Ngoku sibuye sifunde iindaba ezininzi malunga noqoqosho, ukunyuka kwemvuzo kunye nokunqongophala kwemisebenzi efanelekileyo kubafundi beekholeji.
Ukuthetha ngezigidi zeminyaka ezihlala kwiindawo zokuhlala zabazali ziqhelekileyo, kwaye abaninzi basaphila kunye neentsapho zabo. Abakholelwa ukuba banakho ukuhlawula ixabiso, kuncinci ukuhlawula kunye nokuthengwa kwekhaya. Abathengi bokuqala bexesha lokuthenga amakhaya basenako ukufikelela kwiimarike ezininzi. Ngoko, yintoni impendulo xa kuziwa ukunyusa iwaka leminyaka ekuthengeni ikhaya , kwaye baya kukhangela ntoni?
Abazali baya kuba ngabaQenzi / abachaphazeli abaChukumisayo:
Ngamaxabiso asekhaya aphakama kunye neerhafu zemithwalo yemithwalo yemithwalo yemithwalo yemali iphinda ithambelane ngokukhawuleza, le ndlu entsha yokuthenga isizukulwana isentsikeni. Naluphi na ukwanda okwenyukayo ekuthengeni ingcinezelo kuya kuvela kwiminyaka eyi-millari yokuthenga indlu kunye nabazali babo bebancenga okanye bazinike imali yokuhlawula imali. Ngolu ncediso lwezezimali, kufuneka balindele ukuba abazali babe negalelo kwisigqibo sokuthenga ekhaya, ukusuka kwindawo ukuya kwisayizi kunye nexabiso.
Kubaphathiswa bezindlu zangokuqala abasebenzisa okokuqala umthengi we-home niche, kuya kuba bubulumko kakhulu ukuba bacinge ngezimo zengqondo zabazali xa bethengisa kunye nokubonisa amakhaya kwiminyaka eliwaka.
Kwinqanaba lokuqokelela ulwazi lolwalamano lwezakhiwo, ukubuza imibuzo ngokucophelela kukulawula. Nangona umthengi osemncinci okanye isibini esithatha isixhomekeke kuncedo oluvela kwiintsapho zokuthenga, abanakho ukuphendula ngokunyanzeliswa ukuba bavume ukuba abayena abagqibeleleyo okanye abaphambili izigqibo.
Iseshoni edibanayo kufuneka ibhekise imibuzo ebanzi ngokuphathelele ubomi babo, imisebenzi kunye neentsapho. Ufuna ulwazi malunga nokuba abazali babo bahlala phi, njengamaxesha amaninzi abazali abaxhaswa ngemali bafuna ukugcina abantwana babo besondele. Oku kukukunceda ukhethe izithili eziza kuba nexabiso elihle kubazali kunye nabathengi.
Nawuphi na ummeli wabathengi bokuqala kufuneka baxubushe imeko yabo yezemali, bangakanani abakholelwa ukuba banako ukuchitha imali kwikhaya kunye neentlawulo zenyanga. Kule ngqungquthela, uya kuva ukuba babala kwiintsapho zokuhlawula uncedo lokuhlawula. Yilona xesha elifanelekileyo lokubuza ngokuzenzekelayo ukuba ngaba bayakholelwa ukuba izihlobo zabo zezimali ziya kuba neengcamango ezinjengendawo yokuhlala, ubungakanani, kunye nexabiso. Enoba ucinga ukuba unethamsanqa okanye akunjalo, banokuthi abazali babo bafuna ukuba khona kwiindawo zokukhangela ekhaya, ukuboniswa okanye izigqibo zemali. Ubuncinane uyazi inani labacebisi abathintekayo.
Ukuba ngaba abazali bathatha inxaxheba ekujongeni amakhaya, kunokuba luncedo kwinkqubo yakho. Kubi kakhulu ukuchitha lonke ixesha lakho kunye nomzamo kunye nabathengi kuphela, kuphela ukuba izigqibo zabo zibaleke emva kokuba bafumene amakhaya abathandayo kodwa batyebile kakhulu kwiminqweno yabaxhasayo bemali.
Ubuncinane ukuba izalamane zibandakanyekile, unganamathuba okubonakalisa amakhaya abanako ukuthenga.
Thatha iNdlela yokuBaluleka kweBaxhasi bezeMali:
Esikhundleni somthengi-mlando wexesha lokuqala "bafumane ikhaya eliyithandayo", cinga indima yeengxowa-mali kwiinkqubo zakho zokubonisana. Thetha ngexabiso, ukubuyisela kwakhona amandla, ukuhlaziywa kwexesha elizayo, ukufikelela ngokumalunga neminye imisebenzi yokuphila, njl. Ngamanye amagama, uncedise inkxaso yeengxowa-mali ukuze ucebise umthengi osemncinci umthengi kwi-conservatism yezemali.
Awufuni ukungena phakathi kweentsapho, kodwa unokuba nempembelelo emihle xa uzama ngobuqotho ukubonisa amakhaya afana neemfuno zabo bonke abachaphazelekayo. Fumana aba bathengi beemillennial kwikhaya elikufutshane nabazali, limele inani kunye neengqiqo zezimali ezinengqiqo kwaye yenza abathengi bavuye.
Uza kuba ligorha eneesethi ezimbini zeentlawulo zabaxhasi kwaye uyahlawulwa.