Laba bengabanini beshishini abonakalisa ixesha lokurhafisa nazo zonke iinkcukacha zabo zerhafu zorhwebo kwiibhokisi zebhokisi. Amalungiselelo eerhafu kufuneka alungise iirisithi kunye neengxelo zebhanki kwiibhokisi zebhokisi kwaye uzame ukufumana iirhafu zoshishino ukwenzela ukuba i-tax return ilungiswe.
Ngamanye amaxesha aba bantu be-Shoebox Business People bafumana impapasho yokufumana ingeniso , kodwa baninzi bafumana ingxelo zabo zebhanki (ezingaxolelwanga, ngokuqinisekileyo).
Ngenxa yokuba ayilungelelaniswa, aba bantu beshishini kufuneka bahlawule ngaphezulu ukubuyela kwabo kwerhafu kweshishini kunomntu oye wangena eofisini ngokushicilelwa kwiphepha le-balance sheet kunye nenkokhelo yemali ekupheleni konyaka.
Kutheni ungafuni ukuba ngumntu woBuchwebi beBhobhoki
Ukuba ugcina iirekhodi zezoshishino kwibhokisi yebhokisi, okanye nayiphi na uhlobo lwelizwe elingenakulungiswa, ungalahlekelwa yimali:
1. Ukubuyela kwakho kwerhafu kuthatha ixesha elide ukulungiselela, oko kuthetha ukuba indleko yerhafu yerhafu iyanda.
2. Ungaphuthelwa ngeendleko ezininzi ezidityanisiweyo ngenxa yokuba ulahlekelwe-okanye awuzange ufumane - iirisithi kufuneka uhlawule imali yokuncitshiswa kweendleko.
3. Ezinye izithintelo zeendleko zorhwebo zingalahleka ngenxa yokuba awubhaliswanga. Umzekelo, iindleko zokuqhuba kufuneka zifakwe ngexesha lokuhamba. Awukwazi nje ukwenza uhambo lokuhamba ngokushishino ekupheleni konyaka.
4. Ukongeza kwimibandela yerhafu, ukungahlelwanga kukubangela ukuba ulahlekelwe yimali imihla ngemihla.
Ngokomzekelo, ukuqhuba ibhizinisi lakho ngaphandle kokwazi ukuba uhla lwekheshi lithetha ukuba unokubetha iindleko ze-overdraft nezinye iimali zebhanki.
5. Ukungazi iimeko zakho zezemali kungabangela ukuba ulahlekelwe ngamathuba okuthenga ngexesha elihle kwaye utyalombele ukufumana inzuzo yokubuya.
Abaqeqeshi bezentlawulo baya kukuxelela ukuba kukho ukulungelelaniswa okucacileyo phakathi kwempilo yezoshishino kunye neendawo zerekodi zezoshishino zabo.
Ufuna Uphephe Ukuba ngumntu woBuchule weBhobhobhokisi?
1. Fumana inkqubo yokugcina i- intanethi kwaye uyigcine. Faka zonke iifayile kwinqaku elingentla kule nkqubo. Sebenzisa izixhumanisi zazo kwi-akhawunti yakho kwaye ufumane izilungiso ezizenzekelayo, ngoko ke akudingeki wenze i-input manual.
2. Hlela indlela yokubamba zonke iintengiso (umcimbi wezemali) xa kwenzeka. Ndiyithumela yonke irisidi ye-intanethi kumgcini-makhupha nge-imeyile, nditshele ukuba yeyiphi inqanaba lokulifaka. Emva koko ndinokulibala. Enye indlela elula kukugcina zonke iirekhodi kwi-intanethi, usebenzisa i-Evernote. Ungathumela i-imeyile kwi-akhawunti yakho ye-Evernote. Musa ukulibala ukuthengwa okuncinci; zirekhode kwi- cash cash system .
3. Faka i-logbook kwimoto yakho kwaye ugcine umkhondo wee-mileage zezoshishino . Yenza inqaku rhoqo xa uqhuba kuyo nayiphi na ishishini, kuquka nomhla, ukuqhutywa kweekhilomitha, kunye neenjongo zoshishino.
4. Njalo ngenyanga, hlaziya iindleko zakho kwaye uxolelane ne- akhawunti yakho yebhanki yebhanki. Akunzima loo nto. Ngenkqubo ye-intanethi, phantse yenzelwe wena. Qinisekisa ukuba zonke iindleko zihlulwe ngokufanelekileyo. Ukuba iindleko zentlanganiso yeshishini kwindawo yokutyela okanye kwenye indawo apho ukhokhela nge-debit yakho yebhanki okanye ikhadi lekhredithi, phawula injongo yoshishino kunye nobani obenayo kwi-risithi (ngokuqhelekileyo indawo yokubhala amanqaku).
Ukuba ubona into engaqhelekanga, landela kuyo. Nguwe kuphela ongakwenza oku, kwaye kuya kuthatha imizuzu embalwa kuphela.
5. Ngaphambi kokuphela konyaka, yenza ukuhlaziywa okukhawuleza konyaka , ukuphawula nayiphi na into engaqhelekanga, nayiphi na indleko ngaphandle komgca okulindelekileyo. Yongeza zonke ezo zindleko zorhwebo kwi-log book. Lungiselela uluhlu lweendleko zeofisi zasekhaya. Kwaye uyenziwe!
Emva kokuqala konyaka, xa unokwenza konke ukugcinwa kwencwadi yakho yokugqibela , unokuhamba ukuya kwiofisi ye-tax preparer nge-memory stick. Okanye, kungcono kunjalo, unokuthumela iimeyile ezi fayile ngqo kwi-preparer yakho yentela.