Yintoni ifom 1099-K?
Uninzi lwamashishini amancinci alunakuze acinge ngerhafu kwi- crowdfunding ade afumane iFomu 1099-K ngeposi.
I-1099-K ayikho isigqibo ofumene imali. Ichaza nje ukuba unama-200 okanye ngaphezulu ukuthengiselana ukuhlawula i-$ 20,000 okanye ngaphezulu ngokusebenzisa inkqubo ye-intanethi yokuhlawula ekhuphe ifom.
Injongo yeFomu 1099-K kukugcina abathengisi nabathengisi bee-intanethi kunye namanye amashishini amancinci ekukhupheleni irhafu kwiintengiso ezaye zangena phantsi kwe-radar. Ukuba ingeniso yakho yenkxaso-mboleko ayihlawulwanga, akudingeki ukuba uyihlawule irhafu kwimali echazwe kwifom ye-1099-K. I-IRS iyakuthi ifune ulwazi olongezelelweyo malunga nokuba ingeniso ingenakho ukuhlawulwa kwemali, ngoko ke lungiselela ukubonelela ngamaxwebhu axhasayo.
Luhlobo luni lwenzuzo engenayo? Kukho izikolo ezintathu eziqhelekileyo zengcamango xa kuziwa kwingeniso ye-crowdfunding: I-Donation Donation, Izipho kunye neNgeniso ehlawulwayo.
Umnikelo Wokunikela
Imikhankaso kuphela yokuxhamla abantu abanomdla njengeminikelo, njengemikhankaso yokuhlawula iindleko zonyango zomntu okanye izicelo zeminikelo yintlangano engenzi nzuzo ebhalisiweyo.
Akunakwenzeka ukuba igalelo ebhizinisini lihlala li "mnikelo" ngokusemthethweni.
Izipho
Uninzi lwamashishini amancinci acinga ngeengxowa-mali zabo njengeminikelo. Ukuqiqa kukuba abaxhasi abafumani imfuyo okanye balindele ukubuyiselwa kwemali, ngoko nje benza isipho ngaphandle kokuthandana. Xa oko kuyinyaniso, imithetho yerhafu yesipho iyasebenza, kwaye izixa ezibandakanyekayo kwimikhankaso yokuxhamla abantu ngokubanzi ziphantsi kwembombo apho izipho zihlawulwa.
Ingxaki kukuba abaxhasi badla ngokufumana into enokubaluleka ngokubuyisela igalelo labo, ngoko ayikwazi ukuwela ngokusemthethweni kwisigaba sesipho.
Imali ehlawulwayo
Xa umxhasi efumana into ebalulekileyo, igalelo liba yinzuzo engenayo. Ngokuqhelekileyo, umkhankaso usekela iimfuno ezincinci zokufumana umkhiqizo wokuqala okanye isatifikethi sesipho esivumelekileyo xa umkhiqizo uqala. Kuloo matyala, igalelo lexuku lombutho lingafani nakwezinye iintengiso kuneentengiso kwi-intanethi okanye kwirejista yemali.
Kukho ukuphikisana kokuhlula igalelo kwisipho esithile kunye nentengiso ethile, njengokuba xa inkundla ithengisa izinto ezingaphezulu kwexabiso lemarike. Inani lexabiso lemarike yento ityala njengokuthengiswa, kunye nemali esele iya kuba ngumnikelo kwi-charity.
Ingxaki kwingqungquthela yezihlwele kukuba i-IRS inokuyijonga njengento yokuthengiselana. Naluphi na uhluko phakathi kwexabiso lingaba isaphulelo okanye i-premium ye-adopum yasekuqaleni kwaye akusiyo isipho. Ukhethi olukhuselekileyo lunokuba luqwalasele umrhumo apho umcebisi wathola into ekuthengiseni kunye neminikelo apho umcebisi angamkeli nto.
Kuthiwani ngeRhafu yentengiso?
Xa abaxhasi befumana into enokubaluleka, irhafu yentengiso inokusetyenziswa.
Cinga ngale mibuzo elandelayo:
- Ingaba umkhiqizo okanye inkonzo umxhasi ufumana into ephantsi kwentela yokuthengisa kwimeko yakho?
- Ngaba ufunwa ukuqokelela irhafu yokuthengisa ekuthengeni i-intanethi ngabahlali base-out-of-state?
- Ingaba unxulumene nolunye urhulumente olunokufuna ukuba uqokelele irhafu yokuthengisa xa kuthengwa kuleso sizwe?
- Ngaba loo nto ichaza umxholo okanye inkonzo kwinkonzo yokuthengisa?
Khumbula ukuba imithetho yelizwe kunye neyomthetho iyahluke, ukuzimisela ukuba uhlawula irhafu yerhafu, irhafu yerhafu-mali kunye nerhafu yengeniso yombuso yimibuzo emithathu ehlukeneyo. Kufuneka ufune izikhokelo ezifanelekileyo zoqeqesho ngokusebenzisa iinkonzo ezisemthethweni zokugcinwa kwencwadi nganye kule mibuzo.
Ukukhuseleka, fumana ukugcinwa kwenkxaso yengeniso yakho yenkxaso-mboleko kunye neenkonzo eziphathekayo ze-intanethi.
Kungathi ukuxhaswa ekulawuleni iirisithi kunye ne-invoyisi, ukulandelela ukuthengiswa kweentengiso okanye ukufaka iifom ezifanelekileyo kunye neengxelo ukuqinisekisa ukuba uhlala ngakwesokudla kwimigaqo yerhafu kunye neenkqubo zokugcinwa kweencwadi.