Uninzi lwabanini bezoshishino abanjwe ngethuba lokuhlawula okanye xa baqala ukwenza inzuzo. Ukumangaliswa kuza kuba abaqapheli ukuba kufuneka bahlawule irhafu eqikelelwayo kwiholo labo. Eli nqaku lichaza indlela yokwenza ukubalwa okukhawulezayo ngokubanzi ukuba ufumene ukuba unokufuneka uhlawule kangakanani kwiirhafu eziqikelelwayo.
Nantsi indlela okwenzeka ngayo ukumangaliswa:
Mhlawumbi ungumnini mncinci umnini-shishini ohlawula irhafu njengomnini wedwa, umnikazi we-LLC okanye iqabane. Kule meko, kufuneka uhlawule irhafu yengeniso yakho yeshishini ngokubuya kwakho kwerhafu. Oku kubizwa ngokuba kudlulisa irhafu .
I-double whammy iza xa uhamba ukufumana iirhafu zakho ngenxa yakho yonke imali engenayo-ishishini kunye neyakho.
Whammy # 1 Masithi wenze inzuzo kulo nyaka kwi shishini lakho. Ukuba ungumqeshwa uza kuba neerhafu zokurhoxiswa kweerhafu zerhafu yengeniso ngenxa yemali engenayo (ishishini kunye neyakho). Kodwa njengomnini-shishini ongeyena msebenzi, ngoko akukho ntlawulo kwiholo lakho eliphuma kwishishini.
Whammy # 2 . Kufuneka kwakhona ukuba uhlawule irhafu yeNtlalo noKhuseleko kwiRhafu yakho. Oku kuthiwa irhafu yengqesho . Ukuba ngaba ungumqeshwa, ezi ntlawulo zazingenakunyuswa kwiholo lakho. Kodwa iintlawulo zakho kuwe njengomnini zibhekwa njengomdwebi womnini , kungekhona umvuzo.
Kwaye iirhafu ezifunekayo kwingeniso yakho yeshishini ayigcinwanga.
Ingeniso yerhafu yengeniso kunye nerhafu yengeniso kunye nerhafu yerhafu yerejista yakho yerhafu kufuneka ibhatale ngokubuyiswa kwakho kwerhafu. Kodwa awuzange ugodle nantoni na ukuba uyihlawule. Le yilapho irhafu eqikelelwayo ingena khona.
Uyazi njani ukuba uninzi lokuhlawula kwiirhafu eziqikelelwayo ?
Into yokuqala yokukhumbula kukuba, ukuba uhlawula irhafu yakho yeshishini ngokusekelwe kwingeniso yakho kwiShedyuli C , kufuneka uqwalasele yonke ibhizinisi lakho kunye neengeniso zakho kubalo.
Umgaqo we-IRS kukuba kufuneka uhlawule ubuncinane i-90% yentlawulo yengeniso (kunye neerhafu zokuqeshwa) ngexesha lonyaka, ukuphepha iintlawulo kunye nezohlwayo.
Ukuziphendulela: Oku kubalwa kunye nolwazi olukule nqaku alujoliswanga ukuba lube yingcebiso yerhafu. Yindlela nje yokufumana ingcamango jikelele malunga nokuba yintoni efanelekileyo. Sebenzisana neengcali zakho zerhafu ukwenzela ukuba ubone iirhafu ezifunekayo kwiirhafu eziqikelelwayo kwaye xa zifanelekile.
Ulwazi olufunekayo ukubala Iimali zemiSebenzi eqikelelweyo
Ukubala iirhafu zorhwebo eziqikelelwayo kwiShedyuli C , kuya kufuneka udibanise le ntlawulo yengeniso ngolwazi olwenziwe ngenye ingeniso, ukugodla irhafu , ukuxothwa, kunye neengxelo zemali kwiirhafu zakho zerhafu . Uya kufuneka kwakhona ukubala irhafu yerhafu yokuqeshisa abasebenzi (Ukhuseleko lwezeNtlalo / irhafu yemirhumo yabanini-shishini ) kwaye zibandakanya irhafu yerhafu yokuqeshisa ekuhlawuleni irhafu eqikelelwayo.
Nolu uluhlu lwazi oluya kulufuna:
1. Uqikelelo lwengeniso yoshishino kunyaka werhafu. Ungasebenzisa ingeniso yakho kwiminyaka edlulileyo, okanye uthathe ingeniso yakho kuze kube ngumhla wangoku kwaye uqikelele ingeniso kulo lonke unyaka.
