Ngoku abaninzi abanomkhuseli baya kuzama iidrones. Ekugqibeleni, i-drones inokuba yinto eqhelekileyo kwinkampani yomshuwalense njengeekhompyutha kunye neefowuni.
Izinzuzo zeDrones
Kwiibhaki, i-drones inikezela ngenani leenzuzo. Enye into, bancinci kwaye kulula ukuyisebenzisa. Ngokungafani neenqwelo zomntu, azidingi umzila wesikhumulo sezindiza ukuqaliswa. Ngaloo ndlela, iidrones zibiza kakhulu ukusetyenziswa ngaphandle kweenqwelo zomoya. I-Drones ayinayo i-pilot yebhodi, ngoko banokuya kwiindawo ezingaphephile kubantu. Ekugqibeleni, iidrones zihamba ngokukhawuleza kunabantu. Bangakwazi ukuhamba ngokukhawuleza kunendawo enkulu yendawo kunokuba "iibhuthi zomntu".
Ukusetyenziswa kweDrones
Nazi ezinye zeenjongo apho abatshorensi basebenzisa i-drones, okanye baya kusebenzisa kwixesha elizayo.
- Ukuhlolwa Kwempazamo Yomhlaba: Enye yeendlela eziqhelekileyo zokusebenzisa i-drones ngabagcini bomshuwalense uqhuba uphenyo lwephahla. Izakhiwo ziyaziwa nzima kwaye ziyingozi ukuhlola. Uhlolo luyingozi kakhulu xa uphahla luye lwaphazamiseka okanye luye lwaphazamiseka komlilo. Umlungiseleli unokuphepha ukunyuka eluphahleni ngokusebenzisa i-drone eneenkhamera. Imifanekiso efunyenwe nge drone ingacaciswa kakhulu. Ngaphezu koko, i-drone ingayifaka uphahla lonke, kuquka neendawo zesakhiwo ezingenakufikeleleka kumntu.
- Okunye ukuPhathwa kweMonakalo: I- Drones inokuba luncedo ekuhloleni umonakalo kwizakhiwo ezinkulu, ezinjengeendawo zokugcina iimpahla.
- Ukuhlolwa kweebhoyili: Imithetho yelizwe ifuna ukuhlolwa rhoqo kweebilisi kunye nemikhumbi yoxinzelelo. Abanye abaqinisekisayo ababonelela nge-inshurensi yokuphazamiseka kwezixhobo basebenzisa i-drones ukuhlola iibhoyili. Iibilisi zorhwebo zingaba ngamanani amaninzi aphezulu. Kunzima abantu ukuba bahlole ngenxa yobukhulu babo nangaphakathi lwangaphakathi.
- Ukuhlolwa kweeNkcazo zeNtlekele: Ii-Drones zixabisekileyo kwiindawo ezijongene nenhlekelele enkulu , njengesikhukula okanye inyikima . Ukufikelela kwindawo yentlekele kunokukhawulwa ngamagosa karhulumente iintsuku eziliqela. Nangona ukufikelela kungagcini, indawo ingase ibe yingozi kakhulu kubaguquli bokungena. Abaxhasi bangasebenzisa i-drones eneenkhamera zokubamba iifoto okanye iividiyo zepropati ewonakalisiweyo. Ezi zithombe zingasetyenziselwa ukuqhuba amabango.
- Uhlolo lwe-Intshurensi: Enye indlela yokusebenzisa i-drones kukuqhuba ukuhlolwa kwe-inshurensi yepropati. I-Drones inokuba luncedo xa ipropati ekhutshiweyo inkulu okanye iyanzima ukuyifumana. Ngokomzekelo, i-insurer yesityalo ingasebenzisa i-drone ukuhlola izityalo zomlimi. Imiba ethile ingaba lula ukuyijonga emoyeni kunokuba ivela emhlabeni. Ikhamera ye drone ingaxhotyiswa iilensi ezikhethekileyo ukufumana iingxaki ezingabonakali kwiso luntu.
- UkuLawulwa kobuqhetseba: I- Drones ingasetyenziselwa ukukhusela inkohlakalo yomshuwalense . Ngokomzekelo, i-insurer ingathumela i-drone ukuthatha iifoto zengozi yengozi. Ngako oko ungasebenzisa idatha eqokelelwe ukuqinisekisa iinkcukacha ezithunyelwe yi-insured kwibango.
