I-Propectors Enye kunye nabanxulumane banokumangalela ukulahlekelwa kweShishini kwiNkcitho enye
Ndingayisebenzisa I-Business Loss Against Other Income?
Ingaba ufanele "usebenzise" eli lahleko lokushishina kwaye ufune ukuba iindleko zoshishino zixhomekeke ekubeni ingaba unayo enye ingeniso.
Ukuba ukwenza, unokuba unqwenela ukuthatha ingeniso kwi- shishini lakho (ukulahlekelwa kwintsebenziswano engeyiyo-mali) kwaye uyisebenzise ukukhupha enye ingeniso yakho, eqinisweni, ukubiza iindleko zoshishino. Esi sicwangciso sinceda kakhulu abantu abahlala bepheleleyo okanye abaqeshwe ngexeshana- ngokufumana ibhishini elincinci ungabhawula ilahleko zeshishini malunga nomvuzo wakho wengqesho rhoqo.
Ukuba awunayo enye ingeniso, akukho nto yokubhalwa kweendleko zezo shishini, ngoko ke unamathela kwilahleko yezoshishino ezingenakukwenza naluphi na uhlobo olufanelekileyo lwezentlawulo.
Awunayo Imveliso Yokulahlekelwa Kulo nyaka
Ngenxa yokuba awukwazi ukusebenzisa ukulahlekelwa kulo nyaka ukwenzela ukunciphisa imali engenayo engenayo imali, akuthethi ukuba awuyi kuwusebenzisa yonke into - ngokungakhathaliseki ukuba unemali engenayo yangaphakathi kwi-"festile yentlawulo". Ukulahlekelwa kwemali engekho-mali ingasetyenziselwa ukunciphisa enye ingeniso yonyango kunoma yimuphi umvuzo werhafu kwaye unokubuyiselwa emva kweminyaka emithathu okanye uqhube phambili ukuya kwiminyaka esixhenxe .
Unokuba ungafuni "ukubiza iindleko zezoshishino zakho" kwaye usebenzise ukulahlekelwa kweshishini lakho lo nyaka werhafu. Kungenza kube nengqiqo kuwe ukuba uphathe ilahleko yakho engenayo imali ukuze ubuyisele irhafu yengeniso oye uyihlawula ngaphambili, okanye ukuqhubela phambili ukucwangcisa i-bill yerhafu enkulu.
Awukwazi Ukubhala Ukulahleka Kwebhizinisi Kuze Kuphela
Qaphela ukuba awukwazi ukuqhubeka nokubhala iindleko zoshishino malunga nomvuzo wonyaka ngamnye emva kweminyaka emininzi.
Ukulindela kukuba ibhizinisi lakho "linelindelo elindelekileyo lenzuzo", ngokutsho kweCanada Revenue Agency (CRA), ngoko ke ekugqibeleni izenze ingeniso engaphezulu, ukunciphisa ilahleko, kwaye ibe yinzuzo (jonga i- Canada Revenue Agency Agency ). Ukuba i-CRA igqiba ukuba oku akunjalo abakwazi nje ukukhanyela ibango lakho lokulahleka kweshishini kunyaka okhoyo kodwa uhlolisise kwakhona amabango akho ngenxa yelahleko kwiminyaka edlulileyo.
Ibhishini Lakho kufuneka libe ngumthetho
Ukongezelela ekubeni nokulindela okufanelekileyo kwenzeniso, ishishini elincinane kufuneka libe "ngokuchanekileyo kwintengiso", njengoko ilawulwa yinkantolo. Ngokomzekelo, cinga ukuba unomsebenzi wexesha elizeleyo kwaye unqume ukuqala iinkonzo zendiza zeenkonzo zendiza kunye nokwenza oko uthenge iinqwelo. Unabathengi abambalwa okanye abangenanto, ingeniso encinane okanye engenako, kwaye inqwelo-moya isetyenziselwa ukuthutha, kodwa ubiza iindleko zoshishino kunye ne- Capital Cost Allowance (ixabiso lexabiso le-CCA) kwinqwelo-moya ngokuchasene nomnye wakho ngeniso kwimbuyekezo yakho yentela.
