UMthetho weNgcaciso yoLondolozo lwe-Georgia

Funda imithetho yokugcina imali kunye nemimiselo yaseGeorgia

Imithetho elawula ukugcinwa kwezokhuseleko eGeorgia isebenza kuphela kubanikazi bezindlu abanamalungu angaphezulu kweeshumi zokuqeshisa. Abo abaphethe iinqununu ezilishumi okanye ezimbalwa zingabakho phantsi kwalo mithetho ukuba bahlawula umntu wesithathu, njengomphathi wepropati , ukulawula iiyunithi zabo. Nceda ukhumbule ukuba lo ngumthetho womhlaba kwaye kukho imigaqo eyahlukileyo eya kusetyenziswa kumasipala apho ipropati yakho ikhona khona.

Ngaba kukho umda wokubambisa ukhuseleko kwiGeorgia?

Hayi, eGeorgia akukho mda kwixabiso elininzi ongayibhawula umqeshi njengesigxina sezokhuseleko .

Ungayigcina njani i-deposit e-Georgia?

Kwimeko yaseGeorgia, umninimzi unamathuba amabini okugcina ukugcinwa kwokhuseleko lomqashi:

1. I-Akhawunti ye-Escrow - Umnini-mhlaba wase-Georgia unokubeka i-deposit security deposit kwi-akhawunti ye-escrow ebhankini okanye kwiziko lokuboleka elilawulwa nguRhulumente waseGeorgia okanye urhulumente wase-United States.
2. I-Surety Bond - Umnini-mninimzi unokukhetha ukuthumela isibhondi sobungqina bexabiso elipheleleyo le-deposit deposit, okanye i-$ 50,000, nayiphi na into encinane. Esi sibophezelo simele sithunyelwe kwintendelezo ephakamileyo kwindawo apho ipropati ikhona khona. Umnini-mhlaba uza kuba yinqununu kule mboleko.

Abanikazi bezindlu abahluleka ukugcina idiphozi yokhuseleko ngokwemiqathango ingentla banokulahlekelwa ilungelo labo lokubamba inxalenye yesibambiso sokukhutshwa kwezokhuseleko.

Ngaba isaziso esibhaliweyo sifunyenwe emva kokufumana ukugcinwa kwekhuseleko eGeorgia?

Kwimeko yaseGeorgia, umninimzi kufuneka anike isaziso esibhaliweyo ngaphambi nangemva kokufumana idiphozi yokhuseleko lomqeshi.

• Ngaphambi kokufumana i-Deposit yoKhuseleko: Umnini-mhlaba kufuneka anike umqeshi uluhlu lwawo wonke umonakalo okhoyo kunye neziphene kwiyunithi. Umqeshi unelungelo lokuhlola iyunithi ukugweba ukuchaneka kwezi mabango. Ukuba umqeshi uyavuma, umnini-mhlaba kunye nomqashi kufuneka asayine loxwebhu kwaye iya kubakho ubungqina bemeko yepropati ekuhambeni kwayo. Ukuba umqashi engavumelani namabango, umqeshi kufuneka abonise ukuba yeyiphi into eluhlu angavumelani nayo aze asayine isitatimenti sokuchasana.

• Emva kokufumana i-Deposit yoKhuseleko: Emva kokufumana i-deposit yokukhupha i-deposit, umnini-mali kufuneka axelele umqeshi ngokubhaliweyo malunga nendawo yedizithi.

Abanikazi bezindlu abahluleka ukulandela le nkqubo ingentla banokulahlekelwa ilungelo labo lokugcina inxalenye yokhuseleko lomqeshi .

Ziziphi ezinye zezizathu onokuzigcina ukhuseleko lomqeshi e-Georgia?

Kwimeko yaseGeorgia, umninimzi unokukwazi ukugcina yonke into okanye inxalenye yesibambiso sokhuseleko lomqeshi ngezi zizathu zilandelayo:

• Ukuhlawulwa kwerenti
• Imirhumo yokuhlawula kwexesha elide
• Ukungakhokhelwa kwemali yee-billing
• Ukulungisa okanye ukucoca iindleko ezenziwe ngumqeshi kunye nabasithathu
• Imirhumo yefowuni engakhokhelwa
• Ukulimala okungaphezulu kokugqithisa okuqhelekileyo kunye nokulila
• Naliphi iindleko ezongezelelweyo ezihambelana nomqeshi oshiya ipropati

Ngaba ukuhamba-ukuhlolwa okufunekayo eGeorgia?

