Indlela yokuqinisekisa ukuba uya kuhlawulwa xa uMthengi elahleka intlawulo
Thatha Isimo Esihle
Musa ukuzithatha ukuba ngaba abathengi bakho abayihlawula iibhidi zabo ngexesha. Khangela ukuba kutheni i-bill bill ifike.
Ingaba ngumthengi wakho ukhohliwe. Ukukunceda ukuphepha ezi ntlobo zeentlawulo eziphosakeleyo, unikeze isikhumbuzo esifanelekileyo emva kwesovoyisi ngenxa yomhla.
Ukwandisa ukuLawula ngokukhawuleza
Enye yeemfihlelo zokuqokelela amatyala amancinci kukunyusa ngokuthe kancinci ukuqinisekiswa kokulandelelana kwakho kwexesha emva kwexesha. Ifowuni yakho yokuqala, ileta, okanye i-imeyli kufuneka inike umthengi wakho inzuzo yokungathandabuzeki ngetoni ebonakalayo nefanelekileyo. Kodwa ngeleta yesithathu yokuqokelela okanye idilesi, itoni inokuthi ibhekise ngakumbi kwaye ixhomekeke (kodwa ayiyikuhlambalaza okanye ingenzi nzuzo).
Sebenzisa iiMitha ezininzi
Kwiminyaka yobudala bekhompyutheni, ukuhanjiswa kwemali kunye nokuqokelelwa kwetyala nge-imeyile kulula kwaye kukhawuleza, kodwa akukho ngaphandle kwayo. I-imeyile imeyile ingangcwatywa lula kwibhokisi engenayo. Sebenzisa iindlela ezongezelelweyo zokufikelela kubathengi bakho abalahlekelwe intlawulo. Ukuthabatha ifowuni yinqanaba lokuqala, ngelixa i-letters eqinisekisiweyo ingabizwa emva kweeveki kungekho mpendulo.
Ukuxhobisa Abantu Abalungileyo
Njengomnini- shishini lomncinci , ukulingwa kukulungele ukuba abantu abathengisayo baphathe iimali zabo zeemali, kodwa kungcono ukunika umntu omnye emsebenzini wokuqokelela amatyala. Khetha iikholeji zokuqokelelwa kwamatyala kwaye unikele ngenkxaso efanelekileyo, uqeqesho, kunye nenkuthazo yokwenza umsebenzi ngokufanelekileyo.
Shayela iiHitters ezinkulu
Emva kokufowunelwa kweefowuni kunye neencwadi zokuqokelela iincwadi, unokufikelela kwindawo apho i-akhawunti ikhulile ixesha elide. Ukuba kuyimfuneko, unokucinga ngokuzisa i-arhente yokuqokelela ukuphatha aba bathengi abaxhamli. Ukuchitha ixesha elininzi kunye nezibonelelo kunokungcola kwimisebenzi yakho.
Musa ukuyihoxisa i-FDCPA
Kukho imimiselo nemigaqo elawula ukuba i-arhente zokuqokelela ingahamba njani malunga nokuqokelela ityala. Abaqokeleli bematyala abakwazi ukuxoka, ukudukisa okanye ukuhlukumeza abathengi bakho. Qinisekisa ukuba i-ejensi yokuqokelela oyikhethayo ihlala kuMthetho weeNgcaciso zeMatyala kunye neZenzo zokuTyala (FDCPA).
Yenza Ingxelo Yesikweletu
Ukunciphisa i-akhawunti yakho engadluliyo ngokukhangela ngetyala lekhredithi kumxhasi wakho okanye umthengi ngaphambi kokuba kwenziwe isivumelwano. Lindela ukuchitha ubuncinane i-$ 30 kwi-Dun & Bradstreet (iD & B) ingxelo. I-D & B isebenzisa idatha ngokwayo kodwa iquka ukuthembeka ngokubandakanya idatha yebhanki esuka kubanikezeli beenkampani, ukufakela i-bankruptcy filings, imithombo yeendaba, izikhwama, izibambiso kunye nezigwebo.
Njalo Hlola iiReferensi
Naliphi na isicwangciso esincinci sezoshishino sokusayina "isivumelwano esikhulu" siya kucetyiswa ukuba sisebenzise ukuhlolwa kweentengiso kunye neebhanki. Ukufikelela ngokukhawuleza kwi-bank yakho okanye ibhanki yeqabane lakho kungabonakalisa ulwazi olubalulekileyo lwentsebenziswano yebhanki kunye nendlela abagcina ngayo iakhawunti zabo ngaphambili.
Njengengqikithi yokutshekisha, ukuthatha le nyathelo kunokukwazi ukubona iiplagigi ezibomvu ngaphambi kokuba i-invoyisi ibhalwe.
Ngaphantsi
Ukusingatha inkqubo yokuqokelela amatyala ngumthwalo wubunini bobugcisa obunempumelelo. Amashishini amaninzi amancinci afaka iimali ezigugu kunye nokuqokelela njengento ephambili. Kubalulekile ukubeka ingqalelo ukuhamba kwemali yakho kunye neemali eziguga rhoqo ngenyanga okanye ngaphezulu. Kukulungele ukubhala ityala elibi, kodwa ekugqibeleni, i-savvy yakho yoshishino ukujongana nomcimbi oya kuchaphazela ukukhula kwakho.
Ngaba ufuna uncedo ukubhala incwadi yokuqokelela amatyala? Khawubhekisise kule dilesi yokuqokelela isampula