Indlela yokubeka iSiqinisekiso seNgcaciso seNtlawulo

Kuninzi Kangakanani Ukuhlawulwa Abaqashi

Ukuqokelela idiphozi yokhuseleko kubalimi bakho kubaluleke kakhulu njengokuqokelela irente yenyanga. Ufuna ukuhlawula ngokwaneleyo ukukhusela umonakalo kunye ne-non-payment, kodwa kungabi nakakhulu ukuba abaqeshi baya kuphazamiseka ekuqeshweni kwepropati yakho. Nazi izinto ezine zokubheka ukuseta imali efanelekileyo yokukhupha imali yakho yokurenta.
  1. Umthetho kaRhulumente
  2. Intlawulo yenyanga
  3. Iinkonzo zeZakhiwo
  4. Ukhuphiswano

1. UMthetho weSizwe uMeyi u-Limit Security Deposit Isaphulelo

Ingakanani ongayibutha kumqeshi njengoko idiphozi yokhuseleko ingagqitywa nguRhulumente apho ipropati yakho yokurenta ikhona.

Amazwe angamashumi amabini anesihlanu akanakho umda kwixabiso elipheleleyo onokuqokelela kunye nama-25 athi, kunye neSithili sase-Columbia, misela umda ophezulu malunga nokuba ungakuqokelela kangakanani.

Phantse isiqingatha selizwe eUnited States libeka umda kwixabiso lokugcina imali . Urhulumente ngamnye ubeka umda wayo. Kwimeko yokuba unomda wokugcina ikhuseleko, njengeNorth Carolina neNevada, isixa onokuyihlawula siyahlukahluka ukususela kwincinane iiveki ezimbini zokuqashisa ukuya kwiinyanga ezintathu.

Njengengqalelo ebalulekileyo, le miqathango yomhlaba wonke. Kufuneka uqhelanise nemithetho kamasipala wakho wasekhaya, kuba kukho imigaqo eyahlukeneyo kunye nemimiselo omele uyilandele yona engeyona inxalenye yemithetho yomhlaba wonke.

Amanye ama-25 athi, kuquka iFlorida neTexas , musa ukubeka imida kwimali yokugcina imali. Kwiindawo ezifana nalezi, umninikhaya unakho ukuhlawula umqeshi nayiphi na imali ayithandayo.

Kungathatha inzame kunye nephutha ukucacisa indawo enoncoko eyaneleyo ukukhawuleza umonakalo, kodwa ayikho phezulu kangangokuthi igcina abaqashi bahambe.

Ixabiso leNtengiso yeCandelo

Isibini sesibini esichaphazela ukuba ungakuqokelela kangakanani imali yokukhupha ixabiso lentlawulo yenyanga yenyanga oyihlawulayo yunithi yakho.

Eli xabiso liyakuchukumisa isixa semali yokukhutshwa ngaphandle kokungakhathaliseki ukuba urhulumente wakho usethe imida kwixabiso eliphezulu onokuqokelela.

Ukuba urhulumente wakho unemithetho ethile ebeka umda wokukhupha i-deposit deposits, ngoko ke ubuninzi obuya kuhlawulwa busekelwe kwireti yenyanga yunithi yakho. Yithi impahla yakho yokuqashisa i-Maryland, apho umda wokugcina ikhutshulwa iinyanga ezirenti ezimbini. Ireyithi yenyanga yunithi yakho i-$ 1,000. Ngoko ke, uninzi unakho ukuhlawulisa njengentlawulo yezokhuseleko i $ 2,000, okanye irente zenyanga.

Nangona urhulumente wakho akanayo umda kwi-deposit deposits, ukhuseleko lokubakho uqokelela luya kusekelwa kwirejista yenyanga yunithi. Kuye kwinto eqhelekileyo ukuba i-deposit deposits isekelwe kwinxalenye ethile yerenti yenyanga. Ngokuqhelekileyo yamkelwe ukucela ixabiso elilinganayo nesigqithiso seenyanga.

Ngokomzekelo, ukuba irente yenyanga i-$ 1,000, idiphozi yokukhutshwa kwe-$ 500 iya kuba yindlu yentlawulo yenyanga. Inkokhelo yokukhutshwa kwe-$ 1,000 iya kuba yindlu yentlawulo yenyanga. Akuqhelekanga ukucela ezinye iipesenti, njengekota enye okanye enye yesithathu yerenti yenyanga.

3. Iinkonzo zeZakhiwo

Into yesithathu ekuqaliseni ukuba kufuneka idiphozi yomnini-mpahla ibe yintoni imveliso yepropati okanye yeyunithi.

Eminye imizekelo yezinto ezinokuthi zivumeleke ukuba zigcinwe zikhuseleko eziphezulu zi:

Ewe, ukuba urhulumente wakho unomda wokugcina imali, awukwazi ukuhlawulisa umqeshi ngaphezu kwelo mali kwi-deposit deposit, kungakhathaliseki ukuba uncedo lunithi.

4. Ukhuphiswano

Into yesine ekufuneka uyiqwalasele xa ubeka isamba sokukhupha ikhutshulwa kukuncinci kangakanani ukhuphiswano. Abanikazi bezindlu bafumanisa ukuba ngokuqhelekileyo banomdla wabo wokugcina ukhuseleko lwabo lugqithiselwa kunye nabanye abanikazi bezindlu kule ndawo ukuze babe nexesha elilula lokufumana abaqeshi.

Ngokomzekelo, kunokubakho ezimbini ezifana nezindlu zokulala ezintathu ezifumanekayo zokuqeshisa. Abanikazi bezindlu bahlawula i-$ 1,000 ngenyanga ngenyanga yerenti.

Umehluko kukuba umnini-mhlaba unyanzela inyanga yokhuseleko kunye nomnye umnini-mhlaba unyanzela ukhuseleko lweenyanga ezimbini. Abaqeshi abafikeleyo banokuthi baqeshise indlu bacele ukhuseleko lwenyanga kuba libiza kakhulu.