Kwimeko yaseGeorgia, umninikhaya unemihla emithathu emva kokuba umqashi aphelise indawo yokuhlala ukuze ahlole iyunithi yomonakalo. Umnini-mali kufuneka enze uluhlu lwemonakalo kunye neendleko ezimalunga nokuzilungisa. Umnini-mhlaba kufuneka anike umnini-mali ngoluhlu lokugqibela lwemonakalo. Olu luhlu kufuneka lucacise, ngokubhaliweyo, ukuba umqeshi kufuneka avumelane nemonakalo ebhaliweyo okanye ukuphikisana namabango.

Kwiintsuku ezintlanu zokuphela komhlali, umnini-mhlaba unelungelo lokuhlola loo propati ngoluhlu.

Ukuba umqashi ubeka uluhlu, uyavuma ukuba umonakalo olwahlukileyo. Ukuba umqeshi wenqatshelwe ukusayina uluhlu, kufuneka abhale izinto ezingavumelaniyo kwaye asayine isitatimende sokuchasana. Umqashi angathatha umnini-nkundla enkundleni ukuba athole iindleko zanoma yimuphi umonakalo abonise ukuba abavumelani nayo kwingxelo yabo yokuchasana. Ukuba umqashi engayisayina isitatimende sokuchasana, alahlekelwa ilungelo lokubuyisela nayiphi na imali egcinwe kwisibambiso sokukhutshwa kwayo njengokuba kubhalwe kwisaziso sokugqibela somonakalo.

Ukuba umnini-mali anganiki isaziso somnini ngaphambi kokuba ahambe , isaziso sokuhlola sesosuku ezintathu siphezulu kwaye umnini-mhlaba kufuneka ahlole kuphela iyunithi "ngexesha elifanelekileyo" emva kokufumanisa ukuba umqeshi uphume.

Kufuneka ubuyisele nini i-deposit yokukhupha i-ejenti yaseGeorgia?

Abanikazi bezindlu zaseGeorgia kufuneka babuyisele i-deposit yokukhupha i-deposit inyanga enye yokuqeshiswa kweqeshiso.

Ukuba umnini-mhlaba akabuyiseli idiphozithi ngokukhawuleza, umnini-mhlaba uyafuneka ukuba anike umqeshi uluhlu oluthile lwenoma yimuphi umonakalo okanye izizathu zokuncitshiswa kwi-deposit yokhuseleko kunye neendleko eziphantse. Esi saziso kunye nesabelo sediphozithi ababuyela kumqeshi kufuneka ithunyelwe ngeposi yokuqala kwiklasi kwidilesi yokugqibela eyaziwayo yomqeshi. Ukuba umqeshi akakwazi ukufumaneka kwisithuba seentsuku ezingama-90 ngokuthumela le saziso (oko kukuthi le ncwadi ibuyiselwe kwaye umnini-mhlaba wenza umgudu ochanekileyo wokufumana umqeshi), i-deposit deposit will be the property of landowner.

Ukuba umninimzi uzama ukugweba ngokungekho mthethweni ukugcinwa kwekhomishini yokhuseleko, kufuneka ukuba akhokhe umqeshi ukuphindwa kathathu umlinganiselo, ngaphandle kokuba kumiselwa ukuba umnini-mhlaba uye wagqithisa isabelo, ngenye imeko, baya kuhlawulwa ukuhlawula umqeshi umbuyiselo owenziwe ngephutha.

Yintoni eyenzekayo kwi-deposit yokugcina xa uthengisa ipropati?

Kwimeko apho uthengisa ipropati yakho, unembopheleleko yokutshintshela zonke izitokethi zokhuseleko kumnini omtsha okanye ukubuyisela imali yokugcina imali kubanikazi.

Yiyiphi inkululeko yokugcina imali yaseGeorgia?

Ikhowudi elawula ukugcinwa kwekhuseleko kwilizwe laseGeorgia inokufumaneka kwi-Georgia Code Annotated §§44-7-30 ukuya ku-37.