I-Basics yoMthetho we-Deposit of Maryland

Ziziphi iindlalifa kunye nabaqashi abafuna ukwazi

Abanikazi bezindlu eMaldinate banokuqokelela idiphozi yokhuseleko kubaqeshi babo kodwa kufuneka balandele imithetho ethile ngokwenza njalo. Le mithetho, ebalulekileyo kubanini bomhlaba kunye nabaqeshi ukuba bayayiqonda, bayinxalenye yomthetho-umnini-mhlaba waseMaryland. Nazi ezisixhenxe imibuzo ezisisiseko malunga nokugcinwa kwemali eMaldin.

Iziseko ezi-7 zoMthetho wokugcinwa kwezokhuseleko eMaldin:

1. I-Deposit yoKhuseleko i-Maximum- Iinyanga ezimbini zentengiso
2. Ukugcina i-Deposit- KwiAkhawunti ehlukileyo. Khangela iNgaphandle.

1. Isaziso esibhaliweyo- Ewe. Ukuba awuzange unikezwe, Ukuqeshisa iQonga elinama-$ 25.
2. Ukugcina i-Deposit- Iingxowa ezingahlawulwanga , iMonakalo, ukuPhulwa kweNgqesho .
3. Ukuhamba-Ngokuhlola - Kufuneka. Umqeshi ovumelekile ukuba abe khona
4. Ukubuyiswa kweDisposti- Kwiintsuku ezingama-45 zoKhutshwa kweMvume yokuPhuma .
5. Ukuthengiswa kweMpahla- kufuneka uTshintshe iDistim kwiNew Owner.

Ngaba ikhona i-Deposit Depit Limit eMaldin?

Kwimeko yaseMaldin, umlinganiselo omkhulu umnini-mali unakho ukuhlawula umqeshi njengesigxina sokukhusela idilesi ezimbini zenyanga. Ukuba umninimzi uqokelela irenti ezingaphezu kweenyanga ezimbini njengesibambiso sokukhusela, umqeshi unokufumana ilungelo lokuqokelela ngokuphindwe kathathu inani elongezelelweyo lenkokhelo ehlawulweyo, kunye neentlawulo zommeli ezifanelekileyo.

Ungayigcina njani i-deposit e-Maryland?

Kwiimeko ezininzi, umnini-mhlaba waseMaldinki kufuneka abeke idiphozithi kwiakhawunti eyahlukileyo ngokukodwa malunga neentlawulo zokhuseleko. Oku kufuneka kwenziwe kwiintsuku ezingama-30 zokufumana idiphozithi.

Zonke iifom zokhuseleko ezingama-$ 50 okanye ngaphezulu kufuneka zifakwe kwi-akhawunti ebonisa inzala kwisilinganiso seepesenti ezintathu ngonyaka kwaye kufuneka ifike kwiinyanga ezintandathu ukusuka ngomhla wokufunyanwa kwekhuseleko.

Esikhundleni sokubeka idiphozithi kwi-akhawunti, umninikhaya angabamba ukugcinwa kwesitifiketi kwisitifiketi se-inshorensi kwiziko lemali.

Umqeshi unakho ukhetho lokuthenga isibophelelo sobungozi esisetyenziswe njengesigxina sokugcina. Umnini-mhlaba akafanelekile ukuba amkele le fomu yediphozithi.

Imithetho efanayo eya kusetyenziswa kuzo zonke ikhutshulo ziza kufakwa kwi-bond bond.

• Umnini-mhlaba kufuneka athumele umqeshi, ngeposi yokuqala yeklasi, uluhlu oluthile lwenkcitho kunye nokuncitshiswa ayenenjongo yokuyenza kwisibambiso sesibambiso ubuncinane iintsuku ezili-10 ngaphambi kokuba azame ukwenza nayiphi na inqununu kwi-bondty bond. Umqeshi unelungelo lokuphikisana nayiphi na inzuzo kwiintsuku ezili-10 zokufumana ileta.

Ngaba isaziso esibhaliweyo sidinga emva kokufumana i-deposit deposit eMaldin?

Ewe. Kwimeko yaseMaldin, abanini bezindlu kufuneka banikeze umqeshi nge risithi emva kokuqokelela idiphozi yokhuseleko kumqeshi. Le risithi ingaba yinxalenye yeqeshiso okanye isivumelwano sokuqeshisa, kodwa kufuneka siqule ulwazi olulandelayo:

1. Kwiintsuku eziyi-15 zokuhamba, umqeshi angacela, ngeposi eqinisekisiweyo, ukuba umninikhaya uhlole i-unit yakhe kwaye enze uluhlu olubhaliweyo lwalo nawuphi na umonakalo okhoyo.
2. Umqashi unelungelo lokuba khona xa umninimzi aphinde ahlole iyunithi yomonakalo ekupheleni kwendawo yokuhlala. Ukuze ube khona, umqeshi kufuneka adibanise umninikhaya kwisaziso esibhaliweyo, ngeposi eqinisekisiweyo, ubuncinane iintsuku ezingama-15 ngaphambi kokuba bahambe. Esi saziso kufuneka sibandakanye:
   • Ingxelo yomqeshi ngenjongo yokuhamba.
   • Umhla wokuphuma ekujoliswe kuwo.
   • Idilesi entsha yomqeshi.

