Iingcebiso zokuqokelela iziTyala eziPhambili zeMali

Master Master Art Collections

Indlela efanelekileyo yokukhusela iingxaki zokuhlawula iinjongo ukubeka ulindelwe ngokucacileyo nangokubhalwa ukususela oko kungabikho mangaliso kubaxhasi: ukuphuhlisa umshini wokuhamba kwemali ngokukhawuleza ukufumana ukugcinwa kwemali kwixesha lokubonelela ngeebhilidi eziqondakalayo, ukucacisa Umhla wokugqibela wokuhlawula. Izinto ezedlule zidlule. Unetyala ngemali okwangoku, intlawulo idlulileyo ngenxa, kwaye kufuneka wenze okuthile malunga nayo.

Yonke ishishini kufuneka ihlawulwe ukuba inethemba lokusinda, kwaye lakho lungekho. Ukungahlawulisi iindleko ngethuba akukhethi kubathengi bakho; Cinga ukuba bangaphi abantu abangayikhokheli iNkonzo yeNgeniso yangaphakathi ngexesha, okanye ibhayisethi yekhefu, okanye ikhadi labo lesikweletu. Kuphela ngamaphesenti angama-71 abaphenduliweyo kwisifundo esisodwa esenziwe ngo-2015 kwiSizwe soMgaqo weNgxelo yokuKwazisa ngeNgxowa-mali ukuba bahlawula zonke iimali zabo ngexesha. Gcinani engqondweni, ukuba abantu abayena kuphela abawela emva kwebhilikhi yabo yokuhlawula; iinkampani kunye namanye amaziko ahlale ehlawula ngexesha. Kunikwe ukuba abagwebi abayikuqokelela konke abahlawulwayo. Ngenxa yoko, ireyithi yokulinganisa ireyithi ibhekisela kwimali yemali eqhotyoshelweyo ngokuqinisekileyo kubaxhasi abahlukeneyo ngemali ifom ehlawulwayo.

Ukuba umthengi akaphendulanga kwi-imeyile okanye imiyalezo yefowuni esuka kubasebenzi bakho boxhasi, oko kuthetha ukuthini ukuba uya kufumana ifowuni uzame kwaye uhlawulwe.

Nazi ezinye iingcebiso zokuqokelela ngamatyala ahlawulwe ngabathengi.

• Yazi umthetho kunye nemithetho yezolawulo kummandla wakho, kwaye ugcine ingqondo yakho yomshuwalense engqondweni. Injongo yakho yokugqibela kukuhlawulwa. Awufuni ukutyholwa ngokuphulaphula nayiphi na imithetho ehlanganisa ukuqokelela amatyala. Gcina ukhumbule ukuba ububanzi bemithetho ethile yomhlaba ekuqokelelwa kwetyala kwandiswa kunoma yimuphi umntu obolekwa ityala kwaye akayi kukhawulelwanga, njengoko uMthetho woLungiso lweMatyala aMaTyala atyala, kubaqokeleli beetyala zenkampani yesithathu kunye nabameli abaqeshwe ukuqokelela amatyala. Kananjalo awufuni ukuba umzamo wakho wokuqokelela iibhilikhwe ube yizingxaki malunga nokuxhaswa kwemali engekho yerhafu yeemirhumo, ukusikrexisa ukusifaka isikhalazo, okanye ukukhwabanisa i-inshurensi yokuhamba kwee-inshorensi ngenxa yokufumana iqumrhu lakho elibandakanyekayo kwimibango yokubambisa. Ufanele ukwazi ngaphambi kokuba ungabiza ukuba unako ukuhlawulisa inzala yeebhilidi zangexesha elidlulileyo, ubeke ikhonkco kwipropati yomthengi, okanye ushiye umsebenzi kude kube yintlawulo. Gcina isiphumo esiphezulu engqondweni: ukufumana imali ngelixa uhlala kakuhle kwimimiselo yemithetho eyahlukeneyo kunye nemithetho yokuziphatha.

• Lungiselela iskripthi uze uyibhale phantsi. Abaninzi bethu abakhathazekiyo ukuxoxa ngemali esimele siyenze, size sihluthe okanye sithukuthele okanye ngenye indlela xa umntu efuna ukuhlawulwa yendalo. Ngethuba lomzuzu, ukunamathela kwiskripthi kunokukunceda uhlale uzinzile kwingxoxo. Kwakhona, khumbula: imeko yakho efanelekileyo kakhulu kukuba umthengi ukuhlawula.
• Sukuma xa wenza iifowuni zokuqokelela. Uya kuziva ukhululekileyo. Uyakufuna ukuba yile alpha apha; khokela ukuze umthengi akulandele. Unokuziva u buthaka xa uhleli phantsi.
• Gcina i-tone yakho ikhanya kodwa ingcali kunye noxhasayo. Oku kuninzi kuxhomekeke kubuntu bakho bonke kunye nomthengi. Unokuqala ngokuthi ufuna nje ukuchukumisa isiseko ngenxa yokuba uhamba ngeakhawunti ezifunyenwe kwaye uqaphele ukuba awukafumani intlawulo evela kumxhasi ngenxa yesikhokhelo ngenxa yeentsuku ezisixhenxe ezedlulileyo.
• Sebenzisa ukuthula ngokufanelekileyo. Xa usuxelele injongo yocingo lwakho, unokumisa ixesha elide kunokuba uqhele ukunika iklayenti ithuba elide lokuphendula.
• Lungela iimpendulo ezivela kumxhasi wakho kunye nendlela oya kusabela ngayo kwezo mpendulo. Uninzi lwexesha, ukuba umthengi unayo imali, uya kukuhlawula. Oko kwathiwa, abanye bethu baye bafumana amava kunye nemibutho emikhulu apho bebambezele ukuhlawula ngenxa yezizathu ezingaphantsi-ezisemthethweni ezifana nokuphucula "inkqubo" yazo. Abanye bethu baye baxelelwa ngamaziko amakhulu ukuba i-check is in mail , isheke liyakhona kwi-imeyile ngoku, kwaye isheke sele iFedExed xa, enyanisweni, akukho nanye kwezo ziganeko zenzekile okwamanje. Ngoko ke, ukuba umthengi uthi "iteksi ikwi-imeyile," ungaphendula ngokuthi uya kuwujonga kwiintsuku ezimbalwa ezizayo uze ubize kwakhona ngoLwesihlanu ukuba awufumani. Ukuba umthengi uyavuma ukuba engenayo imali eyaneleyo yokuhlawula i-bill, xubusha indlela yokuhlawulwa kwentlawulo.

• Ukulandelelana neleta yokuqinisekisa okanye i-imeyile ifingqa isivumelwano esifikiweyo kwincoko yakho. Gcinani engqondweni: inqanaba lentyala lidibaniswe nokusebenza kwakho. Abanye abantu banokuba baphefumlelwe ukuba bakhokhe ngenxa nje yokuba bafuna ukuwayeka. Kwakhona, banamahloni ngokuziphatha kwabo.
• Zizuze emva kwefownuni. Ezi ngxoxo zinzima. Thatha uhambo olufutshane, vumela u-surfing ungenangqondo, okanye ubambe i-venti soy latte. Emva koko fikeni uphondo uze udibanise umthengi olandelayo.

UBhili ukuqokelela yikhono, kwaye yinto enye abameli abanokuyenza ngayo ngokuhamba kwesikhathi. Bafuna; ngaphandle kokuhlawulwa, ngokukhawuleza bangayixabisa izakhono zabathengi kwiiyunivesithi zabo.