Indlela yokudala iMithamo yamaninzi eNgeniso yakho yasekhaya

Izinyathelo ezi-8 zokuNgeza iMigca eyongezelelweyo yeNzuzo kwiBhizinisi lakho laseKhaya

Incwadi yokuqala yeBarbara Winter, Ukukwenza Ukuphila Ngaphandle Kobugqwetha , waphuma ngo-1993, kwaye kuyo, wakhuthaza ukudala amaziko amaninzi "ngenzuzo," ngokuchasene nokwakha umvuzo owodwa. Emva kweminyaka elishumi kamva, uRobert Allen, umnini-ntengiso wezindlu, wabhala neencwadi ezimbalwa ezikhuthaza ingcamango yemijelo emininzi yengeniso. Emva koko, ukwakha umthombo omnye wengeniso kwakunzima, ixesha elidliwayo, kwaye libiza.

Ngethamsanqa, izinto zitshintshile namhlanje. I-Intanethi yenze kube lula, ngokukhawuleza, nangaphezulu ukufumana imithombo emininzi yemali engenayo.

Ukudala umrhumo ongaphezulu kweyodwa uvala kakhulu, emva koko, sele unomthombo omnye womsebenzi, ngoku kufuneka udale ngaphezulu? Kodwa ukongezelela ukhetho olungaphezulu kwoshishini lakho elikhoyo akumele libe likhulu, kwaye iinzuzo zokuba nemithombo emininzi yemali engenayo yenza ukuba kulungele umzamo.

Iingenelo zeMithamo yeMali eNinzi

Ngaphandle kokwenza imali engakumbi, kukho izizathu ezininzi zokuqwalasela isakhiwo esingaphezulu komnye umvuzo, kuquka:

1. Kulula ukudala imifudlana emininzi yokuvelisa imali encinci ngaphezu kwelinye elikhulu. Ngokomzekelo, kulula ukudala imilambo emithathu efumana imali engama-1 000 engaphezulu komlambo owodwa ofumana i-$ 3,000.
2. Iyanciphisa umngcipheko wokushiywa ngaphandle kwengeniso. Ukuba unqanyuliwe okanye omnye umthombo weentsipho zengeniso, uneminye imithombo ukukunceda ukuba ufumane. Ngokukodwa kwi-shishini lasekhaya, elinokugqithiseleka kunye nokuhamba, unako ukuhlawulela izinto ezinomileyo ngokufumana enye imvelaphi yengeniso.

1. Kukunceda uphephe ukukhuphaza emsebenzini ngokuthatha izinto ezahlukeneyo ukwenza yonke imihla.
2. Unokwenza umthombo wemali engenayo ngokusekelwe kwiminqweno yakho, iitalente kunye neenkanuko.

Ukungalungi kweeNkcazo ezininzi zeNgeniso

Ewe, kukho imingeni embalwa ngemifudlana emininzi yemali engenayo.

1. Kunzima ukugcina phezulu kwimisebenzi yonke efunekayo eyenziwe kuyo yonke imifuziselo.

1. Isenzo sokulinganisela ukunika ingqwalasela ngokwaneleyo kumjelo ngamnye wokufumana imali ukuze baqhubeke bekhula kwaye banenzuzo. UBarbara Winter ufanisa nokupenda.
2. Isikhathi sokuqala somrhumo ngamnye wokufumana ingakanani ixesha kunye namandla okutya.

Indlela yokudala iMithamo yeMali eNinzi

Ngaphandle kwemingeni, iinzuzo zigqithise ngakumbi iingxaki ezinokuthi, ngokukodwa xa wakha umvuzo ongezelelweyo kwi-ishishini lakho lasekhaya. Nazi izicwangciso zokungenisa imifudlana engaphezulu yengeniso kwishishini lakho lasekhaya.

1. Thatha icwecwe lephepha uze ubhale umkhiqizo wakho woshishino okanye inkonzo phakathi ukuba uqale ingqondo. Ukuba uncedisayo, ubhala i-VA phakathi kweli phepha.

2. Yakha ezine izithixo ezibizwa ngokuthi "Iimveliso," "Iinkonzo," "Ukupapashwa / Ubambiswano," kunye "Nenye" ​​ngaphandle kwemveliso okanye inkonzo. Ezi ziindidi zeentlobo zengeniso onokuzivelisa kwiziko lakho elikhoyo.

3. Yenza iiprogram zezona zigaba kunye neengcamango malunga nendlela onokuyenza ngayo imali. Imithombo yokufumana iquka iincwadi , iikhosi , ukuthengiswa, ukuqeqesha , ukuzithengisa , ukuthetha, ukuqeqesha, ukuthengisa iintengiso kunye nokuthengisa ngokubambisana . Ngokomzekelo, umncedisi onokwenene unokudala izinto ezibonakalayo okanye zedijithali, ezifana neencwadi, izifundo kunye neevidiyo ezifundisa abanye ukuba babe ngumncedisi oncedisayo kwi "mveliso" athetha.

