Ukuqinisekisa Ukuqina Kwakho Kontraki Ukunyaniseka

Ukuba iqela lakho liqeshe ikontraka elizimeleyo, ingabe iqumrhu lakho lingabanjwa limele ngenxa yokulimala okubangelwa ukunganyaniseki kwontengiso ? Impendulo mhlawumbi. Eli nqaku liza kuchaza iimeko apho ibhizinisi lingabanjwa lijongene nokunyaniseka okwenziwa yikontrakta elizimeleyo. Kuya kuphinda ichaze indlela ibhizinisi lakho lingakhusela ngayo amabango.

Umthetho woTywala ozimeleyo

Njengomgaqo oqhelekileyo, ishishini alixanduva lokulimala okwesithathu kubangelwa yingozi eyenza ukunganyaniseki kwintengiso.

Ikontraka liphethe umsebenzi owenzayo, kwaye unomsebenzi wokulawula ingozi ehambisana nalo msebenzi. Ngaloo ndlela, ikontraka inesibophezelo sokwenzakalisa okwenziwe ngumsebenzi. Cinga ngolu hlobo lulandelayo.

Umzekelo

UHarry unobumnandi bentsimbi, isitolo sezinto zokuthengisa. Ivenkile ihlaziywa, kodwa iya kuhlala isebenza kuyo yonke inkqubo yokwakha. UHarry useqeshise uMququzelelo oMangalisayo ukufaka indawo yokuguqula idala kunye nemigangatho emitsha.

Ngomhla emva kwemini, umqeshwa onobuGcisa usebenza kwelinye icala lokugcina ivenkile. Ummandla womsebenzi uthintelwe. Umqeshwa ulinganisa ukucoca uketshezi xa engqongqo engqongqo kwibhotile. Uyakhupha umgca, kodwa akaqapheli ukuba amanye amachiza aye ahamba ngaphandle kwendawo edibeneyo. UMthetho oYilwayo, umthengi, uhamba xa ehamba kwaye ewela kumgangatho omanzi. Ukuba iBhili-mali inokulimala ekwindla, i-Happy Hardware ixanduva lokulimala kwayo?

Impendulo mhlawumbi ayikho. I-Floating Flooring yayiphethe umsebenzi we-flooring, ngoko (kungekhona ivenkile ye-hardware) inoxanduva lokulimala komthengi.

Umgaqo-kontraki ozimeleyo unamanye ambalwa. Ibhizinisi linokuthi lithweswe uxanduva lokunganakwa okwenziwa yikontrakta elizimeleyo phantsi kweemeko ezichazwe ngezantsi.

Ubungakanani beMfanelo yoTywala

Ibhizinisi lifunyenwe ngamabango afana nalawo achazwe ngasentla phantsi komgaqo-nkqubo wezoqoqosho jikelele . Umgaqo-nkqubo uphawula umonakalo kwishishini eliqinisekisiwe ukuba lihlawulwe ngokusemthethweni ukuhlawula umonakalo emzimbeni okanye umonakalo wepropati kubangelwa ngumntu wesithathu. Ibhankini ihlanganiswe ngenxa yezenzo zayo zokunyanzela ezenziwa ngunyonkontiya ozimeleyo. Le nkcazo ifakiwe kuba umgaqo-nkqubo awukhupheli ukulimala okubangelwa yizenzo zezivumelwano ezizimeleyo. Ngethuba nje ukontraka eqhuba umsebenzi kwiqela lenkampani xa ukulimala okanye ukulimala kwenzeka, ibango leenkampani kufuneka lifakwe.

Umyinge oKongezelelweyo

Kwimeko ekhankanywe ngasentla, i-Happy Hardware iqeshise i-Fantastic Flooring ukuze ithathe indawo yomdala. UHarry uyazi ukuba ishishini lakhe linokuthi litshutshwe xa umcwangcisi womgangatho wezandla engenzi ngokunyanisekileyo, kwaye akonakalise umntu wesithathu. UHarry akafuni ukusebenzisa umgaqo-mboleko we-store njengemigca yokuqala yamabango athathwe kontraka. Ufuna umgaqo- kontraki ukuba asebenze njengendlela yokubambisa ngokukhawuleza kula mabango.

Ngaloo ndlela, uHarry ufuna i-Fantastic Flooring ukuba igubungele ishishini njengenye i- insured phantsi komgaqo-mboleko wenkontileka. Njenge-insured eyongezelelweyo phantsi komgaqo-mboleko we-Fantastic Floating, umgangatho onobumnandi kufuneka uhlawulelwe amabango ngenxa yokunyaniseka okubonakalayo kwi-Fantastic, okanye ngokubambisana neFantastic and Happy Hardware. Umgaqo-nkqubo wokuzibophelela weHelitary Hardware uza kunika inkxaso yokugcinwa kwenkxaso, ukuqinisekisa ezo zibango ngokungaphezulu .