Izinzuzo zabaThengisi
I-Drones inika i-inshurensi inani leenzuzo.
Enye iyancitshiswa kwiindleko zamabango okuhlawulela abasebenzi . Ngokubeka i-drones, kunabantu, kwiimeko ezinobungozi, i-insurers inokuthintela abanye ukulimala emsebenzini. Enye inzuzo ixabiso eliphantsi. Izakhiwo zingabiza iindleko zokuhlaziya. Xa uphahla luhamba, ama-inshorensi kufuneka anike iirhwey kunye nezinye izixhobo zokukhusela kubaguquleli. Ngenye indlela, umgcini-mboleko unokuqesha isontraka ukwenza ukuhlolwa. Abatshutshisi banokuphelisa ezi ndleko ngokusebenzisa i-drone.
I-Drones inokukunceda nabanini-mshwalense ukuba basindise imali emva kweentlekele. Ukuba i-drone isetyenziselwa ukuthabatha imifanekiso, kuzakufuneka iimpendulo ezimbalwa ukuhlola umonakalo kwindawo yeentlekele. Umshuwalense unokuvuna imali enkulu kwiindleko zokuhamba nokulala. Ngaphezu koko, abaninzi abaguquleli banokuhlala eofisini ukuphonononga i-data loss and process claims.
Enye inzuzo yokufumana i-drones kukuxhamla ukwaneliseka kwamakhasimende. I-Drones inokuthatha iifoto ezingaphezulu ngexesha elincinane kunomntu. Ngokusebenzisa i-drones ukuthabatha idatha yokulahlekelwa, abaqinisekisi banokwenza izicelo ngokukhawuleza. Abanini-mgaqo-nkqubo baqinisekisa ukwaneliseka ngakumbi ngabagcini-bhaki babo xa amabango ahlawulwa ngokukhawuleza.
Imithetho ye-FAA kunye neendleko
Njengabo bonke abasebenzisi be-drone, abaqinisekiso-mali kufuneka bahambisane nemigaqo ye-FAA. Imithetho yangoku iqalise ukusebenza ngo-Agasti ka-2016. Ivumela abantu kunye neenkampani ukusebenzisa i-drones emsebenzini okanye ishishini ukuba inqwelo-moya inesisindo esingaphantsi kwama-55. Ukuba i-drone ifakwe ikhamera okanye esinye isixhobo, ubunzima obudibeneyo abukwazi ukudlula umyinge we-55-pound.
Ngaphansi kwemithetho ye-FAA, i-drones inokuqhutyelwa ngethuba lokuhamba kwemini kuphela, kwaye iyakwazi ukundiza ngaphandle kweenyawo ezili-400 ukusuka emhlabathini. Inqwelo-moya kufuneka ihlale kwindawo ebonakalayo yombono osebenza kude. Umntu ophaphazelayo moya kufuneka azalise iimfuno ukuba abe ngumqhubi we-drone oqinisekisiweyo.
Ukuthobela le mithetho, abaqinisekisi baya kuba neendleko ezithile. Ezi ziquka iindleko zokubhalisa i-drones, abaququzeleli bee-training (okanye abanye abasebenzi abaza kubhabha iidrones), kunye nokufumana iziqinisekiso ze-FAA kubo bonke abaqhubi be-drone. Batshutshisi baya kubangela iindleko zokufumana i-drones ngokwabo.
Ezinye iingozi
I-Drones ibonisa umngcipheko wee-third party cases against the insurers. Isixhobo sokungasebenzi okanye iphutha lomqhubi singenza ukuba i-drone ibulale umntu okanye into ethile. Umntu olimele unokumangalela ngomshuwalense wokulimala komzimba okanye umonakalo wepropati .
Abatshutshisi nabo bajongene nomngcipheko weempahla ezibhekiselele ekuhlaseleni ubumfihlo. Ezi zityholo zingaba nzima kubabangozi ukuba babone ukuba ngaba umgcini-mali uya kukhwela i-drone phezu kwepropati yawo. Nangona kunjalo, i-insurers zisebenzisa i-drones ukuqokelela idatha. Ukuba behluleka ukukhuseleka ngokufanelekileyo loo datha, kwaye ulwazi lubiwe okanye lungasetyenziswa kakubi, abaqinisekiso-mali bangaxhomekeke kumacala okugweba.