Yintoni eyingozi enkulu ekujonganeni neentlawulo zaphesheya? Xa usebenzisana nebhanki ukwenza iintlawulo ze-overseas, yintoni umxholo weenkampani? Ingaba kukho imali ngaphambi kokukhethwa kwentlawulo efanelekileyo? Le mibuzo kunye neminye ehlala ibuzwa ngokuphathelele indlela iinkampani zase-US ezifanele ukuhlawula abathengi bamazwe angaphandle zibhekiswe apha.
1. Kwiinkampani zase-US zenza ishishini phesheya kwamanye amazwe, yintoni ingozi enkulu ekujonganeni neentlawulo zaphesheya?
Ukungahlawulwa.
Ukuba uyintengiso encinci, ukuthengisa umthengi ixabiso lempahla eyi-$ 50,000 lixabiso elincinci kwaye linokubethwa kakhulu kwi shishini elincinci, ngokwaneleyo ukulihla xa lingahlawulwa.
Ukuhlawula umthengi ngokukhawuleza. Le ndlela ayivumeli nayiphi na indlela ekufuneka ihambe into engafanelekanga (umz., Umgangatho weemveliso uhlwempuzekileyo, ulahleka umhla wokugqibela wokuhambisa ngexesha lomcimbi wexesha, njl.).
2. Xa ubambisana nebhanki ukwenza iintlawulo zaphesheya, yintoni iprogram yeenkampani? Ziziphi iimanyathelo ezibaluleke kakhulu?
Buza imibuzo emininzi - shiya ilitye lingaguqukanga xa lifika kulokho ucingayo. Yabelana ngesimo sakho sokugqwesa esibi nakwimeko efanelekileyo. Qala ngokuphela kwengqondo: Yintoni ozama ukuyifeza? Ngokomzekelo, oko kunokuba yiyiphi na into yokulibazisa ukuhlawula ixesha elide kunokwenzeka (isicwangciso sokuhlawula ngosuku lwama-120 endaweni yokubona, ngokomzekelo) ukulungisa ukuthengiselana okukhulu kunye neentlawulo kulo nyaka ilizwekazi kwiimeko ezithile zokuqala.
Ibhanki yakho kufuneka isebenze njengengcali kuwe kwaye inikezele ngemveliso / ingqungquthela kwintsebenziswano nganye kwaye igxininise ingozi kuhlobo lwenkqubo yokuhlawula oyifunayo. Kufuneka kwakhona unikeze ezinye iindlela zokuxhasa ngemali ezingenako ukunikela kodwa zingancedisa ekuthengiseni umcimbi ngokusebenzisa elinye iqela.
Ekugqibeleni, u-bhanki wakho kufuneka abe nolwazi malunga nazo zonke iinkqubo zenkxaso-mali ezikhoyo.
3. Ziziphi iintlobo zokuhlawula iintlanga ezithandayo-kwaye kutheni?
Kuba bam abathengi, kuxhomekeka kwizinto ezininzi. Ukubuyela kwiNombolo yesi-2, ndicela amakhasimende am eninzi imibuzo ukuba ndibone oko bafuna ukufezekisa kwaye ekhokelela kwinqwelo engcono yokuhlawula. Ndiyakhuthaza nabathengi bam ukuba babonisane nabanki. Abathengi abaninzi, ekupheleni kokuthengiswa kwempahla, bafuna ukulibaziseka intlawulo ixesha elide kunokwenzeka ukuba babe nethuba lokuthengisa impahla abayifumayo kwaye ngaloo ndlela bathengise ukusebenzisa imali yabo ngokukhawuleza kwakhona (ukufumana umdla, ukukhwela ukuguquka kwemali, njl.).
Kwimeko yokuhlawulwa , ngokuqinisekileyo, kwenzeka okuchasene. Abaninzi abathengi baseMntla yaseMerika bafuna ukuhlawulwa ngokukhawuleza xa bekhulula impahla kwi-factory door. Konke kuyahla kwizinto onokuxoxa ngazo nabathengi bakho okulungileyo kwaye uyinqoqo-mpumelelo kumabini omabini. Into yokugqibela inkampani kufuneka iyenze ixoxisana ngokujongana neemfuno zabo kuphela kwiingqondo kuba ezikhokelela ngokuthe rhoqo ukuba zingabikho.
4. Iinkampani zaseNyakatho zaseMelika kufuneka zenze njani i-akhawunti yamanye amazwe kwiinkampani zentlawulo yeeNtlawulo eziKhulu (i-VAT), iimali zelizwe langaphandle (umzekelo, ukuba iifemu zasemaphandleni zifuna ukuhlawulwa njani) kunye nexesha / ukulibaziseka kwexesha xa kuthengiswa imali okanye iintlawulo? Ngaba loo msebenzi webhanki okanye uxanduva lwekampani?
Zonke ezi zilawulwa ngumthengisi (abathengisi) xa umthengi evumelana nemimiselo neemeko.
