Ngelixa ulawula i shishini lakho, mhlawumbi ucinga uluhlu olude lwezinto omele uyenze ukuze wenze imali eyongezelelweyo kwaye wandise. Umzekelo:
- Kufuneka ufumane iindlela zokwenza okungakumbi ngexesha elingaphantsi.
- Kufuneka ubeke iliso kwaye uhlalutye uhlahlo lwabiwo-mali ukuze kube nengqiqo kwiimfuno zakho.
- Kufuneka ujonge indlela yokufumana imali eyinkunzi ukuphuhlisa inkampani yakho.
Nangona kunjalo, uluhlu lwakho lwezinto omele uyenze kwishishini lakho mhlawumbi luhleli ixesha elide ngenxa yokuba awukwazi ukwenza isigqibo malunga nokuba ungaqala kuphi.
Makhe senze le nkqubo ibe lula kwaye ilula nje ngoku ngokuya kwinqanaba elinye eliza kusombulula iingxaki ezininzi ngokukhawuleza:
Kufuneka ufumane imali eyinkunzi.
Ngebhajethi enkulu ekusebenzisaneni nayo, uya kuba nokufumana abasebenzi abaninzi ukuba bancede isiseko sakho samakhasimende, sithenge izixhobo ezibalulekileyo ozifunayo, wandise ukuthengisa kwakho kufumane okanye ufumane iingcebiso zobuchwepheshe kubacebisi abanegunya.
Ngoku unokugqiba njani ukuba unokufumana phi imali engaphezulu? Ngaba kungcono ukuzinzima kwaye uzibonele ngezimali njengomnini-shishini " bootstrap " okanye ngaba uya kuba ngcono xa ufumana umboleko osemthethweni okanye ezinye iindleko zemali zemveli?
Yiya kuluhlu lokukhangela ukufumana inkxaso-mali:
1. Uninzi Kangakanani ixesha?
Bhala phantsi iingxaki zakho ezinkulu ekusebenzeni ngoku. Ukuba ukungabikho kwexesha kuyinkxalabo enkulu kuwe, ngoko unokufuna ukucinga ngeendlela zangasese, zangaphakathi zenkxaso-mali. Ukufaka izicelo kwiibhanki ezininzi kunye nabatyalomali kwiimali-mboleko kuthatha ixesha elininzi kunye nophando.
Imali eningi oyifunayo ukuze ukhulise inkampani yakho, izithintelo ezingaphezulu zomthetho uya kufuneka uzityumle ukuze ufumane utyalo-mali kwi-lender eqinisekisiwe.
2. Ngaba Unayo Imithombo Yemali Ekhoyo Kwi-Social Network?
Ukuba unako ukuboleka into oyifunayo kubahlobo kunye nosapho, ngoko "bootstrap"! Ubunethiwekhi bakho bobuqu buza kunikezela ngezibonelelo ongeke uzifumane kwenye indawo njengamaxabiso aphantsi-nzala, ubuninzi obusisiseko kunye nobunzima obuninzi kwishedyuli yakho yokubuyisela.
Ukukhusela kokubili kunye neminqweno yabo, khawuthathe ixesha lokwenza i-odethi esemthethweni yokubhengeza uluhlu lwemimiselo neemeko ozenzayo malunga nemboleko. Ukuba unomlinganiselo omhle wesikweletu, ngoko unokuqwalasela isicelo sekhadi lekhredithi yezoshishino ukuphakamisa imida yakho yokuchitha xa ujongene neengxaki ezinkulu zokunyuselwa. Qinisekisa ukuba unokukwazi ukuthenga iintlawulo kumakhadi akho amatsha ngexesha elide.
Ukuba awunayo imali ekhoyo kwinethwekhi yakho, ngoko unokufuna ukukhangela umboleko webhankini kwi-bhanki okanye uthengise ubulungisa boshishino lakho ngokutshintshana kwintengo yokuqalisa.
3. Ngaba ishishini lakho liyakufuna ukuba uqaphele ngokubanzi iicandelo leeNkcazo?
Ngamanye amaxesha amashishini amancinci aqala ukukhula ngokukhawuleza atsha ngokutsha kwaye entsha kwintsimi yabo ukuba ahlaziye i-market niche okanye idale i-market entsha. Ukuba oku kufana nesandi njengeshishini lakho, ngoko kufuneka uhlale ubandakanyeka kakhulu nenkampani yakho ukuze uyibeke kwikota elungileyo yokuphumelela kwexesha elide. Ngokukodwa xa uphuhlisa iimveliso ezintsha kwiimarike ezithengileyo, kubalulekile ukugcina ulawulo oluninzi lwenkampani yakho ngokusemandleni. Oku kuthetha ukuba kungcono ukuba ungamkeli inkunzi evela kubatyalo-zimali abakhulu abaza kunciphisa kakhulu ukulingana kwakho, oku kungakhokelela ekutshintsheni okukhulu kwimbono kunye nokuziphatha komntu onokuzisola emva koko.
Unako ukuhlala uwamkela ngaphandle kotyalo-mali emva koko xa usakhele iziseko ezisisiseko kwoshishini lakho kuqala.
4. Kude kangakanani neBusiness Yakho kwiSicwangciso sakho seminyaka emihlanu?
Ukuba lakho ishishini lisekhona elitsha kwaye liyi-shishini lakho lokuqala, u-bootstrapping yinto efanelekileyo. Yenza ukuba ube ngumphathi ongcono xa uhlahlo lwabiwo-mali lincinci kwaye yonke idola iyabaluleke ngokwenene kuba ngoko uhlakulela ulwazi olubanzi lweemali zakho. Ngokufunda ezinye izakhono zobuchule bokubhala ekuqaleni, uya kuba nako ukuqonda umgcini wakho wokugcina umgcini-zincwadi xa unquma ukubaqesha ngexesha elizayo emva kokuba ukwandise ngaphezulu.
Ngaba usuvele wakha isiseko somthengi esinamandla ngaphezu konyaka okanye ezimbini kwaye uzive ulungele ukwandisa okuninzi? Ukuba ungangcwatywanga ngetyala, ulungele ukufaka isicelo semali mboleko enkulu ebhankini okanye nakwezinye i-arhente yeekhredithi ezinokuthabatha inqanaba lakho elilandelayo.
Ekubeni ishishini lakho liye labonisa ubungako balo, le ndlela yindlela enhle yokugcina ulawulo olupheleleyo lwenkampani yakho xa ukhula.
Ukuba unamatyala amaninzi kodwa uye wakha isiseko somthengi, kwaye uthengisa ubulungisa kubatyalomali indlela enokukhawuleza yokususa amatyala akho xa ufumana ukukhula okukhulu ngokukhawuleza okukhulu. Nangona ufanele udibanise namanye amalungu ebhodi yakho, ukurhweba kudla ngokukutshintshiselana kwenyusiso ekhawulezayo ongayifumana.