Indlela yokukhupha ngaphandle kweNgxaki yabathengi
Enye yeendlela ezilungileyo zokugcina ubudlelwane obuhle kunye nabaxumi kukuphepha abaxhasi ababi kwindawo yokuqala. Kukho iintlobo ezithile zabantu abanobuchule abaye bafunda ukuphepha ukumela xa kunokwenzeka.
Oku akuthethi kuthi ukuguquka kweemeko apho igqwetha lingayithandi into eyenziwa ngumthengi. Umkhwa womthetho uvame ukubandakanya ukumela abantu abaye benza izinto ezimbi ngokwenene, kwaye abanye babo bantu banokuba ngabaxhasi abakhulu.
Abantu abaneempembelelo ezithile kunye neengcamango zabo bangenza ubomi bommeli bube yinto ebomvu ukuba wenza iphutha lokuthatha loo mntu njengomthengi. Ezi zilandelayo zizinto zabanye abantu ukuba kuya kuba bubulumko ukuphepha ukumela.
Umntu othukutheleyo
Ingaba umxhasi unelungelo lokukrakra ngaphezu kwezinto ezenzeke kuye? Ngaba uvakalelwa ngathi ulungele ukudiliza intloko yomntu? Kungenxa yokuba loo nto ibhekiswe kumntu okwangoku ayithethi ukuba ayiyi kuqondiswa kwigqwetha elizayo. Ukuba umthengi ubonakala enemicimbi yokulawulwa komsindo, kungcono ukuba uhlale kude naye. Kukho amaninzi amanqwelo aphethwe ngumntu onobukrakra ukuba angayithathi ingxaki yengqumbo. Kwaye nokuba ngaba umthengi akayiyo enobudlova, lohlobo lwabaxhasi luyakwazi kakhulu ukwenza ugqwetha lobomi bubuhlungu. Ezinye izinto azifanelekanga imali kwaye ziquka ukumela iintlobo ezithile zabathengi.
UmThengi
Lo mntu uhlala efana nomntu onobukrakra kodwa kungekho njalo. Ngokuphindaphindiweyo umthengi wempindiselo nguye olandela i-mantra ethi "impindezelo yinto efanelekileyo yokutya ebandayo." Abanye abantu baqeshe igqwetha kuphela ukwenza omnye umntu ahlupheke. Ukuba umxhasi ubonakala enomdla wokuba ahlukumeze abantu kunokuba afinyelele umgomo othile, oku kunokuba ngumthengi ukuphepha.
Igosa liyakwazi ukuba yinto ekujoliswe kuyo ngokukhawuleza kwiphepha elithintelayo lomthengi.
Umxhasi Ngezinto ezingalindelekanga
Kwinqaku ebizwa ngokuthi Indlela Yokusingatha Abaxhamli Abaxhamli, Ubulungisa Carole Curtis bachaza iintlobo ezine zokulindela ngabathengi abangenangqiqo: (1) ukulindela ngenkonzo; (2) ulindelwe malunga nexesha; (3) kulindeleke ngeendleko; kunye (4) nokulindela ngeziphumo. Ngaphambi kokungena kumntu ojongene nommeli-maklayenti kunye nomthengi omtsha, igqwetha kufuneka lizame ukuqinisekisa ukuba umthengi unengqiqo yokuqonda into enokuyilindela kule nkalo ezine. Ukungaxhunyekanga malunga nayiphi na le micimbi kuya kubangela umxhasi ongenakonwaba kunye neengxaki xa ezi zinto zingalindelekanga. Misela imithetho yomhlaba malunga noko ukulindela phambili. Ukuba umxhasi uyaqhubeka enombono ongenangqiqo wento enokuyilindela nangona emva kokuba igqwetha lichazile ezo zizinjongo ezingenangqiqo, mhlawumbi kukulungele ukuvumela elinye igqwetha libe lididekile kuye.
Umxhasi ongafanelekanga
Isikolo somthetho asichitha ixesha elide ukufundisa abameli ukuba bangabelana njani xa umxhasi ecela ukutshintshana ngesondo kwiinkonzo zomthetho. Ukuba umthengi ufuna ukuthengisa iintengiso zesini kwiinkonzo zomthetho, igqwetha kufuneka likhawulezise ngokukhawuleza ukuba le nto ayisoze ibe yinto ekhethiweyo kumxhamli-maklayenti.
Ukuba umthengi uyawuthobela lo mgaqo kwaye ahlawule ingcamango, ngoko akukho nto ingenakho ingxaki kummeli oya phambili ngokumelela loo mntu. Nangona kunjalo, ukuba umthengi uyaqhubeka ezama ukunyenga ummeli okanye ukuba ugqwetha likholelwa ukuba uya kukhangela isilingo malunga nexesha, kukulungele ukuphelisa ulwalamano-maklayenti ngokukhawuleza. Akukho gqwetha kufuneka libeka umngcipheko umsebenzi wakhe osemthethweni phezu komntu ozenza nje ukuba uthande ummeli ukuba aphume ekuhlawuleleni ibhilikhwe.
I-Rude Client
Abanye abaklayenti kunzima ukujamelana nayo, kwaye oko kunjalo. Amagqwetha kufuneka abe nzima kakhulu ukuphatha umthengi onzima ngezikhathi ezithile ngaphandle kokulahlekelwa ukulala phezu kwawo. Kodwa umthengi onenkohliso ngumnye umba. Umthengi onokuba ngumntu ongalungileyo ngumthengi ongahloneli igqwetha.
Umthengi onyonyani nguye oza kuba yintlonelo, efuna, kwaye ecasulayo. Akayi kukuxabisa umsebenzi wegqwetha, uya kuhlala ebaluleke kakhulu, kwaye akayi kuze aneliseke. Nonke intsebenziswano kunye nomthengi onenkohliso uya kuba mnandi, kwaye xa ityala liphezu komthengi onenkohliso uya kufuna ukubuyiselwa imali. Musa ukuchitha ixesha elimele abantu abanobuhlanga.
Aba abaphela kuphela abathengi kufuneka bagweme, kodwa ukulahla ezi zintlanu ukusuka kwikota yabaxumi kuya kuhamba ixesha elide ekujongeni ubomi bube lula.