Ziziphi iindleko zerhafu zorhwebo ezichithwayo?

Iintlawulo zeeNtlawulo zeShishini - Ziyiphi i-Ducuctible? Ziziphi na?

Wonke amashishini kufuneka ahlawule irhafu, njengabantu ngabanye kufuneka. Iindaba ezimbi zamashishini kukuba zihlawule irhafu. Iindaba ezilungileyo kukuba ezininzi zeerhafu zichithwa njengeendleko zoshishino.

Eli nqaku lijongene neentlobo ezahlukeneyo zerhafu kufuneka ihlawule kwaye ingaba ichithwe okanye ayikho.

Ngaphambi kokuba Ulahle Imali

Ezinye izinto eziza kuqaphela:

Ingabe Imali Yentlawulo ilahlekile?

I-IRS icace ngokucacileyo kulo: Awukwazi ukukrazula irhafu yentlawulo ye-federal Le ntlawulo ihlawula kwiholo lakho, kwaye awukwazi ukurhoxisa irhafu oyihlawule i-IRS.

Intlawulo yengeniso yombuso ingahlawulwa, kuxhomekeke kwintlobo yezoshishino kunye nelizwe lakho.

Njani kunye naphi ukuLawula iRhafu yezoRhwebo

Ukuba ishishini lakho liyi-corporation okanye ubambiswano, unako ukukhangela irhafu evumelekileyo ngokubuyela kwerhafu yeshishini lakho.

Ukuba uyinkampani encinane okanye usebenza ngokuzimeleyo, kwaye ubeka ifayile yakho yerhafu yerhafu kwiShedyuli C kunye nokubuyela kwakho kwerhafu yakho, unokwenza iirhafu zorhwebo ezivumelekileyo kwiNqanaba 23.

Ingabe iintlawulo zeeRhafu zilahlekile?

Ukuba unabasebenzi, inxalenye yezoshishino zakho zerhafu yokuhlawula ihlawulwa kuwe.

Oku akubandakanyi iimali ezigcinwe kumvuzo womqeshwa kwiirhafu zentlawulo yombuso okanye kwiirhafu ze-FICA (irhafu yeNtlalo kunye noTywala).

Ngokomzekelo, ukuba unayo i-$ 5,000 engama-5,000 oye wawagxotha kubaqeshwa kwi-FICA irhafu, kufuneka uhlawule i-$ 5,000 eyongezelelweyo njengengxenye yomqeshi wakho. Umqeshi wakho uyingxenye yerhafu.

Ngaba iRhafu yokuZigcina ingqesho iyadala?

Iirhafu zengqesho yokuzihlawula zihlawulwa ngabanini-shishini bezoKhuseleko loLuntu / i-Medicare inzuzo. Isixa sisekelwe kwinzuzo yenkampani, kodwa ishishini alihlawuli irhafu; zihlawulwa kwibuyiselo lomntu werhafu.

Njengentlawulo ye-FICA ehlawulwa ngabasebenzi, irhafu yerhafu yokuziqeshisa ayifuni. Kodwa, njengenxalenye yokubala kwerhafu yakho yerhafu , ungathabatha isahlulo semali yerhafu njengenxalenye yokubala kwiholo lakho elipheleleyo elilungisiweyo.

Ezinye iintlawulo zeeRhwebo eziDeductible

Intlawulo yebhizinisi lakho lihlawula iindleko zokwenza ibhizinisi. Ngaphandle kweerhafu zerhafu, unokubamba iindleko zenye irhafu ishishini lakho lihlawula:

Ukuhlawula iRhafu yeePropati

Unokukrazula iindleko zerhafu yepropati ukuba irhafu isekelwe kwixabiso elithengiweyo le-propati. Awuyi kutsala irhafu yentlawulo ehlawulwe kwii-IRS ezibiza ngokuba "iingeniso zendawo;" oko kukuthi, "iingeniso zendawo kunye nokuphucula okuye kwandisa ukwanda kwexabiso lepropati yakho," kubandakanya ukuhlolwa kwezitalato, iindlela zomzila, amanzi, imigca yokuhambisa umbane, kunye nokupaka indawo kawonkewonke. "

Indlela yokuLawula ukuThengiswa kweNtlawulo kwiiNtengiso

Iirhafu zentengiso ohlawulela izinto ozithengayo ngezoshishino ziyaxothwa xa kuthengwa ngokwalo kwakuyindleko yezoshishino ezithintekayo. Awudingi ukuhlukaniswa; Ezi ntlawulo zibhekwa njengenxalenye yendleko yento. Yibandakanya nje inani elihlawulelwayo lakho, kuquka irhafu. Ukuthenga into enkulu, njengemoto, irhafu yokuthengisa ichongiwe ngokwahlukileyo; tshekisha ngecandelo lakho lobuchwepheshe beerhafu ukuze ubone indlela yokusingatha oku.

Ukuthabatha ukukhutshwa kweeNkcazo kunye neNkokhelo yasekhaya

Iirhafu zentengiso ziphela mzekelo weerhafu zorhulumente ezichithwayo. Iintlawulo zorhulumente kunye neerhafu zengingqi zingahlawulwa kwi-yakho yentlawulo yerhafu yengeniso (usebenzisa iShedyuli A). Ukuba ishishini lakho liyinkampani okanye ubambiswano, ishishini linokukhangela irhafu karhulumente kunye neendawo zendawo njengendleko yoshishino, nje kuphela xa zihambelana ngqo nomsebenzi webhishini.

Ukuziphendulela: Eli nqaku liquka uludwe olulula ngenjongo yokubonelela ngolwazi jikelele. Akujoliswanga ukuba irhafu okanye isiluleko sezomthetho, kwaye ayihlose ukubonisa zonke izithintelo kunye neziqinisekiso zokunciphisa irhafu. Ngaphambi kokuba uzame ukuthabatha nayiphi irhafu kwirejista yakho yentlawulo yezorhwebo, tshekisha ngetekisi yakho yerhafu.

Ukufumana ulwazi oluninzi malunga neentlawulo zeerhafu zoshishino, khangela i-IRS Publication 535: Iindleko zoshishino.