Khangela kuqala kwi-Futurpreneur Canada
Ngoko ukuba uneminyaka eyi-18 ukuya kwengu-39 ubudala kwaye ufuna ukuqala ishishini eCanada, i-Futurpreneur Canada yindawo yokuqala yokujonga.
I-Futurpreneur Canada iyona nto iphambili yenkxaso-mali encinci yenkcubeko yaseCanada, inhlangano engenzi nzuzo ehlinzeka ngemali, ukucebisa kunye nenkxaso kubanini boshishino abaneminyaka eli-18 ukuya ku-39.
Abashishini abaqeshisayo abafanelekayo banokufumana i-$ 45,000 kwiinkampani ezincinci zenkxaso-mali nge-Futurpreneur Canada kunye neqabane labo, iBhanki yoPhuhliso lweBusiness eCanada (BDC).
Into eyenza le ntlangano iqalise inkxaso-mali ngokugqithiseleyo, kwindlela yam, ukuzinikezela kwabo kwi- business mentoring . Abafakizicelo abaphumeleleyo banokufumana iminyaka emibili yokucebisa nge-network ye-Futurpreneur yoshishini, abacebisi kunye neengcali zoshishino ezivela kulo lonke elaseCanada.
Umbutho unikezela ngeenkqubo ezahlukeneyo zokunika iinkqubo zokuqalisa:
Ukuxhaswa ngeeMali kunye nokuThengisa
Inkqubo jikelele ye-Futurpreneur yabantwana abaneminyaka eyi-18 ukuya kwe-34 abafuna ukuqala ishishini linikezela ngemali ukuya kwii-30,000 zamawaka kunye neminyaka emibini yokucebisa.
Inkqubo yabo jikelele ye-35 ukuya ku-39 ubudala ubudala inika ukuya kwii-45,000 zamaRandi ngeminyaka emibini yokucebisa (ngaphezulu ngezantsi apha).
Yintoni enhle ngale nto? Ewe, ezi ziboleko zemali-mboleko "kwizinga lentlalo engcono kunokuba iibhanki ezininzi zinikeza" (website yabasasa).
Ixabiso langempela lixhomekeke ekubeni ufumana imali yakho nge-Futurpreneur Canada ngokwayo okanye ngokusebenzisa iqabane layo, iBDC.
Ukuba uneminyaka eyi-18 ukuya kweyama-34 ubudala kwaye ufumana imali mboleko yee-15 000, uboleka nge-Futurpreneur Canada. Imboleko yakho iya kuba nexesha eliyiminyaka emihlanu kunye nenzala ehlawulwe kwizinga le-CIBC kunye ne-3%. Uya kwenza iintlawulo zenzalo kuphela ngonyaka wokuqala. (Kukho nemirhumo yokubhaliswa kwemali eyi-$ 50 kunye ne-$ 15 yemirhumo yemirhumo ehlawulwa rhoqo ngenyanga malunga nexesha lakho lomboleko.) Kuphela umama wakho wokutsala umama uya kukunika into engcono (ukuba unayo).
Ukuba uneminyaka eyi-18 ukuya kwi-34 ubudala kwaye unqwenela ukuboleka ngaphezu kwe-15,000 yee-$, unako-ukuya kuma-30,000. Kodwa ke uya kuboleka nge-BDC, kwaye kuya kufuneka ubonise ubuncinci bentalo-mali ye-10% yexabiso elipheleleyo leprojekthi yakho. Imigaqo yakho yokubuyisela iya kuhluka.
Ngexesha loko uza kuqhuba intlawulo yenzalo kuphela ngonyaka wokuqala, inzala ehlawulwe kwimali-mboleko yakho yebhankini iya kuba yi-BDC i-Floating Base Rate kunye ne-5%. (Uya kufuneka uqhagamshelane ne-BDC yakho yendawo okanye yengingqi ukuba ubone ukuba ingaba leli zinga lijikelezayo.)
