Iintlobo zokuqeshisa: Indlela abaSebenza ngayo kunye nendlela ababala ngayo
Ezinye iinkonzo zisebenza kakuhle ngeengeniso ezihlukeneyo, okuvumela umnini-mali ukuba akhokhe iintlawulo zokuqeshisa ezantsi ngaphantsi kwexesha elingaphantsi kwengeniso.
Uqoqosho luguqule, kwaye ngamanye amaxesha ukuqeshiswa kweevenkile zorhwebo kunika ukubuyisela okungcono kunomhlaba wokuqeshisa indawo yokuhlala. Abatyalomali abaneendawo zokuhlala eziqashisayo zentsapho kunye neendawo zokuhlala eziqashisayo zokuhlala eziqashisayo zihlala bexhala ukungena kwiqeshiso zorhwebo, njengoko kunzima kakhulu. Kungaba lufanelekile imfundo eyongezelelweyo, nangona kunjalo. Abaqeshi bezorhwebo ngokubanzi baxhomekeke kumashishini kunye nolwazi ngamaqeshiso. Ukuba akunjalo, bahlala beqesha abaqeqeshi bezindlu okanye abameli ukuba baqhube imisebenzi yabo yokuqeshisa.
Izakhiwo zokuqeshisa zorhwebo ziquka iindawo zokuthengisa ezitolo, iiofisi zengcali, amaziko okuhlula, nezakhiwo ezikhululekileyo ezisetyenziselwa iiofisi kunye nendawo yokuthengisa. Amashishini aphumelelayo ayazame ukutshintsha indawo ngaphandle kokuba kufuneke indawo engaphezulu. Ukuthabatha umqeshi omhle kwiofisi okanye kwindawo yokuthengisa kunokuthetha iminyaka engenayo yokuqeshisa ingeniso kunye nokuhamba kwemali efanelekileyo.
Oku kuyinyani ngokukodwa ukuba indawo ikhona kwindawo ephakamileyo yezothutho ekuxhaseni ukuqhutyelwa kwe-shishini. Umqeshi uya kukhangeka ukuhamba xa engaqinisekanga ukuba baya kugcina izinga loshishino abayolisayo kwindawo yabo yangoku.
Ngokuxhomekeke kuhlobo lokuqashisa, umqashi uhlala ehlawula ukulungiswa kunye nokuphucula.
Banyamekela ipropati, njengoko banabathengi kwisayithi. Bafuna ukuba babe namava amnandi ukuze babuyele. Kukho iintlobo ezahlukeneyo zokuqeshisa, kwaye ngokuqhelekileyo zixhomekeke kuhlobo loqeshishino lomqeshi. Makhe sijonge ezi ntlobo zokuqeshisa, indlela asebenza ngayo, kunye nendlela ababala ngayo.
Ukuqeshisa ngeenyawo zePalayini
Ingxowa isetyenziswe kwi-$ xx.xx ngenyawo wesikwere sendawo eqeshwe. Oku kungabonakaliswa njengemali yonyaka okanye ngenyanga.
- Umzekelo kunye neengcaphuno zonyaka: I-2 200 square square square space icatshulwa irenti ye-11.50 nganye ngenyawo. 2,200 X $ 11.50 = $ 25,300 ngonyaka ngenqatyana.
- Umzekelo, isakhiwo esifanayo kunye nerenti yemali nganye: 2,200 X $ 11.50 = $ 25,300. Ukwahlula ngeenyanga ezili-12 ukuze ufumane imali engama-2108.33.
Ipesenti yokuqeshisa
Umthamo wokuthengisa ungahluka kakhulu ngenxa yezinto ezininzi, kuquka uqoqosho kunye nendawo. Ngenxa yeso sizathu, umkhuba oqhelekileyo kumnini-mnini, ekubaleni kwabo kuqeshiso lwezoqeshiso, ukuqeshisa irenti yendawo efunekayo, kwaye ke ukuba umqeshi akhokhe ipesenteji yengeniso yabo yerhafu ngaphezu kwerhafu yesiseko . Oku kunengqiqo kuba, ukuba indawo leyo ilungileyo, ukuthengiswa kweentengiso kufuneka kuphakame kwaye kuncede umqeshi akwazi ukuhlawula irenti ephezulu.
Kukho iindlela ezimbini apho ipesenti ibalwa ngokuqhelekileyo:
1. Ipesenti yokuqeshisa isiseko + esingaphantsi kwesibonelelo esithile esisezantsi: Kule meko, umnini-mali uhlawula ireyithi yenyanga yenyanga, kwaye wongeza ipesenti yazo zonke iirisithi ezihlawulwa ngokwemali ethile. Umzekelo: i-$ 1,000 ngenyanga yerenti yerenti, kunye ne-5% yazo zonke iirisithi ezingaphezulu kwama-50,000 ngenyanga. Ukusebenzisa iirisithi ezingama-72,000 zamaRandi, senza ukubala ngale ndlela:
$ 72,000 - $ 50,000 = $ 22,000
$ 22,000 x .05 = $ 1,100
Isiseko se-1,100 + sama-$ 1,000 = irente yenyanga ye-$ 2,100
2. Ipesenti yokuqeshisa ubuncinane + zonke iirisithi ezikhoyo: Apha, asiyi kubeka ingeniso engaphantsi kwepesenti ngaphambi kokuba ipesenti ikhawule. Ixabiso lihlawulwa kuzo zonke iirisithi ezivela kwi-zero. Umzekelo: ireyithi yama-500 yerhafu + 2% yeeriti zebhrikhi. Ukuba sisebenzisa amanani adlulileyo, siza kuthatha i-2% ye $ 72,000 kwaye songeza eso sakhiwo serenti, njengoko apha:
$ 72,000 X .02 = $ 1,440
I-$ 1,440 + $ 500 = irente yenyanga eyi-1,940
Ukuxoxisana kwerenti kwindawo yokurhweba kunokuba nzima. Umqeshi wezoshishino ozayo uyazi iindleko zabo zokwenza ibhankini kunye nokulindela imali. Baya kufuna ukulungelelanisa irenti kwiindleko zabo ukwenzela ukuba bahlale benqanaba elithile lenzuzo. Umnini wepropati uyazi iindleko zobunini kunye nento abayidingayo ukufumana irente ukuze kuqinisekiswe ukuhamba kwemali. I-win-win isiphumo esiqhelekileyo kwiingxoxo zentengiso yezorhwebo.