Funda imida yokugcina imali kunye nemimiselo yase Connecticut
Ingaba kukho umda wokugcina imali e-Connecticut?
Ewe, kukho ixabiso elininzi elinokuthi bahlawule abaqeshi njengentlawulo yezokhuseleko e-Connecticut.
Kubaqeshi abangaphantsi kweminyaka engama-62 ubudala, umninindlu angacela ubuninzi beenqwelo zenyanga ezimbini njengekhuseleko. Kubaqeshi abaneminyaka engama-62 ubudala okanye ngaphezulu, umninimzi unokucela ireyithi yenyanga enye njengekhuseleko. Ukuba umqeshi oneminyaka engama-62 ubudala okanye ngaphezulu uhlawule idiphozi yokhuseleko ngaphandle kwerenti yenyanga enye, loo mqeshi angacela ukuba umninikhaya abuyisele imali.
Ungayigcina njani imali yokugcina i-deposit e-Connecticut?
Kwimeko yaseConnecticut, ekufumaneni idiphozithi yokhuseleko, umnini-mhlaba kufuneka ukuba afake le diphozithi kwi-akhawunti yokungena kwiziko lemali kwi-Connecticut. Ekubeni le ngxelo ye-escrow, i-deposit deposit isicinga ukuba isakhiwo somqeshi, ngoko ke le mali ayinakutsholwa yiyiphi na yomnini-mboleki.
Le akhawunti kufuneka ithwale inzala elinganayo okanye ngaphezulu kunezinga elilinganayo lentengo ye-akhawunti yokugcina iibhanki zorhwebo kwilizwe lase-Connecticut, eliya kugqitywa qho ngonyaka ngumkhomishinala webhanki, kwaye akukho nto ingabi ngaphantsi kweyodwa kunye pesenti ye siqingatha.
Umkhomishinala webhanki uya kushicilela eli nqanaba kwiSebe leendaba zeBhanki ngeendaba zeBhanki ngaphandle kweDisemba 15 ngamnye ngonyaka.
Umnini-mali kufuneka ahlawule umqeshi umdla oqokelelwe ukhuseleko lwabo kwisibhambathiso sesivumelwano sabo sokuqeshisa kunye nokuqeshiswa kweqeshiso okanye kufuneka bahlawulise le mali njengengeniso ezayo.
Ukuba umnini-mali uneminyaka engaphezulu kweentsuku ezili-10 emva kokuhlawula irente yenyanga, umnini-mhlaba akadingeki ukuba akhokhe umqeshi inzala efunyenwe kwi-deposit yokukhutshwa kwenyanga. Umqeshi akayi kulahlekelwa lo mdla ukuba, ngokwemigqaliselo yokuqeshisa , sele sele ihlawulwa ngokukhawuleza kwindawo yokuhlawula irente.
Ngaba isaziso esibhaliweyo sidinga emva kokufumana i-deposit deposit e Connecticut?
E-Connecticut, umnini-mhlaba akafunwa ukuba anike umnini-sicelo isaziso esibhaliweyo emva kokufumana idiphozi yokukhusela.
Ziziphi ezinye zezizathu onokuzigcina ugcinwe ukhuseleko lomqeshi e-Connecticut?
Kwimeko yaseConnecticut, umninikhaya unokukwazi ukugcina konke okanye isahlulo sokugcinwa kwokhuseleko lomqeshi ngezi zizathu zilandelayo:
- Irente ehlawulwa.
- Ukulimala okungaphezulu kokugqithisa okuqhelekileyo kunye nokulila.
- Ezinye iindleko ezihambelana nokuphulwa kwemigqaliselo yokuqeshisa, njengemali ehlawulwa yintlawulo.
Ngaba ukuhamba-ukuhlolwa okufunekayo e Connecticut?
Abanikazi bezindlu ze-Connecticut abafunwa ukuba benze ukuhlolwa kokuhamba ngaphandle kokuphuma kwendawo yokuhlala.
Kufuneka ubuyisele nini i-deposit ye-security deposit e-Connecticut?
Umnini-nye unemihla engama-30 ukususela kumhla umqeshi uchitha iyunithi ukuba abuyisele idiphozi epheleleyo yokhuseleko lomqashi okanye ibhalansi yezokhuseleko zabo kunye neyiphi na inzala ngaphandle kokuba umqeshi akanikanga umninikhaya ngedilesi yokuthumela.
Kule meko, umnini-mhlaba kufuneka abuyisele i-deposit yokugcinwa kwephepha-mali kwisithuba seentsuku ezingama-30 kumqeshi ekuphumeni okanye kwisithuba seentsuku ezili-15 ukususela apho umqeshi enika umninikhaya ngedilesi yokuthumela, nokuba yintoni na kamva.
Umnini-mali angenza iinqununu kwi-deposit deposit kwanoma yimuphi umonakalo okanye ezinye iintsilelo zomqeshi ukuhambelana nemigqaliselo yokuqeshisa, kodwa umnini-mali kufuneka afake ingxelo echazwe ngolu hlobo kunye nemali yokulungisa loo monakalo okanye ukungafani.
Ukuba umninimziyo uyahluleka ukuthobela le mithetho banokuba noxanduva lokuhlawula umqeshi kabini inkokhelo yabo yokuqala yokhuseleko. Ukuba umninimzi ahlulekile ukuhlawula umqeshi inzala efunekayo, umnini-mhlaba unyanzelekile kuphela ngokuhlawula kabini inzala efumanekileyo.
Yintoni eyenzekayo kwi-deposit yokugcina xa uthengisa ipropati yakho?
Ukuba ubunini bepropathi betshintshelwe, umnini-mbopheleleko unembopheleleko yokudlulisa zonke iifomethi zokudibanisa kunye naliphi na inzala ebhaliweyo kumnini omtsha.
Umnini omtsha wepropati ke uxanduva lokugcina idiphozi yokhuseleko kwiakhawunti yokukhawuleza kunye nokubuyisela ukhuseleko lomqeshi phantsi kwayo nayiphi na inqununu echaphazelekayo ngokubhekiselele kwimithetho karhulumente kunye nemimandla.
Yintoni i-deposit yomthetho yaseCentecost?
Ukuba unomdla wokujonga ummiselo olawula ukugcinwa kwezokhuseleko kwilizwe laseKonnecticut, nceda ubhekise kwiSahluko 831, kwiSitatimende jikelele se-Connecticut 47a.-21.