Funda iMimiselo yeeNtlawulo zezoKhuseleko kunye neMimiselo eMzantsi Carolina
Ngaba ikhona i-Deposit Depit Limit eMzantsi Carolina?
Cha. Akukho mda womhlaba wonke malunga nokuba unini umninikhaya angahlawulisa umqeshi njengesibambiso sokukhusela.
Ingaba kufuneka uhlawulise bonke abaqeshi iNani elifanayo njengeDispositi yoKhuseleko?
Ukuba iiNyunithi azifani:
Hayi, idiphozithi yezokhuseleko ayifanele ibe ngumlinganiselo ofanayo. Umzekelo, ukuba unendawo yokulala enye eyi-$ 1000 ngenyanga kwaye igumbi lokulala elingu-1500 ngenyanga, i-deposit efunekayo iya kuba yinto eyahlukileyo njengoko idiphozithi yokukhusela ihlala ikhethi enye. Ngoko ekucingeni idiphozi efunekayo yokhuseleko olulingana nerenti yenyanga enye, ukugcinwa kwekhuseleko kwikamelo lokulala elilodwa liza kuba yi-$ 1000 kwaye ukhuseleko lokugcinwa kwamagumbi amabini okulala luya kuba yi-1500 yeemali, okuya kuba ngumthetho ngokusemthethweni.
Ukuba iiNyunithi ziyafana:
Inombolo yaseMzantsi Carolina, abanikazi bezindlu abaqashisa iiyunithi ezingaphezu kwezine ezidibeneyo akufuneki ukuba bahlawule umlinganiselo ofanayo wokukhuselwa kwiiyunithi ezifanayo.
Nangona kunjalo, ukuba bafuna iimali ezahlukileyo kwi-unit deposits, kufuneka benze abanye abaqashi baqonde oku. Umnini wekhaya unoku:
- Thumela isaziso kwingqungquthela yokuhlangana, mhlawumbi kwindawo okanye kwiofisi yokuqeshisa, ichaza ngokucacileyo indlela ukugcinwa kweemali zokugcina
- Ukubonelela ngamnye umqeshi ikopi ebhaliweyo yale ntetho.
Ukuba umninimzi ohluleka ukuphawula umqeshi wendlela yokubala kwiimali zokugcina ezikhuselekileyo, umnini-mali angakwazi ukugcina nayiphi na isibonelelo sokukhupha umqeshi ukuba ahlawule umonakalo umqeshi ebangele iyunithi.
Ungayifumana njani i-Deposit Security kwiSouth Carolina?
Kwimeko yaseMzantsi Carolina, akukho mfuno ekhethekileyo yokugcina idiphozi yokhuseleko lomqeshi. Umnini-mhlaba akafunwa ukuba agcine idiphozithi kwi-akhawunti echaphazela inzala kwaye makangachazi umqeshi malunga nendlela yokugcina idiphozithi igcinwa ngayo.
Isaziso esibhaliweyo sifunyenwe emva kokufumana i-Deposit Security eSouth Carolina?
Umnini wezindlu eNingizimu Carolina akafuneki ukuba anike umqeshi ngesaziso esibhaliweyo emva kokufumana idiphozi yokhuseleko lomqeshi.
Ziziphi ezinye izizathu onokuzigcina ugcina i-Deposit yoKhuseleko kwiSouth Carolina?
Kwimeko yaseMzantsi Carolina, abanini bempahla banelungelo lokugcina konke okanye inxalenye yesibambiso sokukhutshwa kwezi zizathu zilandelayo:
- Ukukhupha iRhafu engabhalwa
- Ukulimala okugqithiseleyo kweNdleko yokuGqoka kunye nokuphunga 500
Kufuneka Ubuyisele nini i-Deposit yoKhuseleko kwiSouth Carolina?
ENingizimu Carolina, umninikhaya unemihla engama-30 ukusuka ekuphelisweni kwendawo yokuhlala ukuze abuyisele i-deposit yokhuseleko lomqeshi.
Ukuba umninimzi wenze i-deductions kwi-deposit deposit, kufuneka adibanise nesitatimende esibhaliweyo esichaza isizathu sokubanjiswa, imali ethe yachithwa, kunye nayiphi na imali eyongezelelweyo ehlawulwayo xa idiphozi yokhuseleko ayanele imali ehlawulwayo.
Umqashi kufuneka anikezele umninikhaya ngedilesi yabo entsha ngokubhaliweyo. Umnini-mhlaba kufuneka athumele idiphozithi yokhuseleko kunye nesitatimende esibhaliweyo esibhaliweyo, ukuba kuyimfuneko, kwidilesi yokuthunyelwa esinikezwe ngumqeshi. Ukuba umqeshi akanikanga umninikhaya ngedilesi entsha yokuthumela, umninimzi kufuneka athumele idiphozithi kwidilesi yokugqibela eyaziwayo yomqeshi.
Ukuba umninimzi ehluleka ukubuyisela imali ehlawulwa ngumqeshi kule mihla engama-30, umqeshi unokufumana ilungelo lokuphindwa kathathu inani elithe lafunyanwa ngokungafanelekanga kunye nemirhumo yommeli.
Yintoni eyenzekayo kwiDistim ekhuselekileyo xa uthengisa impahla yakho?
Umnini-ndawo unokukhetha ezimbini ukuba uthengisa ipropati:
- Buyisela idiphozithi ekhutshwe ngokukhawuleza kumqeshi kwaye wazise umthengi ngokubhaliweyo ukuba umnini-mhlaba ubuyisele i-deposit deposit kumqeshi.
- Ukutshintshela idiphozi yokhuseleko kumthengi kwaye wazise umqeshi ngokubhaliweyo ukuba umnini-mhlaba wepropati unokubakho i-deposit.
Yintoni uMthetho weNgcoliso yoKhuseleko lwaseMzantsi Carolina?
Kwimibhalo yokuqala eyayilawula imithetho yokugcinwa kwezokhuseleko kwilizwe laseMzantsi Carolina, nceda uqhagamshelane neCommon Carolina Code Annotated ยง 27-40-410; 27-40-450; kunye 27-40-520.