Ngokomzekelo, umthengisi unokuthi uthengisa kuphela kwi-dollar yase-US kwaye uya kucaphula ngokusekelwe kwi- Incoterms esemthethweni , ngokwe-International Chamber of Commerce , kuba le migaqo ibe yinxalenye ebalulekileyo yolwimi lwentetho nganye. Baye bahlanganiswa kwiikontraki zokuthengiswa kweempahla emhlabeni jikelele. Le migaqo yokuthunyelwa iya kuthintela amanqaku okugqibela kwi-quotation yokuthumela ngaphandle kunye noxanduva lwakho lwezemali ukuthunyelwa. Ngokomzekelo, i-CIF ithetha ukuba unembopheleleko yokuhlawula iindleko, i-inshorensi kunye neenqwelo (CIF) ngeendleko kwangaphambili ukuya kwigama elingaphandle kwelobuchweba. Uya kuqokelela ezi zinto emva koko, xa uthumela i-client yakho.
5. Naliphi na iingcebiso malunga neentlawulo zeentlawulo zemboleko?
Ezi zinokuchitha ixesha kunye neendleko kunokuba, umzekelo, ukutshintshela i-wire. Nangona kunjalo, emva kokuhlawula kwangaphambili, ukufumana intlawulo kunye neNcwadi yeTyala (L / C) yindlela elandelayo efanelekileyo.
Kukho iintlobo ezahlukeneyo ze-L / C ezifumanekayo-ezingaguqukiyo, ezichithwayo, ezibonakalayo, i-timetables zokubhalwa, kunye ne-draft-draft, umzekelo. Kwaye kukho iintlobo ezikhethekileyo ze-L / Cs-ezidluliselwayo, isabelo semali kunye ne-L / C.
Ngenxa yobufufu, iphofu yam kuphela yile: Buza ibhanki yakho ukuba iya kuthumela i-imeyile okanye ikhuphe i-imeyili yakho kwirekhodi yebhanki yehlabathi jikelele ngaphandle kwenkokhelo. Phantse yonke ibhanki enkulu ishicilela enye. Ngokuqhelekileyo ibinzana elincinci kodwa lifana ne-encyclopedia enamafutha ekuboniseni yonke into enokucinga yokufumana imali yokuthengisa ngaphandle. Olu hlobo lwemibhalo lunokuba luncedo kakhulu ekubhekisweni xa umthengi wakho ekubuza umbuzo wobugcisa malunga nokuba imali yakhe iya kusebenza njani.
6. Ingaba imali ikhokhelwa ngaphambili? Kwakhona, yintoni indima yenkampani ehlawulayo kwaye yintoni indima yebhanki?
Ewe. Yilona khetho yokufumana intlawulo kumthengisi ngenxa yokuba unokuthintela iingxaki zokuqokelela ezikhoyo kwaye usebenzise ngokukhawuleza imali. Khangela ukuba iibhanki zakho zihlawuliswa ukwenzela ukufumana imali nge-transfers wire. Umthengi uxanduva lomngcipheko opheleleyo wokutshintshwa kwemali. Isekelwe, ngokuqinisekileyo, kumthengisi okhupha amaxwebhu afanelekileyo , njengenvoyisi yokuthengisa, amaxwebhu okuthumela , njl.
7. Ziziphi ezinye iintlawulo zeentlanga zasemhlabeni ezisebenza kakuhle kwiinkampani zaseMntla Amerika? Ngoba?
Ngaphandle kokuzama ukuqokelela ukuqokelela kunye nokunyaniseka kwenkokhelo, kuxhomekeka, njengoko kuchaziwe ngaphambili kwizinto ezahlukeneyo - ukusuka kubukhulu bomthengiso ukuya kwindawo yokugqibela, ngokukodwa ukuba indawo yokugqibela iyingozi ukufaka okanye amanyathelo ebhanki asondele . Ngokomzekelo, masithi inkokhelo ayikwazi ukuyenza ngendlela ekhuselekileyo, ekhuselekileyo neyomthetho kwilizwe elithile. Konke okumele kuhlaziywe ngaphambi kokuthengisa. Ngokomzekelo, iinkonzo zokuhlawula zivumela abathumeli kunye nabathumeli ukuba bavikele ukuthengiswa ngokubeka imali kwizandla zomntu othembekileyo oqokelelayo, ubambe kwaye achithe imali kuze kube yimiqathango yeemeko zidibene nemiyalelo yomthengisi okanye umthumeli.
Iphuzu kukuba, ukuba umntu ukhathele zonke iindlela zokuqokelela intlawulo, zikho ezinye iindlela - iingqalelo zokuhlawulwa kweengxowa-mali - ukuxhasa imali yokungenisa, njengento yokulwa ne- countertrade , i-bartering okanye i-consignment. Kungakhathaliseki indlela yokuhlawula, kubalulekile ukuzama ukugcina inkqubo yokuhlawula yamazwe ngamazwe elula.
I-Credit Credit: SoulRider.222