Funda indlela utyalo-mali lwezakhiwo ezinokwandisa ngayo ixabiso lepotfoliyo yakho.
Xa uthengisa izitifiketi ze-stock yeenkampani, ukhangele ukuxabisa kwintengo yesitoko, kwaye mhlawumbi umvuzo wemali, ukuba inkampani ihlawula. Ngezibophelelo, u khangela isivuno semali ngenani lentlawulo ehlawulwe zibophelelo. Ngokutyalomali-mali, kukho iindlela ezongezelelekileyo zokufumana ukubuyela okuphezulu kunotyalo-mali. Funda iindlela apho utyalo-mali lwakho lwezakhiwo luyakwandisa kwixabiso, kunye nokubonelela ngemali ehamba kakuhle.
01 - Ukuhamba kweengxowa-mali ukusuka kwiNgeniso yeMali
Abanini-mali basemalini banamalungelo amaninzi ngaphezu kwengozi ekuphumeni kwabo kwemali . Nangona kukho iindleko kwixabiso lempahla kunye neemarike ezicothayo, abantu abanomnini-propati-propati yokuhlala imali bahlala beqeshisa iminyaka emininzi, ngaphandle kokufumana ukunciphisa okuhambelanayo kwixabiso lerenti.
02 - Ukunyuka kwexabiso ngenxa yokuxabisa
Ngokomlando, i-real estate iboniswe ukuba yindawo ephezulu kakhulu yenzuzo ngenxa yokunyuka kwexabiso lentengo-mali ngokwexesha. Ngokuqinisekileyo, abahlalutyi abakwazi ukuhlala bexela ukuhlala kwendawo yokuhlala, ehluke kakhulu kwi-United States.
03 - Ukuphucula iPropati Yakho Yotyalo-mali
Ngelixa kunika ukuhamba kwemali, ungaphinde uphucule ipropati yakho yotyalo-mali ukuze ufumane inzuzo xa ukhetha ukuyihlawula. Ukuphucula ukubonakala kunye nokusebenza kwipropati yokutyalomali inokunyusa kakhulu inani layo. Njengoko izitshintshi kunye nezitayela zitshintshile, ukugcina indawo eyithakazelisayo kubanikazi banokukunceda ugcine ixabiso layo.
Ukuze kubuyiselwe imali ephezulu kwi-investment, phawula ukuba uphuculo olwenene lwandisa ixabiso lepropati. Ukufaka iifowuni ezisemgangathweni zamandla kunye neefestile zandisa ixabiso lepropati, njengokuba idibanisa indlu yokuhlambela nokulungisa indawo. Ukufakela ipropati kwandisa intengo yayo.
04 - Umngcipheko Ungumhlobo Wakho Xa Uza Kuhlawula
Nangona ukuhlawulwa kwakho kwemali yokugcina imali kuya kuhlala kuqhubeka, ukunyuka kwamaxabiso kuqhuba izindleko zokwakha ekhaya kunye neendleko. Ukukhula kwabemi kwakha isidingo sezindlu kunye nokuqhuba amaxabiso okuqeshisa xa ukubonelela kungakwazi ukuqhubeka.
05 - Ukusebenzisa Ukulingana
Ubulungisa kwipropati yakho yotyalo-mali luya kunyuka njengoko uhlawula imali yakho. Nangona ukulingana kuvame ukumiselwa xa uthengisa ipropati, abatyala-mali abathile bezindlu bathathe imali-mboleko yokulingana xa ixabiso lomyinge kunye nemigomo yemboleko iyakuthandeka kwaye isebenzise loo mali kwezinye iiprojekthi zokutyalwa kwezindlu.
06 - Khangela ukuba "ukutshitshiswa koMsebenzi"
Ukufumana ipropati exabiso-xabiso yindlela efanelekileyo kakhulu yokwandisa umthamo wakho. Iziganeko ezinjalo azilula ukuza, kwaye abatyali-mali abanomsebenzi benza umsebenzi wabo wesikolo, uhlalutyo lwepropati rhoqo ukwenzela ukukhawuleza mathuba amathuba xa ephakama.
Abatyalomali abanqwenela ukwandisa ukubaluleka kwepottoliyo yabo kunye neendawo ezifanelekileyo kufuneka baqinisekise ukuba banamadaka abo emali ngokulandelana. Iimpawu ezifanelekileyo zetyala ziyimfuneko, njengokuba ugcine imali yokuhlawula imali efunekayo-ngokuqhelekileyo ipesenti ezingama-20 zemali-mboleko yokutyalomali .