Kule nqaku, ndiza kuxubusha ezinye zeemali zerhafu, iimali, kunye nokufudukela kwamanye amazwe okubandakanyeka ukuba ngummi wase-US ohlala phesheya njengongumntu osekudala kunye nokusebenza okanye ukuqhuba ishishini, kwaye ndiya kukunika iingcebiso malunga nokwenza utshintsho kwishishini eliphesheya lula.
U-Justin Bosco ungumongameli we-Foothills Creative, i-agency engabonakaliyo yokuthengisa ngokugqithiseleyo kwi-graphic design kunye newebhu kwiibrari ezinesibindi. UJustin wagqiba ekubeni athathe ishishini lakhe phesheya kwelinye ilizwe, eAustria, apho ene-ofisi yakhe eyiyo. Nangona kukho imihla ngemihla, uYusten uthetha ezimbini ngokukodwa: ukuthengiswa kwemali kunye nentlawulo.
UJustin uthi:
Enye yeengxaki ezisemgangathweni ekusebenzeni nasekuhlala ngaphandle kwe-US kukuba ... kufuneka ugxume kwiingxaki xa usebenza necandelo lezemali. Ngokomzekelo, ukuthengiswa ngokutsha kudla ngokukhawuleza kwaye kugcinwe ukususela ekubeni i-IP yam ibonisa ukuba ndingaphandle kwamanye amazwe. Njalo ixesha kufuneka ndiqinisekise yonke ingcaciso yam, phantsi kwelayisenisi yam yokuqhuba.
Ukujongana neebhanki kunzima xa ungenayo idilesi yomntu ngaphakathi kwe-US, efunwa yiyo yonke into. Ndivile ukusebenzisa ibhokisi leposi elibonakalayo yindlela efanelekileyo malunga nale nto, kodwa ngoku ndisebenzisa idilesi yabazali bam ukuze umntu endimthembayo angakwazi ukugcina iso kwi-imeyile ebalulekileyo.
UJustin wachaza nabangaphandle abafumana imali yokungeniswa kwemali, evumela abemi baseUnited States abachitha ixesha elingaphezu kwama-330 kwiinyanga ezilishumi elinambini ezilandelelanayo njengokuba banelungelo lokukhangela irhafu yerhafu. Ndiza kucacisa ngakumbi ngezantsi apha.
UJeanna Barrett unguMsunguli kunye noMphathi oyiNtloko wePhepha lokuqala.
Ikhasi lokuqala lisebenza kunye nokuqalisa kunye namashishini ekuqhubeni ukuqonda ngolwazi kunye nokukhula ngokusebenzisa iziteshi ezithengayo ezingenakunqwenelekayo, imidiya yoluntu kunye ne-SEO. Uhlala kwaye usebenza eBelize. Ndambuza uJeanna malunga namava akhe kunye nemibandela echaphazelekayo ekusebenzeni eBelize: Wachaza neengxelo zebhanki kunye nemali:
... kukho ezinye iingxaki zokufumana ibhanki kumazwe angaphandle. Kukhohlisayo ukufumana i-akhawunti yebhanki yaseBelize, ngoko ndine-akhawunti yasebhanki yase-US. KANYE ukuba ndilahlekelwa ngumkhadi wam okanye ulungelelaniswe, baya kuthumela entsha kwidilesi yam yase-US, ngoko ndiyakwazi ukuba ngaphandle kwekhadi ukufikelela kwimali eBelize ide ndikwazi ukuyithumela esuka e-US ukuya eBelize.
Ngoko ke, ndilondoloza ikhadi lam ebhanki ngobomi bam. Kwakhona, nayiphi na ixesha ndiyifumana imali eBelize (ezininzi iindawo apha zifana neziqhamo ezincinci / izigulane zimi kunye namashishini omama kunye nee-pop athatha imali kuphela), ndiphantsi kwentlawulo yokuthengiswa kwamanye amazwe.
Nazi izinto ezi-5 omele uziqwalasele ngaphambi kokuba wenze ibhizinisi phesheya:
1. Fumana uchwepheshe wengxelo yerhafu.
Khangela umntu onolwazi malunga nemiba yentela kunye nokunika ingxelo kwi-patriots yangaphambili. Unokufumana isofthiwe yerhafu eyokukunceda ufake iifom zerhafu ezifanelekileyo, kodwa ukuba imeko yakho iyinkimbinkimbi, nokuba yinto encinane, kufuneka ube nomntu onokuthetha naye.
2. Hlola imithetho yokufuduka.
Ilizwe ngalinye linemfuno eyahlukeneyo kubahlali bezinye iintlanga abafuna ukuhlala nokusebenza kumazwe abo. Ukusebenza kweli lizwe lihluke ngokuhlala nje kweli lizwe; Ukusebenza kufuna ukuba ufumane imvume yemvume, kungekhona nje i-visa.
