Igama elithi "zasemaphandleni" lingakhohlisa. Emfanekisweni owenziwe, iindawo zaseburhulumenteni, ezo ndawo ezincinci ezinxweme ezinkulu zedolophu, apho ongenako ukufumana enye yezi mboleko.
Kuye kwenye indawo kwimaphu ithathwa njengemimandla yasemaphandleni ukuze ufumane enye yezi mboleko eziqinisekileyo okanye ngqo.
Iprogram yabo yokuqinisekisa ngemboleko yemali yasekhaya yasemaphandleni inemikhono engenayo engenayo, ke jonga ngemithombo yokubolekwa kwempahla ukuze ubone oko bakuloo ndawo. Kukho ezinye iikhathi kwiziko le-USDA apha. Ndandimvalele umboleko wothisha nge-$ 218,000 yokuthenga, kwaye wangena engenakho ukuhlawula kwaye wafumana imali yakhe engama-$ 500 engqongqo kwidilesi xa evala. Nantsi okushiwo yi-USDA.gov malunga nenkqubo:
Yintoni iNkqubo eyenzayo
Kukwaziwa ngokuba yiCandelo le-502 leNkqubo yeMali-mboleko, le nkqubo inceda abafaki-zicelo abancinane kunye nabangenako ukufumana imali yokufumana izindlu ezifanelekileyo, ezikhuselekileyo nezokuhlambulukileyo kwiindawo ezisemaphandleni ezifanelekileyo ngokubonelela ngoncedo lokuhlawula imali ukwenzela ukwandisa amandla okubuyisela umenzi wesicelo. Uncedo lwentlawulo luhlobo lenkxaso-mali eyenza ukunciphisa intlawulo yemboleko ngexesha elifutshane. Isixa soloncedo sinqunywe yingeniso yentsapho ehlengahlengisiweyo.
Ngubani onokufaka isicelo kwiNkqubo
Inani lezinto ziqwalaselwa xa kugqiba ukufaneleka komenzi wesicelo kwiNkcitho yoLuntu oluNgezelelweyo lweNtsapho yasekhaya. Okona ubuncinci, abafaki-sicelo abanomdla ekufumaneni imali ehlawulwa ngokufanelekileyo kufuneka babe neengeniso ezilungelelanisiweyo eziphantsi okanye ngaphantsi komda omncinci wokufumana umvuzo endaweni apho bafuna ukuthenga indlu kwaye kufuneka babonise ukuzimisela nokukwazi ukubuyisela imali.
Abafakizicelo kufuneka:
- Ungabi namakhaya ahloniphekileyo, akhuselekileyo kunye nococeko
- Awukwazi ukufumana imali mboleko kwezinye izibonelelo kwimimiselo neemeko ezinokulindeleke ukuba zidibane
- Vumelana nokuhlala kwipropati njengendawo yokuhlala yokuhlala oyintloko
- Yiba namandla okusemthethweni ukuba afake uxanduva lokubolekisa imali
- Ukudibanisa ubumi bemimandla okanye iimfuno ezingekho kwezibonelelo zabangaphandle
- Akunakunyuswa okanye ahluthwe ngokuthatha inxaxheba kwiinkqubo zedolophu
Iimpahla ezixhaswe ngemali ngemali-mboleko ngqo kufuneka:
- Ngokuqhelekileyo ube neenyawo ezi-2,000 zeenyawo okanye ngaphantsi
- Ayinayo ixabiso lentengiso ngaphezu kwemingcele yemboleko yommandla
- Awunakho ngamachibi okubhukuda komhlaba
- Ayilungiselelwe imisebenzi yokuvelisa ngeniso
Abbolekayo kufuneka babuyisele yonke into okanye inxalenye yenkxaso-mali eyimali efunyenwe kwimpilo yomboleko xa isihloko sokutshintshwa kwepropati okanye umntu obolekayo engasayi kuhlala kwindawo yokuhlala. Abafaki-sicelo kufuneka bahlangabezane nokufaneleka kwemali yokubolekwa ngqo. Nceda ukhethe urhulumente wakho kwimenyu engezantsi.
Oko senzayo kukuba kukuthintana ekuthengeni ukuba umthengisi uza kuhlawula i-3% yeendleko zokuvala umthengi. Ngokuxhaswa nge-102% kunye nokuvavanya kakuhle, ngokuqinisekileyo, ufumene yonke imali yokuthenga ngemali, kwaye ngezinga eliphezulu, kuphela iipesenti ezi-1/8 ngaphezulu kwezinga elichankanywe ngokugqithiseleyo elineminyaka engama-30 ngelo xesha.
Kulungile, ubeka imali engama-$ 500 engqongqo yemali kwaye wayifumana loo nto emva kokuvala! Usesekuloo ndlu namhlanje, kwiminyaka elithoba emva koko, kwaye uyayithanda.
Maxa wambi umehluko phakathi kweqanda le-goose kunye nekhomishina kufumana indlela yokuba umthengi wakho athole oko bafuna noko batye bachithe. Khangela i-USDA inkqubo yokubolekwa kwendawo yasemaphandleni kubathengi bakho abafanelekileyo.
Ukuba ufuna ukuba yiqhawe lomthengi ofanelekileyo, bonise le nkqubo! Uya kuba ligorha kwaye baya kuthumela ukuba uthumele ubomi .