1. Umnini-mhlaba kufuneka agcine ikopi yolu khuseleko lokufumana idilesi kwiminyaka emibili emva kokuba kuqeshwe ukuqeshiswa, umqeshi uyasuswa, okanye umqeshi ulahla ipropati.
2. Ukuba umninikhaya anganiki umqeshi nge risiti yokufumana idiphozi, umqeshi unelungelo lokufumana i-$ 25.

Kukho amanye amanqaku amaninzi afanele afakwe kwidilesi yokugcina idiphozi. Kuluhlu olupheleleyo lwezinto kufuneka zifakiwe, nceda ubone iMordown Real Property Code § 8-203.1.

Ziziphi ezinye izizathu onokuzigcina ukhuseleko lomqeshi eMd Maryland?

Kwimeko yaseMaldin, umninimzi unokugcina yonke into, okanye isahlulo, sokugcinwa kwokhuseleko lomqeshi ngezi zizathu zilandelayo:

• Ukukhupha iRhafu engabhalwa
• Umonakalo ogqithiseleyo ngokweNdleko yokuGqoka
• Ezinye iziphene kwisivumelwano sokuqeshisa

Ngaba ukuhamba-ukuhlolwa okufunekayo eMaldin?

Ewe . Abanikazi bokuhlala kwilizwe laseMaldinki kufuneka baqhube uhambo lokuhlola.

Olu luhlolo lufanele lwenziwe kwiintsuku ezintlanu ngaphambi okanye emva kokuba umqeshi ephuma . Umnini-mali makaxelele umqeshi ngokubhaliweyo ngelungelo lomqeshi ukuba abe khona kulolu hlobo-ngokuhlola kwaye kufuneka afake umhla wokuhlola okuza kwenzeka.

Kufuneka ubuyise nini i-deposit yokukhupha i-deposit eMad Maryland?

Kwimeko yaseMaldin, umninikhaya unemihla engama-45 ukususela kumhla wokuqeshisa ukuphuma ukuze abuyisele yonke into, okanye inxalenye yaloo ndawo, kunye neyiphi na inzala. Oku kufuneka ithunyelwe ngeposi yokuqala kwikota kwidilesi yokugqibela eyaziwayo yomqeshi. Ngokubambisana nesahlulo se-deposit ekhutshwe kumqeshi, umnini-mhlaba kufuneka abandakanye uluhlu olubhaliweyo lwazo nayiphi na intlawulo ethathwe kwi-deposit.

Ukuba umninikhaya unqanda konke okanye inxalenye yediphozithi, umnini-mali anganikezelwa ngokuphindwe kathathu inani elingafanelekanga, kunye neentlawulo zommeli.

• Ukuchithwa koMhlaba okanye ukuLahlwa:

Abaqashi abaye baxoshwa okanye baye balahla loo propati phambi kokuba kuqeshwe ukuqeshiswa kwabo bajongene nokunika isaziso esibhaliweyo, ngeposi yokuqala kwiklasi, kumnini-landela zingakapheli iintsuku ezingama-45 zokuphuma kwipropati. Esi saziso kufuneka sibandakanye idilesi entsha. Umnini-ke unemihla engama-45 ekufumaneni le saziso ukuba athumele umqeshi uludwe olubhalwe phantsi lwazo zonke izimazi kunye naluphi na umlinganiselo wokhuseleko lokubambisa olufunekayo kumqeshi.

Yintoni eyenzekayo kwi-deposit yokugcina xa uthengisa ipropati yakho?

Ukuba umninindlu waseburhulumenteni waseMaldan uthengisa ipropati yotyalo - mali okanye loo propati ingatshintsha ubunikazi, umninikhaya kufuneka:

1. Ukutshintshela zonke iifom zokhuseleko kumnini omtsha.
2. Ukubonelela ngomnini omtsha uluhlu olubhaliweyo olubandakanya:
   • Igama lomqeshi ngamnye
   • Idilesi yokugqibela eyaziwayo yomqeshi
   • Umhla wokufumana idiphozi yokhuseleko
   • Isixa se-deposit deposit
   • Inzala yomyinge
3. Ukuba umninimzi akakwazi ukuhambisa yonke into okanye inxalenye yabakhubazi bezokhuseleko kumnini omtsha, umnini-mhlaba unyanzelekile nayiphi na isabelo esingahanjisiwe.

Yintoni umyalelo wokugcinwa kwezokukhuseleko eMaldin?

Ukuba unomdla ekubukeni umxholo wokuqala wokhuseleko lomthetho kwi-Maryland, nceda uqhagamshelane noMasipala waseMaldin Code Code Annotated § 8-203 kunye § § 8-203.1.