Ukuba uceba ukusebenzela eYurophu, iYurophu Yomanyano i-agency yeBluetooth Card ikuvumela ukuba ufake isicelo semvume yemisebenzi. Itholakala "kubahlali abane-qualified" abahlali base-EU.
3. Ukuseka izinto zebhanki nemali.
Ukubhankwa kwebhanki kumazwe angewona ase-US kunzima kakhulu ngemithetho emitsha yase-United States yokunciphisa ukutshatyalaliswa kwemali kunye nokukhusela ukukhutshwa kweerhafu ngokugcina imali ngaphesheya. Le miqobo ethathwa nguYustin.
Umthetho wokuThengiswa kweRhafu ye-Akhawunti yangaphandle (FATCA) ufuna ukuba izakhamuzi zase-US zibike iimpahla zezimali ezigcinwe ngaphandle kwe-US Ngoko ke ukuba usebenza kwelinye ilizwe kwaye unayo i-akhawunti yebhanki apho ukuthengiswa kwendawo, kufuneka uxelele ezi zilinganiso kwi-IRS.
Enye indlela yokusingatha ukuthengiselana kwamanye amazwe kunye nokusukela e-US kukufumana ibhanki enkulu yase-US ejongene nale ntsebenzo yonke imihla. Umzekelo, i-Wells Fargo ne-Chase Bank zinamasebe angamazwe angakunceda. Thengeza ufumane ukufumana imali ephantsi.
4. Khangela umntu othembelayo e-US
Uya kufuna umntu ukuba athathe ishishini - kunye ne-imeyile kunye nokujongana neminye ibhizinisi.
Akukho sizathu sokuba ungeke usebenze inkampani yase-US ngaphandle, kodwa kuya kufuneka uhlolisise kunye nesimo sakho ukuqinisekisa ukuba unedilesi yezoshishino esemthethweni kwimeko. Uninzi lwamazwe lifuna ukuba ube ne- ejenti ebhalisiweyo , umntu onokufumana amaphepha omthetho, kwaye lo mntu kufuneka abe nedilesi yangokwenyama (engekho ibhokisi le-PO) kwimeko.
Kodwa i-ejenti yakho ebhalisiweyo ayiyi kujongana ne-imeyile rhoqo, ngoko uya kufuna umntu ophethe idilesi yomntu ukuba adlulise i-imeyile ebalulekileyo. Unokufuna ukumnika lowo mntu igunya lommeli; ungacacisa into ebaluleke ngayo i-POA.
5. Ukuqonda ukungeniswa kwentlawulo yengeniso yangaphandle.
Ukuba ufuna ukukhuphela imali engenayo yangaphandle evela kwiiRhafu zase-US, uya kufuneka ukwazi iinkcukacha zesi program ukuze uqinisekise ukuba uhambelana nemida kunye nemingcipheko. Ukufumana imali engenayo kuphela kulungele ukukhutshwa (kungekhona isabelo okanye enye ingeniso-mali).
Kumele ube ngummi wase-US (abanye abahlali abahlala kuzo bafanelekile). Kufuneka ube nekhaya lentela ngaphandle kwe-US; Le yerhafu ikhaya lakho leyona ndawo yoshishino okanye umsebenzi. Umele uhlale kweli lizwe ngeentsuku ezingama-330 kwisithuba seenyanga ezili-12, kwaye kukho imida kwimali engenayo ongayibandakanyiyo.
Unako ukufumana ilungelo lokukhutshwa okanye ukuncitshiswa kwiindleko zakho zezindlu ngaphesheya ukuba indlu yakho yerhafu ivela kwelinye ilizwe. Kukho, kunjalo, ezinye izithintelo kunye nemida.
Ezinye iiNgxaki zeRhafu zabemi base-US basebenza ngaphandle
Ukhuseleko lwezeNtlalo kunye neerhafu zemirhumo
Ukukhishwa kwentlawulo yangaphandle ngaphandle kuchazwe ngentlawulo yerhafu yokuzimela (Ukhuseleko lwezeNtlalo kunye neerhafu zemali kwiirhafu zakho zoshishino). Kumele uhlawule irhafu.
Ukuba ingeniso yakho yangaphandle ivela kumqeshi, unokukwazi ukufumana umxolelwaniso wokubambelela le nkcitho yangaphandle, ukuba unelungelo lokukhutshwa. Sebenzisa ifom ye-IRS 673 ukufaka le bango.
Ulwazi olongezelelweyo
Jonga i- IRS Publication 54 Umkhokelo Wentlawulo kwi-US Abemi kunye nabahlali bamazwe angaphandle