Abaxhasi Bakho Bafuna Ukufaka I-Nonprofit Yakho Kwii-Wills zabo
Iimfuno zihanjiswe ubutyebi obuvela ekufeni komnikeli. Izicelo zingathatha iifom ezininzi ezifana:
- Ukukhwela ngokuthe ngqo - inani elithile lemali, i-securities, okanye ipropati.
- Iimfuno eziqhelekileyo - ipropati efana nayo yonke into ehambisa, ngokuqhelekileyo imali.
- Ipesenteji yokutyala - ipesenteji echaziweyo yelifa lomnikeli.
- Ubunzima bokuhlala - konke okanye isahlulo sezinto eziseleyo zezindlu emva kweemfuno ezizodwa kunye eziqhelekileyo zihanjiswa.
Ngaphandle kobuqili obuqinileyo, abaxhasi banokusekela i-trust ukuze bazuze imibutho yokuncedisa ngexesha okanye emva kobomi babo, njengomntu ohlala esithembekileyo okanye othembekileyo .
Abaxhasi banokuthiwa igama elinye okanye ngaphezulu ezingenzi inzuzo njengabaxhamli kumgaqo-nkqubo we-inshorensi okanye njengommkeli we-IRA okanye omnye umhlala-phantsi oqeqeshiwe.
Kutheni iNgeniso-nzuzo kufuneka ibe neNkqubo yoLungiso lwabaxhasi babo
Ukusekwa kwenkqubo yokuthoba kulula kunokuba ucinge. Ngoku lixesha.
Kuqikelelwa ukuba i-Baby Boomers, ngoku ifikelele kumhlala-phantsi kumyinge we-10 000 ngosuku , iya kudlula i-$ 30 trillion kwiminyaka engama-30 ukuya kwe-40 ezayo. Lezo zibalo ziphela kwi-North American Baby Boomers, njengoko kuchazwe ngu-Accenture kwingxelo yayo malunga nokutshintshwa kobutyebi.
Impumelelo engenzi-nzuzo ithatha iindlovu ngokubalulekileyo kwaye kaninzi iprogram enikeziweyo yokunikezela ekuncedeni ukuba ithathe ezinye zezinto eziphathekayo.
Nangona kunjalo, kunye neencinci ezingenzi nzuzo zingasungula inkqubo yoqhawulo lwentlalo ukuqinisekisa ukunyamekela kwabo kwixesha elizayo. Iimfuno zinceda zombini abangenzi nzuzo kunye nabaxhasi. Abaxhasi banqwenela ukushiya imali kwizinto ezizithandayo, kwaye bona kunye neendlalifa zabo banokufumana inzuzo enkulu yentlawulo kwinkqubo.
Ukukhulisa Imali Ngeentlawulo: Indlela Umbutho Wakho Unokuzuza Ngayo Kugqithiso Olukhulu Kwenziwe Ngomhlaba weMpahla kwiMbali yincwadi elula yokufunda eyenza uxinzelelo ngaphandle kokusekwa kwenkqubo yokukhwela.
Ababhali, uDavid Valinsky noMelanie Boyd, bachaza amanyathelo okudala inkqubo yokuloba, indlela yokuyithengisa ngayo, kunye nento oyenzayo xa uqala ukukhwela.
Kutheni Abantu Banikela?
Kukho izizathu ezininzi abantu abathanda ukuzinikela ekuncedeni, kodwa ezinye zezona ziqhelekileyo zibandakanya:
- Abaxhasi bakholelwa kwi- mission yakho. Abaxhasi baphefumlelwe yinto enokuthi inhlangano yakho iyenze ukutshintsha okanye ukugcina ubomi kuluntu.
- Ababoneleli baye babona umsebenzi owenziwe ebomini babo. Umnikeli unokusebenza njengesivolontiya engenzi-nzuzo. Baya kukhonza ebhodini , batyelele uhambo okanye bave ubungqina bokuba inhlangano yenu yenza ntoni.
Abaxhasi bakholelwa ukuba uya kusebenzisa isipho sabo ngokuhlakanipha. Abaxhasi kufuneka bakuthembele ukuba baphathe izipho zabo . Oko kuthetha ukuba uvulekile malunga nemali kwaye ungayifaki imali. Ukukhuthaza ukuzithemba ngokuxelela abaxhasi rhoqo ukuba umnikelo wabo utshintshe ubomi.
- Umbutho wakho uthintele ngqo umniki-mpilo okanye ubomi bomntu othandekayo. Ukubonelela ngenkonzo ekhethekileyo kuyisitshixo ekufumaneni ukubonga kunye nezipho kunye nezicelo.
- Abaxhasi baziva befana nawe. Qhubeka nokwakha ubudlelwane. Hala undiqhwetha. Ukufikelela kubaxhasi kufuneka kube yinto ephambili.
- Ukunikezela kwenza abaxhasi bazive kakuhle. Abanikeli abaninzi banomuvo wokuba bengamadrasti kuphela ngemali abayifumene okanye abazuze yona. Kuyonwabile kwaye kuzalisekisa ukunika imali ukunceda abo banesidingo.
- Abaxhasi bahlonela abasebenzi bakho kunye nenkokeli yokuzithandela. Indlela abaxhasi abajonga ngayo umlawuli wakho olawulayo okanye umongameli wakho webhodi, ngakumbi ingqibelelo yabo, unokunyanzelisa ukuba ngaba umnikeli ushiya i-goquest.
