Ukusuka kwifowuni Ukufowunela
Umqeshi oza kuba ngumntu onokuthi angene kwisithuba kwipropati yakho yokuqashisa. Uqalise amanyathelo okuqala kwinkqubo yokucoca umqeshi. Kungenzeka ukuba wabiza malunga nepropati yakho, mhlawumbi uye wajonga ipropati yakho okanye usenokuzalisa isicelo sokuqashisa ipropati yakho.
Kukho amanyathelo athile abandakanyekayo ngaphambi kokuba umqeshi abe ngumqeshi wangempela.
Umntu kufuneka aphumelele kwinkqubo yakho yokucoca, kufuneka asayine isivumelwano sokuqeshisa, kwaye kufuneka ahlawule irente kunye nezokhuseleko phambi kokuba kuthathwa njengomqeshi wangempela. Kuze kube yile ngongoma, kusekho kubhekiselwa kubo njengabazayo, okanye abanakho, abaqeshi.
Ukwahlukana Phakathi koPhulo oluPhezulu kunye noNqununu
Umqashi oPhambili:
- Ebizwa ngePropati
- Wajonga iPropati
- Ukuzaliswa kwesicelo sokuqasha ipropati
- Usebenza Ngendlela Yakho Yokujonga Inkqubo
Eyona Nkcitho:
- Uye wavunyelwa ngokusebenzisa inkqubo yakho yokuCoca ngokuCwangcisa
- Usayine isivumelwano sokuqeshisa okanye sokuqeshisa
- Idilesi yeNtlawulo yeNtlawulo kunye neRhafu
- Okwangoku Uhlala KwiMpahla Yakho Yokuqeshisa
Umzekelo weMphathi oPhambili:
UMike ungumnini-nendawo enezithuba kwindawo yakhe yokuqashisa. Ubeka isikhangiso kwizithuba ze-intanethi. UShelia ubona isikhangiso kunye neefowuni ukuba abuze malunga nepropati. Ubeka umboniso wokubona ipropati ngoMgqibelo.
UShelia uya kuthathwa njengomqashi.
8 Amanyathelo okuba ngumqashi
1. Cela malunga nokubukela iPropati
Umqashi onokuqhagamshelana naye uya kuqhagamshelana nomnini-propati malunga nesithuba kwipropati. Umnini-mhlaba unokuqala ukukhenkcela umnini-mphathi kwifowuni ukuqinisekisa ukuba umntu uya kuqhuba isinyathelo esilandelayo senkqubo.
Nazi i- 10 Imibuzo Yokubuza Abaqashi Abathengi.
Kuzo zonke iinkalo kwinkqubo yokuhlola, umnini-mhlaba kufuneka aphathe bonke abaqeshisayo abalinganayo. Oku kunokwenziwa ngokuba nemigangatho efanayo yokufaneleka kubo bonke abaqeshi abanakho. Ukongeza, kufuneka ulandele uMthetho weZindlu zoLungileyo. Esi senzo sithintela ukubandlulula abaqeshi ngokusekelwe kwimibandela enjengobuhlanga, inkolo okanye ezinye iiklasi ezintlanu.
2. Jonga iMpahla
Isinyathelo esilandelayo singumqeshi oza kuba ngumqeshi ukulungiselela iseshoni kwaye ngokuqinisekileyo uyayijonga loo propati.
3. Gcwalisa isicelo sokuqashisa
Ukuba umqashi uyakuthanda oko akubonayo ngexesha lokubukela kwerenti, unokuzalisa isicelo sokuqashisa. Esi sicelo siza kufaka ulwazi olusisiseko malunga nomqeshi, njenge:
- Igama eliphelele
- Imali Yonyaka
- Imbali yokuqeshwa
- Inani labantu abaya kubahlala kwiNdlu
- Iile dilesi zangoku kwaye zangaphambili
4. Ukuvunyelwana kwiNkcazo kunye neNgxelo yokuTyala
Isicelo sokuqashisa siya kubandakanya indawo apho umqeshi evuma ukufumana isitshixo okanye umtshini wokukhangela ngetyala .
5. Ukuhamba kweMvelaphi kunye nokuThengwa kweMali
Ingcaciso malunga nesicelo sokuqeshisa umqashi iya kuqinisekiswa. Ukuba kukho iiflegi ezibomvu zithotyelwa kule nkqubo yokucoca, umninimzi unokuxoxa ngemiba nomfaki sicelo.
Imizekelo yemibandela enokuthi ikhuphuke ayikho ematyala amanqaku emboleko, imbali yokukhutshwa okanye irekhodi lobugebengu.
6. Isivumelwano soqeshiso soMvumelwano kunye noMnini wezindlu
Ukuba yonke into ihlolisisa ukwanelisa umninimzi, umqeshi unako ukhetho lokuqeshisa ukuqeshisa ipropati. Ixesha lokuqeshisa liyakwazi ukuhluka kwiqeshiso leveki nganye, ukuqeshisa ngenyanga okanye ukuqeshisa ngonyaka kwaye kuya kuvunywa ngawo ngumnini womnini kunye nomqeshi.
7. Ukuhlawula i-Deposit Security kunye neRhafu yeNyanga yokuqala
Ngaphambi kokungena kwindawo yokuqeshisa, umqeshi kufuneka akhokhe idiphozi yokhuseleko, kunye nerenti yokuqala yenyanga. Isixa esiphezulu sesibambiso sokukhusela singasetwa ngumda womhlaba wonke.
8. Hambisa kwiRhafu
Ekugqibeleni, umenzi wesicelo unokuthi angene kwindawo yokuqeshisa. Umntu uya kuba ngumqeshi ukuba abe ngumqeshi wangempela.