Ngeenkonzo, unako ukunikezela ngeenkonzo ezongezelelweyo, ukuqeqesha okanye ukuthetha (oko kukuthi uncedisayo njani uMncedisi onguMninimzi angasindisa ixesha leMali kunye neMali). Ngaphantsi kwamanye, unako ukwandisa ishishini lakhe ngokuzisa abancedisi abancedisayo kunye nokuba ngumphathi we-VA nkampani. Akunabo bonke amashishini abaza kukwazi ukuza neengcamango zabo zithetha, kodwa zonke i-shishini kufuneka zikwazi ukuphucula imithombo engaphezulu yembuyekezo evela kwimbono yabo yezoshishino.

4. Gxininisa kuqala kwimifudlana engenayo engenayo oyenzayo kanye kodwa iyaqhubeka nokwenza imali. Ngokomzekelo, ukubhala incwadi yinkcazo engenayo engenayo . Uyibhala kanye kunye kwaye uyithengise. Igama lokunyanzela lincinci elincinci ngenxa yokuba ufuna ukurhweba le ncwadi. Nangona kunjalo, xa kuthelekiswa nemithombo engenayo ingeniso yokungena, okufuneka uyenze ngokuphindaphindiweyo ukwenza imali, njengokubonelela ngenkonzo, imijelo engenayo engenayo ifuna ixesha elingaphantsi xa lidalwa.

Ezinye iintlobo zemali engenayo engenayo zibandakanya ezinye imisebenzi ebhaliweyo (oko kukuthi izifundo), ukuvakala okanye ukuvulwa kwevidiyo, ukuthengiswa okubambiseneyo, ukuthengisa ilayisenisi yakho, ukuchithwa kwemali, okanye iinkqubo zokuqhubeka (oko kukuthi ubulungu).

5. Ngokulandelayo, gxininisa kwimifuziselo engenayo engenako ukukhulisa ishishini lakho. Umzekelo, ukuthetha koluntu okanye ukufundisa kunokudala inzuzo eyongezelelweyo, kunye nokuvelisa abathengi abatsha. Enye indlela yokubhala ngokuzimeleyo , apho uya kuhlawulwa khona kwinqaku eyokukukhuthaza nakwi shishini lakho.

6. Khetha nokusetha umrhumo omnye wokufumana imali ngexesha. Ukucwangciswa nokuqaliswa komlambo omtsha kukudla ixesha elide. Gwema isilingo sokungena kwiimbono eziliqela ngexesha elinye, njengoko ukubeka ingqwalaselo yakho kwiindawo ezininzi ngelo xesha kuya kuphucula imizamo yakho kwaye kukunciphise.

7. Lindela kude kubekho umrhumo omnye wokufumana umvuzo kwaye usebenza ngaphambi kokuqala okulandelayo. Ukuba unemibono eyongezelelweyo yengeniso, linda uze ufike uphinde usebenze ngaphambi kokuba uqale olandelayo. Sisebenzela ukuba neenkqubo, iishedyuli kunye nezixhobo ezikuyo ukukunceda ukulawula imifudlana ekhoyo engenayo, ukuze ungadangali.

8. Ukuhlawula umvuzo xa ungasebenzi. Ufuna ukunika ingeniso yakho eyongezelelweyo ihambisa ixesha kunye nemzamo efunekayo ukuze ibenze, kodwa ukuba aqala ukuvelisa ingeniso okanye ukuba uyayithiya, yiphonsa.

Nangona ukongeza imithombo yeengeniso kuthatha ixesha, ukuyidala ngaphakathi kwishishini lakho langoku likhawuleza kwaye kulula kunokuba uqale imifudlana emisha engenayo engenayo ukususela ekuqaleni. Le ndlela yokuvelisa imithombo eyongezelelweyo yengeniso isebenza kakuhle nawaphi na ishishini lesayizi kunoma yiphina ishishini. Umzekelo, i-Amazon.com iqale ngokuthengisa iincwadi. Namhlanje ithengisa amawaka eminye imveliso kuquka nemveliso yayo, i-Kindle, ngumshicileli wokushicilela, kwaye ngoku ivelise imiboniso yeTV. Uninzi lwabanini bezentengiselwano zesevisi zongeza iinkqubo zokufundisa kunye neencwadi kwiimifuno zabo zengeniso. Ababhlogi abaqala ngokuthengisa ngokubambisana, bavame ukudala zabo iincwadi kunye nezifundo zokongeza kwimirhumo yabo engenayo. Unokwenza imithombo eyongezelelweyo yengeniso kwishishini lakho, ngokunjalo.