuneebhanki zeminyaka eyiwaka. Kubantu abancinci abangenayo imbali yamatyala amaninzi, i-Pave ifumene indlela yokujonga ngaphezu kwayo yonke imifanekiso yomntu obolekayo (njengokuba zeziphi izifundo ozithathile kwiikholeji, zeziphi amabakala akho, njl.). Okuthakazelisayo, i-Pave yaqala njengeqonga elityalomali kubantu kwaye ithatha isabelo semali yakho ngaphambi kokuba uguqule kwi-mboleko yemveli yemveli. Abasebenzisi be-Pave baboleka imali ukuze bahlawule izinto ezifana nemali mboleko yabo.
Iqela leMali
Omnye wababolekisi bokuqala be-intanethi, I-Club yokuboleka yinkonzo enkulu yemali-mboleko yemarike yemarike, oku kuthetha ukuba yindawo abantu ababoleke ngayo okanye ababolekayo nakwamanye. Inkampani yahamba esidlangalaleni ngo-2014 kwaye ibhalwe phantsi kwezigidigidi zeedola ngemali-mboleko. I-Club yeLending manje ibonelela ngemali mboleko kumashishini amancinci, ngokunjalo.
Phezulu
NjengaPhave, i-Upstart yaqala njengeqonga lomntu ngaphambi kokufudukela kwimali engaphezulu yemveli. Eqaliswe ngabasebenzi base-Google, inkampani ikhula ngokukhawuleza kwesikhulumi sayo semali mboleko. Esikhundleni sokujonga ngasemva ukujonga ukuba umntu obolekayo ukubuyisela njani imali mboleko, i-Upstart ibhekisela kwizinto ezininzi zokuqinisekisa ukuthenga ngetyala kubantu abangenakho ininzi yembali yengetyala.
Qinisekisa
Ukuqinisekisa ukuba akusiyo umthengisi wendabuko; kunoko, inikeza inkxaso-mali yokuthenga sonke esenzayo. Ukuqinisekisa ukuhlawula umrhwebi ngempahla oyithengayo kwaye ngokubuyisela, unikezela ngemali yomthengi. Uya kufuneka ufumane umrhwebi osebenza kunye nokuqinisekisa ukuba usebenze nenkampani, kodwa inkampani ikhawuleza ukuzama ukukhulisa ubudlelwane bayo.
Ngaphambili
Ngaphambili ebizwa ngokuba nguAvantCredit, le nkampani inikezela ngemali-mboleko engaxhaswanga kwi-intanethi. Oko kuthetha ukuba awathathi nantoni na. Okuphambili kugxininisa ukuba ayihlawulisi intlawulo yemvelaphi yale ntlobo yeemboleko, ukunciphisa iindleko ezipheleleyo zokuboleka ngexesha elide.
CreditKarma
Unokuba uqhelana ne-CreditKarma - inkonzo yayo yenza abasebenzisi bakwazi ukubeka iliso nokulandelela amanqaku esikweletu. Ngelixa lingaziboneli ngokukhawuleza ngemali-mboleko, linalo ubudlelwane nababolekisi abenzayo. Yaye ngenxa yokuba isayithi iyaziqhelanisa neprofayili yekhredithi yomsebenzisi, inokwenza iingcebiso kumaziko anikezela iintlobo ezifanelekileyo zemboleko.
Prosper
Uprosper wayengumncedisi wokubolekisa nge-intanethi, indawo yokuqala eyakha indawo yemarike yababoleki nabbolekayo. NjengaLendingClub, inika iimali-mboleko ezingalondoloziwe okanye iimali-mboleko ezingenakudinga nayiphi na into yokubambisa. Inkampani iboleka izigidigidi zeedola rhoqo ngonyaka ukuba abantu bahlawule iibhidi zekhadi zekhredithi, imali yezemfundo, okanye i-remodel ikhitshi.
SoFi
I-SoFi ingomnye wabanikezeli abakhulu be-intanethi kwili nqanaba, igalelo layo ekuncediseni abantu ukuba babuyisele imali mboleko yabafundi kunye neyezemfundo. Ixhaswa ngemali engaphezu kwezigidi eziyi-6 zeeRandi kwiingxowa-mboleko zezi ntlobo, nangona iyanwelwa kwiintlobo zemali-mboleko, kubandakanywa nemali-mboleko, ukuhlaziywa kwemali yokubolekwa kwemali, kunye nokuboleka imali.