Amanyathelo afanelekileyo, iiNgcebiso kunye neNgqungquthela
Ngaba Uvumelekile ukuba Ukhangele iNgxowa-mboleko yeNgqesho?
Ewe.
Abanikazi bezindlu bavumelekile ngokusemthethweni ukuba bahlole ingxowa-mboleko kumntu oza kuba ngumqeshi. Nangona kunjalo, umqeshi omele abe ngumqashi kufuneka aqinisekiswe ukuba umninikhaya uza kujonga i-credit yabo. Ngoko umnini-mhlaba kufuneka afumane imvume ebhaliweyo yomnini-mvume ukwenzela ukuba asebenze ngokusemthethweni kwesi sheke.
Imvume e bha liweyo
Umqeshi omele afune ukunika imvume yakhe ngokubhaliweyo ukuvumela umnini-mhlaba ukuba athathe ingxelo yesikweletu somqeshi. Umnini-mhlaba unokufumana le mvume ebhaliweyo ngokufaka icandelwana kwisicelo sokuqeshisa okanye ngokubonisa uphawu oluqeshisayo.
- Umhlathi kwiSicelo soRhafu
Umnini-mali angabandakanya isigatya esisezantsi kwefom yesicelo sokuqeshisa esenza injongo yokufumana imvume ebhaliweyo yomqeshi. Ngokomzekelo, umhlathi ungathi ngokusayina le fomu, umqeshi ozayo uza kuvuma kwi-credit check.
- Umbhalo ohlukileyo
Ukuba umninimzi ukhetha, unokudala i-credit check form ifom yelayisenisi yokubhalisela umqeshi ukuba asayine.
Ngokusayina le fom, umenzi wesicelo uvumela umnini-mhlaba ukuba athole ikopi yomlando wekredithi yomqeshi.
Ulwazi olufunekayo ukuze kuqhutywe ityala
Kukho ulwazi oluthile umnini-mhlaba kufuneka afumane kumqeshi ukuze asebenze ikhredithi yomqeshi. Kwifom ye-credit check check form, umqeshi uya kufuneka anikezele oku kulandelayo:
- Igama eliphelele
- Idilesi
- Inombolo yoKhuseleko loLuntu okanye iNombolo yokuThengwa kwabathengi ngabanye
- Umhla wokuzalwa
Izinzuzo zokuqalisa iMali yeMboleko
Ikhonkco yokukhangela i-credit card ingaba yinxalenye ebalulekileyo yenkqubo yokuhlola inkqubo . Ingakunika umfanekiso omhle wesimo sezimali somfaki sicelo kunye nokukwazi ukuhlawula irente ngexesha.
- Ivala ixesha elide lexesha
Iingxelo zemboleko ziquka i-7 ukuya kweyeshumi leminyaka. Ngako oko, kuya kukunika umfanekiso womqeshi wexesha elidlulileyo kunye nelo xesha.
- Unika Ulwazi oluNcedo
Kwimali yengxelo yemboleko, unokubona ukuba umnini-mhlaba uye waxoshwa, ukuba adibana netyala, ukuba afike emva okanye alahlekise kwiibhilikhwe okanye ukuba zibandakanyeka nasiphi na isigwebo.
Izibango Zokugwema
Ngoxa i-check credit ingabaluleka xa ukhetha umqeshi kwipropati yakho yokuqashisa, kukho imicimbi enokufuneka uyiqaphele. Kufuneka uqiniseke ukuba uqhuba isheke ngokusemthethweni kwaye uhlalutya ulwazi olubonelelwe ngengqiqo.
- Ukungaphumeleli Ukufumana imvume
Kumele ufumane imvume ebhaliweyo yomqeshi phambi kokuba uhlole i-credit check. Ukuba awukwazi ukwenza njalo, awukwazi ukukwazi ukusebenzisa ulwazi oluqokelele kwingxelo kwaye umqeshi unokukwazi ukuthatha isenzo somthetho kuwe.
- Imigangatho yokuQinisekisa
Ikhredithi yekhredithi kufuneka ibe yinxalenye yemigangatho efanelekayo kubo bonke abaqeshi. Awukwazi ukukhangela ukuhlolwa kwekhredithi ngohlanga olunye lwabantu kwaye kungekhona kwenye. Awunakho ukufuna umlinganiselo othile wekhredithi malunga nohlanga olulodwa lwabantu kunye namanqaku aphezulu akhredithi kwelinye uhlanga.
- Musa ukuzithembeka ngokukodwa kule Nkcazelo
Ingcaciso oyibuthayo kwingxelo yemboleko iluncedo, kodwa akufanele uyisebenzise njengendlela yokukhetha umqeshi. Kukho abaqeshi bezakhono ababonelela ngolwazi lobuxoki. Abanye abaqeshi abahle banokuwa phantsi kwamaxesha anzima. Kufuneka uhlale ubuza imibuzo yomqeshi malunga nolwazi oluvela kwingxelo kuba kungenakulungile.
- Ubutsha kakhulu ukuseka iMbali yeMali
Abanye abaxhamli beza kuba bancinci ukuba baqulunqa imbali yengetyala.
Aba bantu basenokuba ngabaqeshi abakhulu. Kule meko, unokwazi ukuba nomzali okanye isihlobo sisebenzisele ukuqeshisa ukuba uxhala malunga nentlawulo.
Qaphela kwakhona: Indlela yokuLawula iNgxowa-mboleko kwiNgxowa-mboleko