Kutheni amaxabiso okuhlawula abasebenzi aseburhulumenteni omnye aphezulu okanye aphantsi kunezinye?
Kukho inani lezinto ezinokutshintshisa amazinga ukuya phezulu. Ezi zintandathu zichazwe ngezantsi.
Izinzuzo zinikezelwa
Uninzi luya kuzuza iintlobo ezifanayo zeenzuzo zokulimala ezinxulumene nomsebenzi. Ezi zibandakanya ukuxhomekeka kwezokwelapha, ukukhubazeka (ukulahlekelwa kwengeniso), ukulungiswa kwemisebenzi, kunye neenzuzo zokufa (kwabasindileyo). Nangona kunjalo, inani leenzuzo ezibonelelweyo alihambelani kuwo onke amazwe. Amanye amazwe anika iingenelo ezicebile kunabanye. Izinzuzo zindleko zemali eziphezulu kakhulu zinokukhokelela kumazinga aphezulu.
Ukubonisa ukuba iinzuzo ziyahluka njani, cinga ukuba ngamnye umsebenzi wabini uye wafumana ukulahlekelwa kwindlebe epheleleyo kwindlebe enye ngenxa yengozi yemveliso. Omnye umsebenzi uhlala kwiNkqutyana A ngelixa elinye lihlala kwiSizwe B. Umqeshwa kwi-State A ufumana iiveki ezingama-70 zokukhubazeka kodwa umqeshwa kwi-State B ufumana iiveki ezingama-49 kuphela. Abasebenzi baye balimaza ngokufanayo kodwa omnye ufumana u-42% ngaphezulu kwiintlawulo zokukhubazeka kunomnye.
Ezinye iindawo zinciphisa iintlobo ezithile zeenzuzo. Ngokomzekelo, umthetho weembuyekezo zomsebenzi wombuso ungabhalela umqeshwa ekufumaneni iiveki ezingaphezu kwe-500 zomvuzo olahlekileyo kwintlobo ethile yengozi ebangela ukukhubazeka okusisigxina. Olunye urhulumente unako ukufumana iintlawulo ezikhubazekileyo ezingapheliyo zokulimala okufanayo.
Ukulimala Okufihliweyo
Ezinye iintlobo zenzakalo ziyakucetyiswa ngumthetho wemponzo yomntu omnye ngaphandle komnye. Ngokomzekelo, abanye bathi banokulimala ngokwengqondo, njengokukhathazeka okanye ukudandatheka, kuphela xa bebangelwa kukulimala emzimbeni. Ezinye iindawo zikhupha ngokwenzakalo ngokwengqondo phantsi kweemeko ezithile. Umzekelo umonakalo obangela uxinzelelo olusemva kwesifo esivela kwisiganeko esiyingozi esinobudlova emsebenzini.
Imithetho yembuyekezo yempatho yabasebenzi ihluke ngendlela ebegubungela ngayo i-comorbidities (iimeko ezikhoyo) ezifana nokukhuluphala okanye isifo senhliziyo. Ukuhlaselwa kwentliziyo kunokuhlawulelwa kwamanye amazwe ukuba kuphumela ekugqibeleni ukuxhaswa kwixesha lomsebenzi. Ezinye iimeko zingabinakukhupha loo miqathango.
Imithetho kaRhulumente iyahlukahluka ngokwemiqathango yezifo zokusebenza ezizibandakanyayo. Uninzi lubandakanya zonke izifo ezifunyenweyo emsebenzini ojongene nemigangatho ethile. Ezinye iincwadi zihlanganisa kuphela izifo ezithile ezichazwe kumthetho (njenge-asbestosis kunye ne-silicosis).
Iinkqubo zokuBaluleka
Indlela apho amaxabiso okuhlawula abasebenzi aphuhliswayo ahluka ukusuka kwiphondo ukuya kwilizwe. Kwixesha elidlulileyo, amaninzi amazwe athembele kwi- NCCI okanye kwi-office compensation compensation bureau ukubala amaxabiso.
Ezinye iindawo zilandele le ndlela.
Kodwa, namhlanje, abaninzi bathi basebenzisa ukulingana . Ngaphantsi kwemithetho yokuncintisana, aba bhorensi bavunyelwe ngokubanzi ukuhlakulela amaxabiso abo ngokusekelwe kwiindleko zokulahleka ezibonelelwe yi-NCCI okanye i-bureau yelizwe. Le mithetho ijoliswe ekunciphiseni amaxabiso okuhlawula abasebenzi ngokunyusa ukhuphiswano. Esi sicwangciso asizange siphumelele. ECalifornia, esetyenzisiweyo ukusuka ngonyaka ka-1995, yayinamazinga aphezulu kwisizwe ngo-2014.
Olunye umgangatho wokukhuphisana lwanqabela abatshutshisi ukuba basebenzise nayiphi na irhafu engavunywanga ngabaphathi beembuyekezo zabasebenzi baseburhulumenteni. Nangona kunjalo, uninzi lwalo luvumela abaqinisekisi ukuba basebenzise amaxabiso ngokukhawuleza xa befake kwi-bureau.
Ukwahlukana komsebenzi
IiRhafu zingachaphazeleka nakwiindidi zamashishini apho abasebenzi basebenza khona.
Ukuxutywa kwemisebenzi kuyahluka ukusuka kwiphondo ukuya kwilizwe. Kwamanye amazwe amaninzi amashishini angasebenza kwiimigodi, ukubola kweoli, ukungena kunye nezinye izinto ezinobungozi . Abasebenzi abanjalo banokulimala emsebenzini kunabasebenzi abasengozini. Njengoko inani lokulimala likhuphuka, amaxabiso angakhula kwakhona.
Amabango kunye neNkundla
Enye into echaphazela ukuhlawulelwa kwamanani abasebenzi kubangelwa ngabasebenzi ukuba bafake izicelo zamabango, ngokukodwa ngokukhubazeka. Abasebenzi kwamanye amazwe banamathuba amaninzi kunezinye iindawo ezifuna izibonelelo zokukhubazeka.
Kukho ukwahlukana ukusuka kummandla ukuya kutsho kwimeko yamabango okuhlawulela abasebenzi abandakanya amagosa. Njengoko ukubandakanyeka kwegqwetha kukukhula kwimeko, amaxabiso angasuswa.
Ulwahlulo lweendleko
Ezinye izinto ezibini ezichaphazela amaxabiso omvuzo wemisebenzi yindleko yononophelo lwempilo kunye nomvuzo. Iindleko zonyango ziyahluka kakhulu kwiindawo ezithile zelizwe ukuya kwelinye. Ukuhlinzwa okulula kwamadolo kungadola i-$ 3000 kwimeko enye kunye ne-15,000 zama-dollar kwenye. Amanye amazwe achaza ukusetyenziswa kweedyuli ezithintela iintlawulo kubaboneleli. Kwamanye ama-providers aseburhulumenteni ayahlawulwa inani elihlawulisiweyo kwaye akukho zi shedyuli ezisebenzayo.
Imithetho yokuphucula yomsebenzi inikezela iintlawulo zokukhubazeka ngokusekelwe kumvuzo wesonto eliqhelekileyo lomsebenzi. Ukuba umvuzo uphuma kwilizwe, iirhafu zinokunyuka kwakhona.