- Abaxhasi baxabisa iimveliso kunye neenkonzo zakho.
- Inkolelo ivumela abaxhasi ukuba bahloniphe okanye ba khumbule othandekayo.
- Ukunika unikezela abaxhasi ngokubamkela kwaye banelisekile imfuneko yokufumana.
Uqala njani ngeentlawulo?
Kukho amanyathelo amaninzi ekuhleleni inkqubo yokuloba. Nangona kunjalo, enye yeyokuqala, kwaye mhlawumbi ibaluleke kakhulu, kukufumana imvume yebhodi yakho.
Kodwa ungayifumana njani ibhodi ukuba ibone ixabiso leprogram yokuthoba?
UValinsky no-Boyd, Ukuphakamisa Imali kunye Nezicelo, bathetha umboniso ngalezi zinto:
- Faka ingxelo kwingxelo yamabheno wakho umbutho . Zingaphi kwezo zicelo ezingafunwa? Bafunyenwe nini? Babani abo babanikeli? Babexhunyiwe njani kwi-charity yakho?
- Cacisa indlela inzuzo yokufumana inzuzo ngayo abaxhasi . Le nkqubo ikuvumela ukuba ufundise abantu malunga nokubaluleka kokuba nenjongo, kwaye unokunceda abaxhasi benze impembelelo enkulu kuluntu.
- Hlola izibonelelo kumbutho wakho uze unike iindleko zokuzisa nokusebenzisa inkqubo yakho yokuthobela . Imali evela kwiprogram yokuthobela ithatha iminyaka iyakwazi ukuyiqonda. Ukuba amalungu ebhodi ahamba apha, khankanya ukuba ukuba uqalisile oku kwangaphambili, umbutho wawungakuvuyela iziqhamo zawo ngoku.
- Phakamisa abasebenzi ukuba basebenzise le nkqubo . Nangona abasebenzi abasha bengenakufuneka ngokukhawuleza, amalungu ebhodi kufuneka aqonde ukuba njengoko ixesha liqhubeka kwaye inkqubo iya kukhula, abasebenzi abatshona bayakufuneka.
- Iingongoma eziqhelekileyo zeengcamango zabaniki-zimfuno zokwenza izigqibo , ezifana neengxelo zerhafu ziqhuba ukucwangciswa kwempahla yabanikeli; kunye nabaxhasi bafuna ukushiya yonke indawo yabo kubantwana babo.
Ukumisela iKomidi eliCetyiswayo
Emva kokukholisa ibhodi, kuya kufuneka uqalise iKomidi elijongene neengcebiso.
UValinsky noBrad bathi iikomiti ezona zilungele phambili zidibanisa amavavolontiya kunye namalungu ebhodi, kungakhathaliseki ukuba ngabaqeqeshi babo. Akufanele ukuba bonke babe ngabenzi bemali. Kubandakanywa nabantu abaqhelekileyo abanokuqonda umbandela womntu wokubandakanya inceba kwintando yakho kwenza iqela lakho liqine kwaye liphumelele.
Amalungu eKomidi afunekayo kufuneka alindeleke ukuba:
- Yiya kwiintlanganiso zeKomidi eziPhakamisayo kwaye uthathe inxaxheba.
- Ukuncedisa ekudalweni koluntu olulungileyo, njengokuphuhlisa ifomathi, ukuseka ukufaneleka kwamalungu kunye nokuqatshelwa okufanelekileyo, nokudala izicwangciso zokuthengisa
- Ukuphonononga nokucebisa inkqubo yokwamkela isipho.
- Abancedisa abasebenzi ukuba baqalise kwaye bathengise inkqubo.
- Ukukhonza njengabameli kunye nokukhuthaza ebhodini nakwiindawo zoluntu. Oku kubandakanya ukuthetha namaqela malunga neprogram yokuthobela.
- Ukuchonga amathemba kwaye, xa kufanelekile, hamba kunye nabasebenzi ngokutyelela.
- Yibani ilungu lenkcubeko elungileyo ngokubiza igama lakho ngokuthanda kwabo.
Ukuthengisa inkqubo yakho yelifa kubandakanya ukudala incwadana ngenjongo yokuzisa ithemba kwiprogram yakho kwaye uyichaze kwiwebhusayithi yakho. Ungathethi imfuno yokuphuhlisa imeko yakho ngenkxaso .
Yonke iya kuthatha umsebenzi ophezulu, kodwa akukho nzuzo inokuthi ihoxise inkqubo yokukhwela. Akunako ukuphumela kwizipho ezikhawulezayo kodwa kubalulekile ukuba kube nokuzinza kwezezimali kwixesha elizayo.
Izibonelelo eziphakanyisiweyo:
Ukukhulisa Imali Ngamaxabiso, nguDavid Valinsky noMelanie Boyd , uEmerson & IQumrhu leeNkokeli zeLizwe eliNene , 2007. Thenga kwi-Amazon
Ukuqala iNkqubo yoBuququ kunzima kunokuba ucinge: Ucokola kunye noDavid Valinsky, GuideStar
Iiprogram zokunika iNkqubo kunye neNcinci eNcinci: Ukuqalisa, uMbutho weNgxowa-mali ye-Fundraising Professionals (AFP)