Kule meko, i-CRA inokuthi ivume ukungabikho kwamabango akho endleko, kunikwe ukuba:
- Unomsebenzi wexesha elizeleyo
- Inqwelo-moya iyintloko yokusetyenziswa komntu kwaye ayikho imvelaphi yengeniso
- Icandelo lakho loshishino aluqhubeki ngendlela efanelekileyo ngokwamashishini
Kuthiwani Ukuba Ushishino Lwenu Lubandakanywa?
Ukuba ibhizinisi lakho lidibeneyo awukwazi ukubhala ilahleko zeshishini kwi- corporation yaseCanada enxamnye neminye ingeniso yakho, ngaphandle kweemeko ezithile zokulahlekelwa kotyalo-mali ezibangelwa kumanyathelo okanye kwintlawulo.
Ngamashishini afakwe, ungasebenzisa ilahleko zakho ezingekho kwemali ukukhupha umvuzo wonyaka kwaye nayiphi na ilahleko yokulahleka ingasetyenziswa kwenye iminyaka. Ukulahleka kungathathwa emva kokufikelela kwiminyaka emithathu ukuya phambili ukuya kwiminyaka engama-20 . Unokusebenzisa oku kulungiselela imeko yakho yerhafu - ukuba ulindele ukuba ibhizinisi lakho libe nenzuzo kwiminyaka elandelayo unokufuna ukuthwala ilahleko ekubhekiselele kuyo nayiphi na inzuzo egqithise umyinge wokunciphisa umvuzo we-shishini (i-$ 500,000).
Ukulahlekelwa kwemali, njengalezo ezinokuthi zenzeke xa kuthengisa isakhiwo, ipropati okanye izixhobo ezingaphantsi kwezinto ezihlawulwayo, zenziwa ngokwahlukileyo.
Ngokubanzi unokuthi ucele isiqingatha sexabiso lokulahlekelwa kwexabiso eliphezulu kwiinzuzo ezinkulu. Awukwazi ukubiza ilahleko zentengo kwimali engenayo rhoqo. Ilahleko ezilahlekileyo ziyakwenziwa emva kweeminyaka emithathu ukuya phambili ukuya kwiminyaka eyi-10 .
Yiba neengqiqo ngezicelo zamabango
Yiba nengqiqo xa ubiza iindleko zoshishino. Ukuba "nobudlova ngokugqithiseleyo" ngamabango eendleko yindlela eqinisekileyo yokuphakamisa iiflegi ezibomvu kunye ne-CRA kwaye iqalise uphando.
Iziganeko zokuphicothwa kwamanani zibandakanya amabango amaninzi kwiindleko zesebenzi (kufuneka ugcine i-mileage log ), iindleko kunye nezindleko zokuzonwabisa (isiqingatha sezixa zithengiswa), imivuzo engenangqiqo ehlawulwa kumalungu omndeni , kunye neengxelo ezigqithisileyo zokusebenzisa iifisi zasekhaya ( ziyakubhala kuphela izindleko zekhaya ezifana ne-mortgage yakho, irhafu, i-inshurensi, njl. njengepesenti yemifanekiso egciniweyo yamakhaya akho asetyenziswayo kwiinjongo zoshishino - njengegumbi lokugcina elisebenzisiweyo njengeofisi yasekhaya okanye igaraji elisetyenziselwa ukugcina izixhobo ).
Ukufumana ulwazi oluninzi, jonga kwakhona:
6 Ukukhishwa kweRhafu eSebenzi yaseKhaya Awufuni Ukulahleka
Ukukhishwa kweRhafu eninzi kunqatshelwe kwiiNkampani ezincinane zaseCanada
Iindleko zoShishino njengeNkcazo yokuThuthwa kweRhafu
Amacandelo aRhwebo eNcinane kwiShishini lokuNciphisa irhafu yeNgeniso eCanada