Akunjalo nje kubabhali-zimali, abatyalo-mali nababoleki
Iingxelo zemali zisetyenziselwa ukukunika okungaphezulu nje nje ngefomati yezempilo yakho. Izitatimende zakho zezimali nazo zingasetyenziswa njengesixhobo esinamandla sokulawula ukuchaphazela utshintsho oluhle ngaphakathi kwintlangano yakho-xa lisetyenziswe ngendlela efanelekileyo.
Njengomnini-shishini, izitatimende zemali zisetyenziselwa ukubonelela ngabanikazi abanini-mali, amaqabane okanye abatshali-mali abanokuthi bamashishini abalulekileyo. Kwakhona sixhobo esinamandla sokuxilonga abanikazi boshishino bangasebenzisa ukuvavanya amandla abo okuqina kunye nobuthathaka, oku kunokukunceda ukutshatiza indlela eya phambili ngokusekelwe kokwenza okungakumbi kwezinto ezisebenzela impembelelo enkulu kumgca wakho ophantsi.
Iingxenye ezintathu eziphambili zeengxelo zakho zemali, isalathisi, isitatimenti sengeniso, kunye nesitatimende sokuhamba kwemali sonke sidibanisa ukukuxelela inani elithile leenkcukacha malunga nokuba yiziphi iinjongo zakho eziphambili, nokuba yiyiphi ubuthakathaka bakho obunakho. Ngaphandle kwendlela ecacileyo yokuchonga ukusweleka kwamathuba kwingeniso, ekuhambeni komsebenzi wokwakha nokugcina ezi nkcazo kuza kukubonisa ukuba yeyiphi imveliso okanye iinkonzo ezenza ngcono kwiinkampani zakho.
Olu chungechunge lwamaqendu amathathu luya kuchaza indlela yokwenza uhlalutyo, ingeniso kunye nenkcazo yokuhamba kwemali, ekukhokela ngeendlela kunye nesigama, ukubonisa indlela yokubala iimeko ezibonakalisa impilo yakho yenkxaso-mali kunye nokuma kwayo phakathi kokhuphiswano, kwaye ucebisa iindlela phucula indlela ojonga ngayo. Isenzo sokuqulunqwa kwezi nkcazo siza kukufundisa inani elikhulu malunga nempilo yoshishino lakho, kwaye ikunike iingcebiso malunga nokuba ufuna ukuphucula phi.
Nantsi inkcazo emfutshane yezi ngxelo ezintathu zentengiso:
- Iphepha lokulinganisa : I-balance sheet isoloko ichazwa njengemifanekiso yokusebenza kwenkampani ngexesha elithile, njengokuphela kwekota okanye kunyaka-mali. Isalathisi ibonakalisa i-asethi kunye neemfanelo zeenkampani zakho - zahlula kwiimbopheleleko ezikufuphi kunye nexesha elide-kunye nabanini-zimali. Le nkcazo yemali iyona khokelo ebalulekileyo kunempilo yebhizinisi lakho, njengoko liza kubonisa ngokuthe ngqo ukuba ibhizinisi lakho lingakanani kwaye lihlawulwe kwabanye.
- Inkcazo yeNgeniso : Eyaziwayo njenge-statement-benefit-loss statement, isitatimende sengeniso sishwankathela ingeniso yenkampani kunye neendleko kwixesha elinikeziweyo. Le nkcazo yemali ibalulekile ngoba ikunika umbono ocacileyo lwenkokhelo yakho yenyanga kunye neendleko, ngapha nangapha ngaphandle kweminye ingcaciso endleleni.
- Isitatimende sokuhamba kwemali : Oku kubhala iimali zemali kunye nezilinganiso zemali eziye zangena nakwiinkampani ngexesha elithile. Isetyenziselwa ukulinganisa imali engakanani inkampani ekhoyo, echaphazela ukukwazi ukuhlawula abathengi nabasebenzi kunye nokuhlangabezana nezinye izibophelelo zexesha elifutshane. Isitatimende sokuhamba kwemali sisetyenziswe ngokubanzi ukucwangcisa ukuba ingeniso engenakulindelwa kwixesha elizayo, uqikelele inani lemali ezayo, kwaye wenze isigwebo malunga nokuba kukho nayiphi na ikhefu zengeniso kunye nezakhono zokungabikho kwentlawulo yoshishino. amatyala kunye namatyala.
Ukuqalisa ishishini lakho kumanqanaba angene kunye neengxelo zezimali ezichanekileyo kunye nesicwangciso sokugcina esilungileyo sokugcina ezi rekhodi ngokufanelekileyo, kubalulekile. Ukungathathi lo mbandela webhishini lakho ngokungqongqo ngenye yeephene eziqhelekileyo kulabo abatsha ukuqhuba iinkampani zabo.
Ngaphandle kwezibonelelo ezicacileyo zokuba neenkcazo zakho zemali ukwenzela ukuba unyaka werhafu ngamnye unyaka, ukuba neenkcazo zemali ezichanekileyo zibalulekile ukuba ufuna ukuthengisa ibhizinisi lakho (okanye ukuzisa abatyala-mali ngaphandle).
Nayiphina ibhanki, isikhungo sezemali, okanye umtyalomali-bucala ngokubhekiselele ekwenzeni imboleko kwishishini lakho, kuya kufuneka ukuba ubone ingxelo efanelekileyo yemali. Kumntu ongaphandle ongazi kakuhle ngokupheleleyo ishishini lakho, ezi nkcazo zendlela abaza kulinganisa ngayo ixabiso lenkampani yakho.
Ekuqhubekeni kwechungechunge lwethu malunga nendlela yokuqokelela izitatimende zakho zezimali kwishishini lakho, siza kukufundisa ngokunyathela-nyathelo indlela yokuqokelela nganye yale nkcazo ukuze ibhizinisi lakho lizuze ngokwenene kubo. Ngaphezulu koko, siza kukubonisa izixhobo kunye nezicwangciso eziza kukunceda ukuba uphathe kwaye uzigcine ufikelele ngokusesikweni njengoko ishishini lakho likhula kwaye liqhubela phambili.
Qhubekani apha: Icandelo 1 - I-Balance Sheet