Isishwankathelo seCandelo loPhando lwezeMali yeSicwangciso soShishino
Ngenxa yenkcazelo echanekileyo yemali efunekayo kweli candelo, kufuneka udibanise nomgcini-akhawunti wakho okanye omnye umqeqeshi wezemali othembekileyo kwaye oqeqeshiwe ngaphambi kokuba ubhale eli candelo .
Umzekelo weCandelo loPhando lwezeMali yeSicwangciso soShishino
Ngokomzekelo wecandelo lohlalutyo lwezezimali, jonga i-Intanethi ye-Intanethi yeSampuli yeShishini.
Uhlalutyo lwezezimali lweSicwangciso seShishini luquka ntoni?
Icandelo lohlalutyo lwezezimali kufuneka libandakanye oku kulandelayo kwaye lusekelwe kwiingqikelelo zamashishini amatsha okanye idatha yakutshanje yamashishini amisiweyo:
- Iphepha lokulinganisela : Oku kufuneka kubandakanye ukucwangciswa kwakho kwezimali kunye neengxowankulu zezoshishino, kuquka i-asethi , amatyala kunye nokulingana.
- Uhlalutyo lokuHlahla kweMali : Uhlolo-ntlawulo lwemali oyilindeleyo iya kuza kwishishini lakho ngokusekelwe kwiingxelo zokuthengisa, ukunciphisa iindleko zemali ezilindelekileyo zokuqhuba ishishini.
- Uhlalutyo lwenzuzo kunye nokulahlekelwa : Ingxelo yakho engenayo ekhupha iindleko zoshishino ukusuka kwimali ethile kwixesha elithile, ngokuqhelekileyo kwikota okanye ngonyaka.
- Uphulo-Nokuba Uhlalutyo : Olu hlalutyo lubonisa indawo apho indleko yokwenza ibhankini igqityiwe ngokuthengisa.
- Iindleko zengxowankulu yabasebenzi : Iindleko zeqela lakho, njengoko kuchazwe kwicandelo lokuShwankathela koLawulo .
Iingcebiso zokuBhala iCandelo loPhando lwezeMali yeSicwangciso soShishino
Icandelo lohlalutyo lwezezimali kwiplani yeshishini sakho lingaba ngumngeni onzima kuwe ukugqiba wena ngokwakho, kodwa ingaba ngumenzi-mthengisi okanye umgcini-mthengisi xa ufuna inkxaso-mali. Nazi ezinye iingcebiso zokukunceda uhambe endleleni.
Yenza iingqiqo
Sifundiswa ukuba singalokothi sicinge, kodwa ungayigcwalisa njani icandelo lohlalutyo lwezezimali kwishishini elingaqalwanga okwamanje? Yilapho ugoba khona umgaqo-myalelo wokuncedisa ukuba unikezele idatha echanekileyo into ebonisa ukuba iya kwenzeka.
Buyela kwezinye izicwangciso zeshishini sakho kwaye ubhale phantsi naziphi na izicatshulwa zemali ozenzayo ngenkathi uceba ezo candelo. Ungayisebenzisa ke loo ngqiqo kwicandelo lakho lohlalutyo lwezimali. Into ebaluleke kakhulu ukuqinisekisa ukuba idatha kwicandelo lohlalutyo lwezimali lihambelana neengcamango ezenziwe kwezinye izicwangciso zeshishini sakho.
Fumana Uncedo
Kubekho nxalenye yecwangciso lakho leshishini apho ufuna uncedo njengawe ngokucwangcisa uhlalutyo lwakho lwezezimali. Ukucinga, ukubikezela kunye namanani athile kunokuba nzima kwaye kulukhuni ukugubungela intloko yakho, ingakumbi ukuba unayo imvelaphi yemali. Le nkcazelo yemali, nangona kunjalo, yile idatha abaphulaphuli bakho abaya kukhangela.
Unokuphephelela uxinzelelo kunye nokungaqiniseki ngokufumana uncedo kwi-professional qualification yezimali ekuqaleni kwenkqubo.
Yazi iMigqaliselo engundoqo
Xa kufikelelwe kuhlalutyo lwezezimali lwesicwangciso sakho seshishini, kuya kukunceda ukuba ube neengcamango ezisisiseko sokuba yeyiphi into ebandakanyekayo ekufuneka idibanise, apho ivela khona idatha, kunye nantoni na.
Oku kusemgangathweni nokuba uncedisa ukuphuhlisa icandelo lohlalutyo lwezezimali kuba uya kuba nguleyo eseleyo ukuchazela nokwandisa ulwazi lwezemali kwiimeko ezijongene nobuso.
I-GAAP (imigaqo-jikelele yemigaqo-nkqubo eyamkelekileyo ), iqoqo yemigaqo, iinkqubo, kunye neendibano ezichaza ukuba zithatyathelwe ukusetyenziswa kwemali, kufuneka zilandelwe kulo candelo.
Sebenzisa iziboniso
Sebenzisa amagrafu kunye namashadi kwicandelo lohlalutyo lwemali ukubonisa idatha yezemali , njengokuba kufuneka nakwezinye izicwangciso zeshishini sakho esibandakanya idatha ebanzi, iinombolo, iinani kunye neendlela. Beka ezibonakalayo ezibalulekileyo ekuhlalutyo lwezimali, kunye neefayile ezisekelayo ezifakwe kwisiHlomelo.
Hlola iMathe yakho
Indlela esheshayo yokulahlekelwa ingqwalasela yomntu onotyalo-mali unokubala okanye izibalo ezingenakunyuswa.
Hlola ngokuphindwe kabini kwaye kathathu onke amabalo akho kunye namanani, kwaye umntu wesithathu enze okufanayo ukuqinisekisa ukuba yonke into iyongeza.
Kufuneka ugweme ukubandakanya nayiphi na imifanekiso engacacisiwe, ixhaswe kwaye iphandwe ngokubanzi, ingakumbi xa ivela kwiingcamango ozenzileyo. Sebenzisa idatha ukusuka kwiimarike zangoku kunye nakwixesha elidlulileyo kunye neemeko zezemali ukuxhasa amanani akho.