Ukongezwa kwee-insured ezongezelelweyo kunemiphumo ethile . Enye impendulo enkulu kukuba i- insured eyongezelelweyo ibelana ngemida yomgaqo-kontraki kunye nekhontrakthi. Ibango elikhulu elibhekiselele kwiFloral Flooring linokunciphisa okanye kukhuphe umda we-Fantastic umgaqo, ukushiya encinci okanye akukho nkonzo yokuHlabathi yeHlindle. Enye ingozi kukuba i-insured eyongezelelweyo ixhomekeke kumgaqo-kontraki umgaqo-nkqubo. ISikontrakta sinokutshintsha okanye ukurhoxisa umgaqo-nkqubo ngaphandle kolwazi olongezelelweyo lwe-insured. Okwesithathu, igama elongezelelweyo le-insured liqulethe ukukhawulelwa kwemida. Ngokomzekelo, angayi kunika imida engaphezulu kunokuba iyimfuneko yesivumelwano, nangona umgaqo-nkqubo unika imida ephezulu.

OCP

Esinye isibonelelo esongezelelweyo se-insured yi- Owners kunye ne-Contractors Ukukhuselwa okanye uxanduva lwe-OCP olufutshane. Le ngxelo ingathengwa yikontraka okanye i-subcontractor ukuqinisekisa umnikazi weprojekthi okanye isikontrakta jikelele. Kubhaliwe njengomgaqo ohlukeneyo.

Umgaqo-nkqubo we-OCP uquka amabango okanye amaxhoba ngokumalunga nokukhuseleka komzimba okanye umonakalo wepropati obangelwa yinto. Ubungakanani busebenza kuphela xa ukulimala okanye umonakalo kuvela kwizinto ezilandelayo:

Ngamanye amagama, i-inshurensi ye-OCP iquka inkampani eqinisekisiwe egxininisayo ngokunyaniseka kwayo kwizenzo zokunganaki ezenziwa yikontraka. Ikwabandakanya inkampani egama layo ngamabango echaza ukuba ayiphumelelanga ngokufanelekileyo umsebenzi wontengiso.

Inzuzo

Kuloo nkampani ebizwa ngokuba ngumgaqo-nkqubo, i-OCP coverage inezinzuzo ezintathu ngaphezu kokubhengezwa okongezelelweyo okuqinisekisiwe. Okokuqala, umgaqo-nkqubo we-OCP uquka umda weqela kunye nomda ngamnye wokuvela. Inkampani egqitywe ngomgaqo-nkqubo ayifuni ukwabelana ngala mida kunye nekhontraktha okanye i-subcontractor. Okwesibini, umgaqo-nkqubo we-OCP usebenza njenge-inshorensi eyintloko. Ukuba ibango eligqitywe ngumgaqo-nkqubo we-OCP lifakwe kwi-insured, i-OCP i-insurer iya kuhlawula ibango ngaphandle kokufuna igalelo kumgaqo-mboleko we-insured. Ukongeza kwenkxaso-mali eyongezelelweyo, kodwa akusiyo rhoqo, isebenza njengesigxina sokuqala. Okwesithathu, igama elibizwa ngokuba yi-insured lilawula umgaqo-nkqubo. Akukho mntu unokurhoxisa umgaqo-nkqubo ngaphandle kolwazi lenkampani.

Iingxaki

Ukhuseleko lwe-OCP lunemiqobo emininzi. Okokuqala, iquka kuphela iintlobo ezimbini zamabango achazwe ngasentla. Umgaqo-nkqubo we-OCP unokubonelela ngokukhawuleza ngaphezu kokubhengezwa okongezelelweyo. Ngaphezu koko, iingxabano zivela malunga nenjongo yokuba "ulawulo oluqhelekileyo," kuba eli gama alichazwe kumgaqo-nkqubo. Okwesibini, ukukhutshwa kwe-OCP kusebenza kuphela kwizibango ezivela kwimisebenzi eyenziwa yikontraka efakwe kwiimpapasho. Imisebenzi eyenziwa yikontraka, kwaye indawo apho zenziwa khona kufuneka ichazwe kwakhona.

Ayikho iQumrhu leMfanelo

Umgaqo-nkqubo we-OCP awukatshintshi i-inshorensi yemfanelo jikelele. Inkampani echazwe kumgaqo-nkqubo iya kufuna i-inshorensi yayo yonke yemfanelo ye-inshorensi ukuyikhusela kumabango angagqitywanga ngumgaqo-nkqubo we-OCP.