Ukuba ufuna ukuhlawula i-part or all loan yakho, unako; kanye ngonyaka ngomhla wokubanjelwa komhla wokugunyazwa kwemali mboleko, ungahlawula i-15% yenqununu ephezulu ngaphandle kokuhlawulwa. Unokuphinda uhlawule yonke into okanye nayiphi na inxalenye yesinqununu esiphezulu ukuba ulungele ukuhlawula umrhumo ngenxa yexesha lokubuyiselwa, kunye ne-indemnity elilinganayo nenzala yeenyanga ezintathu kwintlawulo eyayihlawulwa.
Uya kufuneka kwakhona ukuhlawula umrhumo we-$ 50 wokuhlawula, oza kuncitshiswa kwi-initial loan payment.
Ukuba uneminyaka engama-35 ukuya kwengu-39 ubudala , unokufaka isicelo sokufikelela kwi-$ 45,000 yemali nge-BDC. Iimeko ezifanayo ziyasebenza malunga nokuhlawulwa kwemali-mboleko kubantu abaneminyaka-18 ukuya kwe-34 ubudala abasomashishini abanokuxoxa ngazo.
Iminyaka emibili yokuphendula iquka;
Ingxaki enkulu kakhulu abasomashishini abajongene nayo ayifumana ukufumana imali, nangona kunjalo; kuba neengcali zokuqhuba ngcamango yabo ngoshishino ngempumelelo. Ukuba ngumrhwebi ophumelelayo kubandakanya izakhono ezininzi kunye nolwazi oluninzi - kwaye ke bambalwa bethu ngabasetyhini kunye nabasetyhini abanabo bonke emphakathini omnye.
Akuninzi kuthi sininzi inethiwekhi yabantu abalungileyo xa siqala-abo bantu baye bafaka uphawu lwabo kwichishini lethu elikhethiweyo, abo "bebekhona kwaye benza oko" kwaye banokusinika isikhokelo kunye nokuphefumlelwa.
Ukuba nomcebisi olungileyo ngokuzenzekelayo kwandisa amathuba omsebenzi wakho omtsha wokuphumelela-kakhulu kangangokuba nangona ungadingi naliphi na inkxaso-mali yokunceda ukufumana ishishini lakho, ndincoma ukuba uthathe inkqubo yoQuquzelelo lwe-Futurpreneur kuphela ukuba unako.
Okufunekayo Ukuba ufake isicelo seMali
Ngaphandle kokuba uneminyaka efanelekileyo, kufuneka ube ngummi waseCanada okanye umfuduki omele umhlaba kwaye ube ne-shishini elisebenza ngokupheleleyo ngaphantsi konyaka.
Ibhizinisi lakho elicetywayo lifuna ukudala ixesha elizeleyo yengqesho yomenzi wesicelo kwaye lifanele uxhaswa ngemali karhulumente (oko kukuthi, akukho ukuxhaphaza ngokwesini okanye ngokungekho mthethweni).
Akudingeki ukuba ube nesicwangciso soshishino esipheleleyo ngaphambi kokuba ufake isicelo sezimali, kodwa uya kufuneka ube nomnye ekupheleni kwenkqubo yesicelo.
Kufuneka kwakhona:
- Bonisa ukuqeqeshwa / amava anxulumene nengcamango yakho yebhizinisi.
- Vumelanise ukusebenzisana nomcebisi ukuya kwiminyaka emibini (iiyure ezine ukuya kwezi-5 ngenyanga).
- Vumelanise ukugqibezela i-Futurpreneur yeKhanada ihlaziywa yimoya emva kweenyanga ezintathu.
- Vumelanise ukubonelela isigunyaziso se-Futurpreneur Canada ukuqhuba i-credit check.
- Ukubonelela ezimbini iinkcukacha.
- Qinisekisa ukuba ishishini alikho kwicandelo lophando nophuhliso .
- Qinisekisa ukuba imali yokufumana imali ingasetyenziselwa ukuhlaziya ityala elikhoyo.
- Bonisa ukuba uye wakhutshwa kwi- bankruptcy ubuncinane iminyaka emihlanu okanye omnye umnyaka emva kokufumana iSatifikethi seNtsebenzo esipheleleyo kwimeko yoPhakamiso lwaBathengi.
