Isikhokelo seNkcazo yeNzuzo

Indlela yokuHlaliswa koLwabiwo-mali ekuPhakanyisweni kweProjekthi yoTyalo-mali

Inkcazo yokuxhamla (PI), eyaziwa ngokuba yinqanaba lokutshala inzuzo (PIR) kunye nexabiso lokutshala imali (VIR), ngumlinganiselo wokwenza imali kwiprojekthi ecetywayo. Ngokwemigaqo yomntu, kubonakalisa iindleko kunye neenzuzo kwiqumrhu loshishino xa betyala imali kwiprojekthi ethile. I-PI yindleko yexabiso / inzuzo esetyenziselwa uhlalutyo lwezemali oluhlahlo lwabiwo- mali.

Inkcazo yenzuzo yinkqubo yokuphonononga ekusetshenzisweni kwimiba eyinkunzi kunye nelixhobo eluncedo lokubeka iiprojekthi kuba kukuvumela ukuba ulinganise inani lemali eyenziwe yunithi nganye yotyalo-mali.

I-Index yeNtlawulo yeFomula

Inkcazo yenzuzo ingabalwa ngokuhlula ixabiso langoku lokuhamba kwemali elizayo elilindeleke ukuba liveliswe yiprojekthi eninzi ngexabiso lokuqala, okanye utyalo-mali lokuqala , kule projekthi. Ukuhamba kwemali ezayo ayikwazi ukuquka utyalo-mali.

Ixabiso langoku lokuhamba kwemali elizayo lifuna ukuphunyezwa kwexabiso lexesha lokubala kwemali ukulinganisa ukuhamba kwemali ezayo kwiimali zamanje. Esi saphulelo senziwa kuba ixabiso le-$ 1 alingani kwixabiso le-$ 1 elitholwe ngonyaka omnye. Imali efunyenwe ngokufutshane nakwixesha langoku ithathwa njengenani elikhulu kuneemali ezifunyenwe ngokuzayo.

Utyalo-mali lokuqala luyimfuneko yokuhamba kwemali efunekayo ekuqaleni kweprojekthi.

Inkcazo yokufumana inzuzo ye-1 ibonisa ukuphulukana, okubonakala kubangelwayo. Ukuba umphumo ungaphantsi kwe-1.0, awuyikutshala imali kule projekthi. Ukuba isiphumo sikhulu kune-1.0, utyalo-mali kule projekthi.

Ukuba inkcazo yenzuzo yeprojekthi ngu-1.2, umzekelo, unokulindela ukubuya kwe-$ 1.20 kuyo yonke i-1.00 ye-$.

Indlela iNkcazo yeNkcazo yokuNzuza ngayo ibalwa

Unako ukubala i-PI ngolu hlobo lulandelayo:

Inzuzo Inkcazo = Ixabiso leNkcazo yeeKhahla zoHlaba ezizayo ezizaliswe yiProjekthi / Utyalo-mali oluQala kwiProjekthi.

Ngamanye amagama, ukuba isiphumo sikhulu kune-1.0, kwaye umnini-mali uyatshala imali kwiprojekthi, ngoko inkampani iya kuncedisa ngemali kwaye yenza inzuzo ukuba umnini-shishini uza kuqhuba kule projekthi.

Indlela Inkcazo Yenzuzo Yisebenziswa ngayo

Inkcazo yokufumana inzuzo isetyenziselwa ukubeka iiprojekthi ezinokuthi zenze utshintsho. Ngenxa yokuba iinkampani zihlala zizincitshiswa zezimali, zifaka imali kuphela kwiiprojekthi ezinenzuzo kakhulu. Ukuba kukho inani leeprojekthi zokutshala imali ezenzekayo, inkampani inokusebenzisa inkcazo yokuzuza ukubeka loo projekthi kwi-projekthi kwiphononongo ephezulu kakhulu yokunceda. inokudluliselwa ngenxa yokuba ayibonakalisekanga ukusetyenziswa kwezixhobo zeenkampani.

Kubalulekile ukuqaphela ukuba enye ingxaki ngokusebenzisa inkcazo yenzuzo kukuba ayivumeli umnini-shishini ukuba acinge ngobukhulu beprojekthi xa ehlola iiprojekthi. Ukusebenzisa indlela yokubaluleka kwamanani ekhoyo yokuvavanya iiprojekthi zophuhliso-mali ixazulula le ngxaki. Kucacile ukuba, ixesha eliza kulufuna iphrojekthi kunye nexesha lokufumana inzuzo liyakhathazeka.