Akunjalo ewe. Njengomnini-shishini, unokutsha umlilo umgcini-akhawunti wakho, i-akhawunti yakho ye- Akhawunti yoMntu oqinisekisiweyo (CPA) , okanye nawuphi na umcebisi wezeklasini nanini na, ngaphandle kwesaziso.
Ukushayela i-akhawunti yakho akuthethi ukuba unokuphuma ngaphandle kokuhlawula lo mntu. Umele uhlawule iinkonzo ezinikezelwa ukufika kumhla wokudubula, nangona uphikisana nezo nkonzo okanye uziva ukuba iinkonzo azifanelekanga ngandlela-thile.
Ngaphambi kokuba utshaye i-akhawunti yakho
Ngaphambi kokuba uthathe inyathelo lokushayela i-akhawunti yakho okanye i-CPA, qwa lasela ukuba uthatha le nyathelo. Ukuqhawula ubudlelwane nomcebisi wezebhizinisi othembekileyo unokuba nemiphumo emibi kuwe nakwi shishini lakho. Ngokomzekelo, ukuba umgcini-akhawunti wakho usephakathi kokulungiselela ukubuyela kwerhafu yakho yezorhwebo xa ugqiba ukumtshisa, oku kungabiza ixesha kunye nemali kwaye ubuyekeze inkqubela kwi-tax return yakho.
Cinga ukuphendula le mibuzo ngaphambi kokuba uthathe inyathelo lokushayela i-akhawunti yakho:
- Yintoni endiyichukumisayo? Ingaba kukho into ephuma kwerhafu okanye ingxaki yezemali, okanye ingxaki yile akhawunti? Ingxaki yentlawulo yerhafu ingasombulula ngokulula ngoqhagamshelwano olungcono, ngelixa ingxaki kunye nomgcini-mali, ngokubanzi, inokuba ngumbambano wobuntu ongeke usombululwe.
- Ngaba umgcini-akhawunti uyenza yonke into ngexesha elifanelekileyo? Ngaba umgcini-akhawunti wam uyaphendula imibuzo kunye nexhalaba ngokukhawuleza kwaye ngokupheleleyo? Okanye akayi kubuya kum ngokukhawuleza xa ndifumana umbuzo?
- Ngaba ukutshaya i-akhawunti yomnxephezi kuya kuba nemiphumo emibi kakhulu ekubuyiselweni kwerhafu kwinkqubo okanye kwimeko yemali? Ngaba kungcono ukulinda de emva kokuba umcimbi usombululwe okanye ukubuyiswa kwentela kufakwe?
Ezinye izizathu zokutshisa i-akhawunti
- Ukuba umgcini-akhawunti usebenza ngendlela efanelekileyo okanye yokuziphatha. Ukuba umgcini-akhawunti wakho ucela ukuba wenze izinto okanye akuxelele ukuba uya kwenza izinto oziva ungekho mthethweni, awufanele usebenze nalo mntu.
- Ukuba umgcini-akhawunti akaphendulanga kwiimfuno zakho, ngokungaphenduli kwiinkxalabo, ukuphendula imibuzo ngokukhawuleza nangokugqibeleleyo, okanye ukungahoywa iifowuni okanye ii-imeyile
- Ukuba i-akhawunti-mboleko ayibonakali ukuqonda imeko yakho okanye inkampani yakho.
- Ukuba umgcini-akhawunti wenza izithembiso aze azizalisekise. Umgcini-mboleko othembisa ukuba ingxaki yerhafu ingasombululwa kukuthanda kwakho.
Ngaphambi kokuba uthathe isinyathelo sokugqibela
Ncokola nomgcini-akhawunti wakho malunga neenkxalabo zakho. Cacisa ukuba kutheni unelisekile ngumgcini-akhawunti kwaye ubeke izinto ozilindeleyo kulwalamano. Thetha malunga nendlela onokubambisana ngayo ukuba unxibelelwano olungcono. Ukuba iinkxalabo zakho zihambelana neerhafu ethile okanye imbambano yezemali, khuluma ngezilindelo uze ucele i-akhawunti yakho ukuba uthembeke ngesiphumo.
