Kuphi abahwebi abahambayo xa ibhanki ithi "Hayi"?
Kwabanye abantu abangafuni ukuyeka ipesenti yobunini kwishishini njengoko kudla ngokufunwa ngumxhasi-mali kwaye bajongane neendlali-zimali ezingabangela isikhundla sebhodi okanye ukulawulwa kwimihla ngemihla, umboleki-bucala angabakho okunye okufanelekileyo ukuqwalasela.
Kubo bonke ababolekisi babucala bafuna ulwazi olufanayo kwaye baya kuqhuba ukunyamekela okufanayo njengoko ibhanki yenza isigqibo sezimali esixhasayo. Bafuna iingcamango ezinkulu zezoshishino, ngexesha elifanelekileyo, kunye nesicwangciso soshishino esingenawo moya, esibandakanya iziganeko ezingabonakaliyo kunye nezibikezelo eziqinisekileyo, ezixhaswe ngabantu abanolwazi kunye nabaqeqeshi abanezithuba ezithile zemali kwishishini. Nangona kunjalo, abaninzi ababolekisi bamacandelo "ngabayingcali" ababandakanyeka kumathuba amakhulu okubeka ingozi ngenxa yokuba baqonda ngokucacileyo zombini ithuba kunye nomngcipheko ophathelene neentlobo zezoshishino ezikhethiweyo okanye iigqeba zeemakethe. Ababolekisi ngabangasese kuphela baya kuxhaswa iiprojekthi iibhanki ezizilahlayo, ziza kudala ukuhlawula imali yesikweletu kwaye ngamanye amaxesha ziba luncedo.
Umzekelo, uMnu McKenzie unemvelaphi kwimarike yemoto; ngokufanelekileyo, uxhaswe ngeeprojekthi ezifana neentengiso, ukuthutha kunye namashishini okurhweba, kunye nokuveliswa kwecandelo lemoto.
Nangona engenayo imvelaphi yobungcali kumachiza, uye waba nomdla ekunikezeni imali enkulu kwiinkqubo zonyango ngenxa yokunqongophala kwamagqirha kwaye kuba oogqirha, ngokubanzi, banetyala. Ukongezelela, amashishini afana nemifuno ekhangayo ngenxa yokuba aphezulu asethi asekelwe kwaye anikezela ngakumbi ukhuseleko.
Uya kunika inkxaso ngemali kwiimeko eziphuculweyo kunye nokuhlangula.
Xa ebuzwa ukuba wenza njani isigqibo sokuxhasa iprojekthi, uMnu. McKenzie uhleka wathi, "wenza okusemgangathweni onokuzikhangela ngokufanelekileyo kwaye unokufana nokugembula kumatshini wokutsalwa. Ubeka imali yakho kwaye uthathe umngcipheko kunye nethemba elifanelekileyo. Ukwazi ukuba amaninzi amashishini aya kwenza kakuhle kwaye abanye baya kuphumelela. Ufunda okungakumbi kwiintsilelo. "Emva kweminyaka engamashumi amabini yokutshala imali kumabini abaphumeleleyo kunye nabalahlekileyo, uye wavelisa indlela yokuhlola ukuze amncede akhethe amashishini anethuba elihle lokufumana inzuzo kwaye aphumelele ixesha elide.
Ngenxa yokuba iphrofayili ephantsi kakhulu yabanini-mboleko abafihliweyo, uMnu. McKenzie uthi inani elithile leeprojekthi ezilungileyo ziza kuqwalaselwe ngabathengi bamashishini. "Abathengisi besikrini bayiprojekti, banginika ukhetho olubanzi lweeprojekthi ezihambelana neerameters zam". Abathengi bamashishini bentengiso ngokuqhelekileyo baya kuhlakulela ubudlelwane kunye namakhulu okanye amawaka ababoleki kunye nabatyalo-mali, ngoko ke umnqweno ukuthengisa umthengisi kwisicwangciso sakho sezoshishino kwaye umenzele ngokukhawuleza malunga neprojekthi yakho ukuyicebisa kubaboleki abafanelekileyo okanye abatyala-mali.