2. Uqikelelo lweendleko zoshishino zonyaka, usebenzisa iminyaka eyadlulileyo njengesikhokelo okanye ukusebenzisa iindleko zonyaka kunye nokuziqhelisela ekupheleni konyaka.
3. Ngenxa yokuba irhafu yakho eqikelelwa kuxhomekeke kwimeko yakho yerhafu , kufuneka udibanise imali engenayo, ukuxothwa, iikhredithi, ukuxolelwa, kunye naliphi na ukukhutshwa kwentlawulo yengeniso evela kummandla wakho. Ngendlela efanayo neengeniso zentengiso kunye neendleko, ungasebenzisa ulwazi oluvela kwimbuyekezo yentlawulo yangaphambili okanye usebenzise unyaka kunye neprojekthi ukuphela konyaka.
Ukufumana Uncedo Ukubala Iimali Ezilinganisiweyo
Unako ukubala iintlawulo zakho zerhafu eziqikelelwayo ngokucela i-preparer yakho yerhafu ukuba usebenze uqikelelo, ngokusebenzisa i-IRS ishishini lokubala lokuhlawulwa kweerhafu, okanye ngokufumana uqikelelo olubi ukusuka ekuhambeni kwakho konyaka odlulileyo olungiselelwe isoftware yerhafu:
- I-Worksheet yokuHlola yokuThengiswa koRhafu Ungasebenzisa iphepha lokusebenzela lokubala lokuhlawula irhafu elibonelelwe nge-IRS kwifom ye- 1040-ES . Unokukhuphela lo mbhalo uze ugcwalise ishidi lomsebenzi werhafu eqikelelwayo kwifom. Emva koko gcina iphepha lokusebenzela kwikompyutha yakho.
- Sebenzisa iNkqubo yeRhafu Kwixesha elidlulileyo, ndisebenzise inkqubo yesoftware yerhafu kwimizuzu yonke ukuqhuba ukubala ngokugqithisileyo kwerhafu eqikelelwayo kunyaka ozayo. Ndisebenzisa ukubuyela konyaka odlulileyo ngenxa yokuba ukuncitshiswa kwamagama akutshintshi unyaka unyaka. Ndiza nje ngenele ingqikelelo yengeniso yezoshishino (ingeniso yemivuzo ihlawulwe irhafu). Isofthiwe yerhafu ibala irhafu yengqesho. Nangona le ndlela ingenakho ichanekileyo ngokupheleleyo, inika ukuqikelelwa okukrakra ngenjongo yokucwangcisa irhafu.
Ukubala Imilinganiselo ehlawulweyo yeNtsebenziswano, i-LLC, i-S Corporations
Ekubeni abanikazi beentsebenziswano, ii-LLC, kunye ne-S zingabasebenzi boshishini, bafumana iintlawulo rhoqo kwi-shishini. Ezi ntlawulo azixhomekeke ekubanjweni, ngoko ke iirhafu eziqikelelwayo zifuna ukuhlawulwa. Ukubala iintlawulo ezihlawulisiweyo zerhafu, sebenzisa inkqubo echazwe ngasentla. Ukunikezelwa kwakho kwi shishini lakho kunokuqikelelwa kwiminyaka edlulileyo, okanye unokwenza iprojekthi kunyaka okhoyo ukususela ngoku.
Musa ukulibala ukuquka iRhafu yoNyango
Abanikazi bezoshishino kufuneka bahlawule irhafu yerhafu yonyango ( Ukhuseleko lwezeNtlalo kunye neMedareri) kwimali engenayo. Iintlawulo zerhafu kufuneka zifakwe kunye nokubuyiswa kwentlawulo yerhafu yoshishino lomntu, kwaye ezi zerhafu azinqatshelwe ukusasazwa, ngoko ke kufuneka ungeze irhafu yerhafu yokuqeshisa ukuba uhlawule irhafu yentlawulo eqikelelwayo. Ukubala iirhafu eziqingqiweyo zerhafu, sebenzisa iShedyuli SE, okanye ufumane uncedo kwi-preparer yakho yentela.
Umzekelo wokubala kwiirhafu eziqikelelwayo
UWilliam Perez, isiKhokelo soPhuhliso lweRhafu, unomxholo oqaqambileyo ngomzekelo ocacileyo wokubala kwerhafu eqikelelweyo.