Yiyiphi i-Conversation yokuThengisa kunye neNtengiso

Isenzo sokuthengisa kunye nokuthengiswa asivumelani nanoma yiyiphi i-encumbrances. Lithetha ukuba umnikezeli unesihloko kwipropati. Ekubeni ingavumelekanga isihloko esifanelekileyo kumnikezi-mali, umxhasi unokufumana ingxaki ukuba iziphathamandla zetyala zivela emva komhla. Olu hlobo lwezenzo lisetyenziselwa rhoqo kwiirhafu zentengiso kunye nezenzo zokuqhawula. Njengoko iwaranti ekhethekileyo yokwenza, ezinye iimqinisekiso zingadluliselwa kwintsebenzo yokuthengisa kunye neentengiso ukuba zichazwe ngokuthe ngqo.

Izenzo zinkulu, kodwa kukho imida kwiLungelo lamaPropati kunye noBumnini

Ukufumana i-real estate e-US inelungelo elihle, kodwa lilinganiselwe ngeendlela ezininzi, abanye abayiboniyo. Ngamanye amagama, xa unokulahlekelwa yipropati yakho ngokungenzi okanye ukuhlawula into, kubalulekile ukuba uhlawule.

Imirhumo yePropati

Sineentlawulo zepropati zendawo, ngamanye amaxesha kumanqanaba amaninzi. Kukho idolophu, i-county kunye nakwiminye iirhafu zerhafu yezindlu. Ukungaphumeleli ukuhlawula xa kufikelelwe ekugqibeleni kubangele ikhonkco kwipropati ubuncinci, kunye nokuthengiswa kwe-yile yerhafu kumtyalomali kwiimeko ezininzi. Ngexesha elithile, liya kubalwa kwaye lithathwe.

Umninimzi woMnini

Iimali ezihlawulwayo kwimirhumo yabanini bempahla zibhalwa kwiimbopheleleko. Ukungaphumeleli ukuhlala okwangoku kuya kubangela ukukhonkxa kwipropati yakho kunye nokuchithwa kwexesha elifanelekileyo. Ukuba uthengisa, i-lien iya kufuneka ihlawulwe njengenxalenye yokuthengiswa kokuvala.

Imimiselo yoMbutho woMnini wezindlu kunye nemiqathango

Iziqendu kunye nemibutho yabanini-mhlaba ineemigaqo, izivumelwano kunye nemimiselo. Ngamanye amaxesha unokuba ngamaxwebhu anqamlekileyo kunye nemithetho yonke into esuka ekunakekeleni kwe-lawn ukuya kumbala wepeyinti kunye nophahla. Ukuphinda ukuphulwa kwezi mithetho kunokwenzeka kwezinye iziganeko kubangele ikhonkco kwipropati yakho "ihlawulwe".

Imirhumo yoMbutho weCondom, iiMvumelwano kunye neziThibelo

Ezi zifana nemibutho yabanikazi bezindlu, kodwa i-condos zizodwa kuba ziindawo eziqhelekileyo ezingabakho kodwa zibophezele imirhumo kunye neemvavanyo zokuzigcina. Ndiyayicacisa njengengxelo ephukileyo apha, kodwa ukuhluleka ukuhlawula le mirhumo kunye neentlawulo kungabangela .... oh kakuhle, ufumana le ngcamango.

Iimpawu okanye izinto eziphathekayo

Ukuba ulungisile, ukufakelwa kwezixhobo okanye umsebenzi omkhulu owenziwa ekhaya lakho kwaye ungahlawuli njengoko kuvunyelweneyo, uya kufumana i-lien efakwe kwikhaya lakho. Ezi zinto azifaneki zibe yisongelo kubunini, kodwa ukuba ziqokelela umdla, ngelixa uthengisa kwaye uvale kwi-deal, kukho i-chunk enkulu yemali ongayi kuyenza.

Imali-mboleko kunye nokuThuthukiswa kweeMali

Sonke siyazi oku. Imali yokuqala yokuboleka imali ihamba phambili ngaphezu kwemali yesibini yomhlalaphantsi okanye iimali-mboleko zokuphucula ekhaya. Iirhafu zepropati zithatha kuqala ngaphezu kweemali ezihlawulwe kwiimeko ezininzi.

Iimpawu zeRhafu ze-IRS

Kwinqanaba elithile, ukuba uhamba emva kokuhlawula irhafu yakho yentlawulo, uya kufumana izibambano ngokubhekiselele kuwe kwaye mhlawumbi umzi wakho. Njengoko inzala kunye nezohlwayo ziphakama, nokuba uyigcina kwaye uthengisa, u-guv ufumana isabelo sakhe kuqala.

Imirhumo kaMasipala kunye noVavanyo

Le mirhumo kunye nemirhumo yokuhambisa amanzi ingakuluma xa ingahlawulwa, njengoko ihlawulwe kwiziko likarhulumente okanye kwi-quasi-rhu lumente.

Maxa wambi umasipala uya kubavavanya abanikazi ngeenkqubo ezintsha zokuthuthwa kwamanzi okanye iindlela zokuhamba. Ufumana ibhasoli kwi-imeyile, kwaye kufuneka uyihlawule, okanye ...

Domain Eminent

Eyona nto, kodwa ingaba enkulu. Ikhaya lakho liyingxenye yommandla omdala osekuhlaleni kwinqanaba lezemidlalo elitsha. Ngokukhawuleza unyanzelekile ukuba uthengise kwaye uxelelwa intlawulo oyifumanayo. Kufuneka uhambe, njengoko ibhola eliphazamisayo lizayo.

Isishwankathelo

Yiba neengqiqo, qaphela ingqalelo kwiisongelo kwi-equity yakho kunye / okanye ubunini, kwaye kuya kuba kuhle kakhulu. Uninzi lwabanini bepropati kweli lizwe lihamba ngobomi babo bonke bakhokhela kwii-mortgage zabo, kwaye ekugqibeleni banamakhaya abo ngokukhululekileyo nakucacisiweyo okanye bathengise, ngokuqhelekileyo ngenzuzo ethile. Nangona kunjalo, ukuhlawula imali yokuthenga imali akuthethi ukuba ubunikazi bakho abukwazi ukusongelwa yerhafu okanye enye yale mngcipheko.