Ukuba ucinga ukuba umgcini-akhawunti wakho okanye i-CPA iye yenze ukuphulwa komthetho , qhagamshelana nombutho wakho we-CPA okanye iqumrhu lokubamba ulwazi malunga nolwazi. Khumbula umehluko phakathi kweCPA kunye ne-akhawunti ye-akhawunti yeCPA, ukuba i-CPA ilayisenisi kwaye ilawulwa kuwo onke amazwe, ngelixa i-akhawunti ingabikho.
Thatha ingxelo ye-accounting account yakho . Nangona i-akhawunti yakho okanye umntu onetyala egcina zonke iincwadi zakho kwi-intanethi, kufuneka ube nokufikelela okupheleleyo kuyo yonke le ngcaciso.
Yenza ikopi yokugcinwa kweefayili zakho. Unokufuna ukuphrinta inzuzo kunye nelahleko yonyaka- mali ngokutsha , i- balance sheet kunye neefayili ezifunyenweyo, ngoko ke unalo ixesha eliphantsi xa usenza utshintsho.
Yenza uludwe lwazo zonke iiphasiwedi kunye neziza ukuba i-akhawunti yakho ifikelele kuyo, ngoko unokwenza ngokukhawuleza ukuba utshintshe kule nkcazelo ukuvala umgcini-akhawunti wakho.
Inkqubo yokuDoba: Amanyathelo okuThatha
Ukuba unqwenele ukucima umlilo wakho we-akhawunti, nantsi ngamanyathelo okufuneka uwathathe:
- Okokuqala, kufuneka uqeshe i-akhawunti entsha, ngakumbi ukuba ungaphakathi kwerhafu okanye umba wezezimali. Buza i-akhawunti yakho entsha ukuba ufumane iifayile kumgcini-akhawunti odlulileyo kwaye uphathe isaziso se-IRS, ukuba iyasebenza. Vumela i-akhawunti yomtsha ukuba uyazi inkqubela yakho ekuqhubeni.
- Khangela kwiirekhodi zezoshishino zakho ukuba ubone ukuba unjani isivumelwano esinawo kunye ne-akhawunti yakho. Uninzi lwe-CPA okanye i-akhawunti-mboleko ayisebenzi kwi-retainer, kodwa ukuba unayo ileta okanye isivumelwano, landela isivumelwano ngexesha kunye neesaziso.
- Thumela incwadi eqinisekisiweyo okanye ebhalisiweyo (ngoko unayo irekhodi lokufumana) elichaza injongo yakho yokuphelisa ulwalamano olusebenzayo ngokukhawuleza emva kokufumana ileta kwaye uyala umgcini-akhawunti wakho ukuba ayeke ukusebenza kwiinkalo. Awudingi ukunika ingcaciso; akuyimfuneko. Cela zonke iifayile zakho okanye uxelele umgcini-akhawunti ukuba iofisi yakho ye-akhawunti entsha iya kucela ezo fayile, kwaye ucele intsebenziswano.
- Kule leta, ulingana nokubuyiswa kwemali ehlawulwe yomsebenzi okwenziwanga. Buza ibhajethi echaziweyo eneenkcukacha ezihlawulwayo zonke izinto ezilindelekileyo kunye nayiphi na indleko.
- Shintsha onke amaphasiwedi akho kuzo zonke iifayile zakho akhawunti. Oku akubandakanyi nje kuphela i-software ye-software, kodwa nayiphi na iirekhodi zokuhlawula, iiphasiwedi zokudlulisela imali , i-akhawunti ye-akhawunti, kunye ne-app (njenge-app mileage) i-akhawunti yakho.
Ukudubula umntu akuzange kube mnandi okanye kulula, kodwa ngamanye amaxesha kuyimfuneko. Ukusingatha kwakho ukuhlukana ngendlela efana nezoshishino kuya kunceda wonke umntu ukuba ajongane nale meko ngokulula.
Ngolunye ulwazi
Eli nqaku malunga nesizathu sokuba ungayithembi I- Advisor yakho yezoRhwebo ingakunceda ukuba ugweme imiba ezayo.