Indlela yokuphikisana nokuthengwa kwekhadi lokuthenga ngetyala

Akumangalisi ukuphikisana nentlawulo, kodwa ngamanye amaxesha kuyimfuneko

Akukho mntu ufuna ukufumana ukuthengwa kwe-eBay ukuya kwindawo apho abathengi bacinga ukufaka iingxabano kunye nomniki wabo wekhadi lokuthenga ngetyala lokuthenga abangabanelisekanga.

I-EBay, eqinisweni, ayithandi ukubona oku kwenzeka ngenxa yokuba idala iingxaki kumashishini abo okuhlawula kunye ne-PayPal yokukhokha kunye nokulimaza zombini idumela kunye nobudlelwane kunye nabaniki bamakhadi ekhadi. Yingakho i-eBay iye yavela kwingxaki yokudala iinkqubo ezifana nenkqubo yokukhusela abathengi ejongene neengxabano nabathengisi .

Abadayisi abayithandi kuba ukujongana nokuhlawulwa kwekhadi lokuthenga ngetyala kungabangela ishishini elibi. Kutheni umthengi umcimbi wokuthenga okungekho kakuhle kumthengisi kuthetha (kwezinye iimeko) ekupheleni kwebhizinisi labo okanye kwiakhawunti yebhanki eqingqiweyo kunye nokuchithwa kwemali.

Abathengi, nabo, kufuneka baqaphele iingxabano zekhadi lesikweledu, ekubeni bathatha ixesha elide kwaye zizinto eziyingozi xa kuthelekiswa neenkqubo ezikhoyo kwi-eBay yokujongana neengxabano. Kukho amaxesha, nangona kunjalo, xa unganelisekanga ngendlela izinto eziye zasebenza kwaye ukhangele iinqunto zokuzilungiselela ukuze uhlawulelwe okanye ulungiselelwe ngokufanelekileyo.

Abathengi abaninzi, nangona kunjalo, abazange bavule ingxabano yekhadi lekhredithi kwaye abazi ukuba bangayenza njani. Ukungaqinisekanga, nakhu amanyathelo abandakanyekayo.

Ukufaka ingxabano yeKhadi leKhadi

1. Qinisekisa ukuba uhlawulelwe ngekhadi lesikweletu. Into ebalulekileyo kuyo yonke le nto kukuqinisekisa ukuba wenze inkokhelo yakho ngeVisa, MasterCard, i-American Express, Discover / Novus, okanye enye inkqubo enkulu yokuhlawula ikhadi lamatyala. Ukuthengiselana kwemali, "ukutshintshwa kwebhanki ngokukhawuleza" kwelo hlobo olunikezwa yi-PayPal, kwaye i-e-checks ayifanelekanga kulolu hlobo lokukhusela okanye umsebenzi wokuphikisana.
   

1. Fumana ikhadi lekhredithi nenombolo yefowuni. Uyakudinga inombolo yekhadi lesikweletu, umhla wokuphelelwa yisikhathi, kunye nezinye iimpawu zekhadi, kunye nenombolo yesevisi yabathengi eprintiwe ngasemva kwayo.
   
2. Shayela umniki wekhadi. Shayela inombolo yenkonzo yamakhasimende eprintiwe ngasemva kwekhadi. Ukuba ufinyelela kwinkqubo yokuzenzekelayo, khetha ukhetho okanye wenze okusemandleni akho ukuba ufumane umntu ongokoqobo ukuthetha naye (ngamanye amaxesha, ngokukodwa iinkqubo ezizenzekelayo ezivaliweyo, unokukwazi ukufeza oku ngokuzama ukudibanisa '0' kunye '*' yakho ifowuni).
   

1. Batsho ukuba ungathanda "ukuphikisana nentlawulo." Xa bebuza ukuba ngaba umsebenzi ubuqhetseba, xelela ukuba hayi, uthenge ukuthenga (okokuthi ikhadi lakho alibibi kwaye lisetyenziswe ngumnye umntu), kodwa awufumananga oko uhlawule.
   
2. Nika iinkcukacha xa uceliwe. Umnikezeli wekhadi ngoku uya kucela uluhlu lwemibuzo engathatha ixesha lokuphendula. Landela kunye nemibuzo yabo uze unike icala lakho ibali. (Jonga iingcebiso ezingezantsi zezinto ezithile ozibuzayo ngaphambi kokuba ubize / uphendule le mibuzo.)
   
3. Landela njengoko imeko iqhubeka. Ngokuqhelekileyo, umnikeli wekhadi uza kukhupha i-credit "yesikhashana" ekhadini lakho ngenani lokuthenga, ecinga ukuba wena, umthengi wabo ulungile. Baya kuqhuba ukuphanda ibango (ukufumana amanye amacandelo endalini kumthengisi kunye / okanye eBay kunye nePayPal ) ngaphambi kokunikezela isigqibo sokugqibela, inqubo engathatha nantoni ukusuka kwiintsuku ukuya kwiinyanga.

Iingcebiso zokufumana iingxabano zeKhadi leMatyala

Ngokuqhelekileyo abakhishi bekhadi lokuthenga ngetyala banokugqithiseleyo kwaye banamathele ngakumbi kunokuba yi-eBay ne-PayPal, ngoko xa ukukhuselwa komthengi ku-eBay kungenzi kakuhle kuwe, unethuba elihle kunye nabanikezeli bekhadi lesikweletu. Noko ke, kukho ezinye izinto omele uzigcine engqondweni ukuba ufuna ukuwunqoba lakho ityala:

• Zenze zonke iinkcukacha zilungele. Musa ukubiza ukuba ube nomhla wokuthenga, imali yokuthenga, i-ID yomthengisi, uluhlu lwempahla, usuku lokufika, ukwenza kunye nomzekelo wento, njalo njalo phambi kwakho. Ukukwazi kwakho ukukhawuleza, ngokuzithemba, kwaye uphendule ngokucacileyo nayiphi na imibuzo eceliwe kuwe yinto ephambili kwimpumelelo yakho.
  
• Yithi ungayifumana into oyihlawuleyo, ixesha. Le yindlela enye kuphela eya kuphumelela ngayo ityala lakho. Yintoni eya kuphumelela ityala lakho lilula, lithe ngqo "Into ecacile ngokuthe tye xa ifika kwaye ayinakuncedo kulo xesha" okanye "andizange ndamkele into endiyibonayo eboniswe kuloluhlu," okanye ezinye iifom ezifanayo ukufumana oko uhlawule .
  
• Thetha ukuvuleka kwakho ukutshintshisana ngaphezu kokubuyisela imali. Abaniki bamakhadi ngekhadi abaqhelekanga ukusebenzisana xa kuthengiswa iingxabano zekhadi lesikweletu; basemashishini ekunqumeni ukukuboleka ngetyala okanye ayikho. Baye bathambekele ekuthandeni, nangona kunjalo, kubathengi abathetha ngokuqinisekileyo izinto ezifana "Ndiya kuvuyisa ngokutshintshiselana; konke endikufunayo kukufumana oko ndihlawulele kwixabiso elisele ndilihlawule!"

Into ebaluleke kakhulu ukuyikhumbula xa ufaka ingxabano yekhadi lesikweletu kukuba ujongene nebhizinisi elisebenza kwishishini lokwenza umsebenzi. Benza njalo imihla; akukho nto ekhethekileyo. Ukupholisa, ukuzola, nokuqokelela, nokuqonda ukuba isizathu sokuba ufuna ukubuyiselwa imali okanye utshintshiselwano kukuba awufumananga oko ukulindele ukufumana (kwaye ukholelwa ngokufanelekileyo ukuba unetyala).