Unokufaka isicelo kwisicwangciso esingentla ngasiphi na unyaka.
Iinkqubo eziNkxaso-mali zoTywala abaselula
I-Futurpreneur Canada ikwabonelela ngeenkqubo ezininzi zokuqalisa iinkxaso kubasomashishini abancinci, kuquka ezo zinto:
- Abantu abasanda kufika eKhanada;
- Abantu abafundi bamanje;
- Abantu abaqalayo okanye okwangoku basebenza kwinhlangano engenzi nzuzo;
I-Spin Master Innovation Fund
Ukuba imbono yakho yebhizinisi ibonisa izinto ezintsha kwintsimi yakho, qwalasela isicelo sale mali. Kunyaka ngamnye, abatsha-mabini abancinci baseCanada banikezelwa inkxaso yenkxaso-bucala abayifunayo ukuba baqhube kwi-shishini labo baze bafike kwi $ 50,000 ngemali.
(Qaphela ukuba oku akusiyo isibonelelo sesibonelelo esincinci , kodwa umboleko . Abasomashishini abancinci beCanada yokuThuthukisa + iNkqubo yokuCwangcisa iNqununu.
Le nkxaso yenkxaso yomntu iquka u-Innovation Launch Pad Workshop kunye ne-Accelerator Workshop (bobabini eToronto) kunye nokuqeqeshwa okuqhubekayo kunye nokuthatha inxaxheba kumathuba okuphuhlisa - xa ufikelela kwi-Compinition ye-Spin, apho uya kubeka khona ingcamango yakho yezobugcisa kwiqela Abaphathi be-Master kunye neenkokheli zoshishino.
Unomdla kodwa ungenayo ingcinga yoshishino okwamanje? Jonga iindlela ezi-7 zokuza kunye nombono wakho wezoshishino .
Yintoni ofuna ukuyifaka?
Ukuba neminyaka eyi-18 ukuya kuma-34 ubudala
Ukuba ngummi waseKhanada okanye umhlali ohlala phantsi
Ukuba neengcamango ezintsha, eziza kutshintshe imida yezinto ezinokwenzeka, kwaye ibe nesicwangciso soshishino esilungileyo esichaza ngokucacileyo indlela uqeqesho oluya kuba luncedo ngayo kwaye luba njani olutsha kumacandelo alo. "
Isicwangciso sakho seShishini kufuneka sibandakanye iiprojethi zeeNkcazo zeNyaka ezimbini kwi-Futurpreneur Canada Template.
(Qaphela ukuba ingcamango yakho kufuneka idlule kwinqanaba lophando nophuhliso, nangona isicwangciso soshishino kunye nomboniso osebenzayo unokuqwalaselwa.)
Iikopi ezichongiweyo zeeLayisenisi zaBaqhubi bazo bonke abafaki-zicelo abafanelekileyo
Ikopi yamaphepha afanelekileyo okubhalisa ishishini-ikopi yeeNqaku zoNyaka kunye neSivumelwano Sababambisene ukuba ibhizinisi lakho lifakwe okanye ikopi ye- Sole Proprietorship okanye Ubhaliso lwaBambiswano
Imihla ebalulekileyo
Le mihla iyakuhluka kancinci ngonyaka, ngoko jonga i-website yemihla ngqo:
Izicelo ezivulekileyo: ngoMeyi 1
Isicelo sokugqibela: ngoJuni 19
Abafake izicelo abachongwe ngokufutshane Baziswa: June 29
Enye Into Enkulu Ngalo Mqhudelwano ...
kukuba ukuba usebenza kwaye awunye omnye wabasomashishini abalishumi abakhethiweyo ukuba baphumelele ukhuphiswano lwe-Spin, okanye ufike ngokude kwaye ungaqhubeki, ungadlulisela isicelo sakho kwiNkqubo yoQoqosho kunye neNkqubo yokuThengisa (kuchazwe ngasentla) ukuba ufanelekile kwaye usenokufumana imali.