Umtyalo-mali-mngcipheko oqhelekileyo uhlala ekhetha izibophelelo kunye nezivuno eziphantsi
Xa kuthelekiswa izibophelelo kwi-REIT kwimiba enye yesivuno, iibhondi ziya kubonakala zibhetele kunezi-REIT.
Isivuno sesahlulo seBond siphezulu kwiimeko ezininzi. Oku kungabandakanyi amabhondi karhulumente kunye nezivuno eziphantsi kakhulu kodwa ingcipheko encinci, njengoko urhulumente akayi kuphazamiseka ... sinethemba.
Iibhondi ziqinisekisa kwakhona ukubuyiswa kotyalo-mali lwangaphambili xa kubanjwe ukukhula. Ukuba uthengisa i-bond ye-5,000 ye-5% ngesivuno se-7%, uya kufumana i-$ 5,000 yakho emva kokuba ikhula kunye nawe uza kuzuza inzala ye-7% ngexesha. I-REIT ayinakuqinisekisa ukuxabisa kwezabelo kunaliphi na indawo ngexesha. Ukuqwalasela konke oku ngasentla, umtyalomali ongenakufuna ukubeka umngcipheko utyalo-mali lwazo lwangaphambili nganoma iyiphi indlela uya kukhetha ukutyalomali kwiibhondi.
Makhe sijonge ngezinye iindlela apho ii-REIT zikwazi ukubuyisela inzuzo kwi-investment yakho kwaye kutheni zilungele ukuba abatyali-mali abaninzi abazimisele ukuthabatha umngcipheko omncinci.
Iimali njengeziTyalomali
Iibhondi zibuhlungu kakhulu kwizinga lokunyuka kwezinga. Ukuba ixabiso lentengo liphakama, ixabiso lemarike yesikhonkco liyancipha.
Ukuba umtyalomali kufuneka athengise ngeli xesha, baya kufumana ngaphantsi kwexabiso lomntu. Ukuba ixabiso lomdla liwela kakhulu, ubophelelo lusemngciphekweni wokubizwa. Umtyali-mali ufumana ixabiso elipheleleyo kodwa kufuneka athathe enye inzala-mali kwisivuno esincinane. Ekubeni ama-REIT amaninzi atyaliwe kwiimpahla zokuqeshisa zorhwebo okanye zokuhlala kunye neendleko zokugcina imali, ukunyuka kwamaxabiso enzala akuyi kuba negalelo elikhulu ekuzuzeni kwabo inzuzo.
Ngokuchasene noko, banokubangela ukuba abathengi basekhaya bangene kwizindlu zokuqeshisa, ngaloo ndlela benyuke imfuno kunye nokuphakamisa iindleko.
Izinzuzo ze-REIT njenge-Investments
Imithatho yexabiso iyanciphisa amandla omthengi womthengi. Ixabiso lemali liyanciphisa amandla okuthenga edoli. Utyalo-mali lwakho lubekwe kwixabiso kunye nokuvelisa apho kuthengwe khona. Ixabiso lentlawulo lidla ngaphandle kokubuya kwakho. Nge-REIT, ukunyuka kwexabiso lokunyuka kwexabiso lokunyuka kwexabiso lezindlu kungashukumisela abantu abaninzi kwiimarike zokuqashisa. Ngenxa yokwanda kweemfuno, i-REIT ingakwazi ukuphakamisa iindleko kunye neenzuzo.
Iimpawu zeBond zizinzile, ngelixa i-REIT izabelo zinokunyuka. Njengoko sitshilo, i-bond yakho oyithengayo kwi-$ 5000 iya kubuyisa loo mali kuwe ekukhuleni, inomdla. I-REIT iya kuhlawula isahlulo ngexesha lakho lobunini, njengoko ngokomthetho kufuneka babuyele 90 +% yeenzuzo zabo zokusebenza kubanini-mali. I-REIT esebenzayo ngokufanelekileyo iyakwandisa inzuzo yazo ngokulawulwa kakuhle okanye ukunyuka kweendleko ezinemfuno ephezulu. Banokuthenga nokuthengisa iimpahla ukudala inzuzo. Ukwenza ezi zinto kuphumela ekusebenzeni kwezemali okudala imfuno engaphezulu yezabelo ze-REIT, ngoko ke amanani abo angakhula njengeyiphi na impahla evamile.
Akukho mtyali-mali ufanele enze izigqibo zawo ngokusekelwe kulo lwazi kuphela.
Kufuneka kwenziwe isifundo ngokucophelela kwiindidi ze-REIT ezikhoyo kunye nokusebenza kwazo ngokuhamba kwesikhathi. Emva koko uthelekise le miphumo kunye neebhondi zeentlobo ezahlukeneyo, vavanya ukunyamezela kwakho kwimiba kwaye wenze isigqibo sokuba wenze ntoni. Kungenzeka ukuba enye ibhalansi yezo zombini iya kudala iphothifoliyo ehlukeneyo.
IIMALI zinjengezinye iimali-mali ezithintekayo ekubeni ubeka i-asethi yakho kunye neziphumo ezandleni zabaphathi bezakhono. I nyaniso yokuba abaqeqeshi abaqinisekisi iziphumo. Nangona kunjalo, ngaphandle kokuba ufuna ukusebenza kwaye uthathe ulawulo ekulawuleni utyalo-mali lwakho lwezindlu, i-REIT ingaba yindlela engcono kakhulu. Njengoko nawuphi na umcebisi-mali uya kukuxelela, ukudibanisa ukubamba kwakho, ube ne-REIT, ii-stocks kunye nezibophelelo ukuya kwintengo engozini.