Ukwazi iKhowudi yoShishino oluMnyama (UCC)

I-UCC yapapashwa ukuba ihambisane nemithetho yokuthengiselana

Intshayelelo

Ikhowudi yeShishini lokuThengisa (UnCorporated Code Code) (i-UCC) yapapashwa ngo-1952 kwaye injongo yayo eyintloko yayikuvumelanisa imimiselo nganye kwiindawo ezithandathu ezithengisayo eziphathelele kumashishini kunye nomthetho wezorhwebo.

Emva kweembalo zokuhlaziywa ukususela kwipapasho yokuqala akukho zindawo ezilishumi ezicacileyo ngaphakathi kwikhowudi, kunye necandelo malunga nemimiselo ebanzi yekhowudi.

I-UCC ithathe iminyaka elishumi ukuba ibhale kwaye akuyena umthetho ngokwawo, kodwa iziphakamiso zemithetho efunekayo yamkelwe kwiminyaka engamashumi amahlanu.

Xa umbuso ufumana i-UCC yile nxalenye yekhowudi yomgaqo welizwe, nangona ukuguqulwa kwi-UCC yasekuqaleni kwenziwe ngamanye amazwe.

I-UCC yamkelwe ngenye indlela ngamazwe onke amahlanu, iGuam, ePuerto Rico, iIndonesia Virgin Islands kunye neSithili saseColumbia.

Iinqununu zeCandelo loThengiso loShishino

I-UCC isebenza kwintsebenziswano enkulu phakathi komthengi kunye nomthengisi, ngoko kubalulekile ukuthenga ubugcisa ukuba ube nolwazi oluyisiseko lwe-UCC. Kufuneka kucaciswe, nangona kunjalo, xa kuthengwa kwempahla, kukho iminye imithetho enokufaka isicelo ekuthengeni oku:

• Umthetho kaRhulumente kunye nombuso
• Umthetho oxhaphakile
• Neemfuno zeebhodi zokulawula

Imithetho nganye yeendawo ze-UCC ezithengiswayo ziqokelelwe kwiindawo ezahlukileyo ezibizwa ngokuba yinqaku. Ukususela ngo-2011 iintlobo ezilishumi elinanye zeentengiselwano ezifakiwe kwi-UCC zilandelayo: -

1. Izibonelelo eziqhelekileyo (Isiqendu 1) - oku kuchaza iinkcazo eziqhelekileyo nemigaqo yokutolika kuwo onke amanqaku e-UCC.

1. Ukuthengisa (Ulungiso lweCandelo 2) - eli nqaku lilawula izivumelwano zokuthengiswa kweempahla. Imbandela ebalulekileyo yeCandelo lesi-2 ekuthengeni abaqeqeshi kukuba ayikufihla intengiso ebandakanya iikontraki zenkonzo okanye ukuthengiswa kwezindlu.
2. Ukuqeshiswa (i-Amended article 2A) - eli nqaku lichaza ukuqeshiswa kwempahla. Yongezwa ngowe-1987 kwaye yatshintshwa ngo-1990. Eli nqaku lichaza ukuqeshisa kwangempela njengokuba xa umntu ongenamncinci enika ifa kunye nokulungele ukusebenzisa le mpahla kumntu oqeshisiweyo ukuba ahlale ixesha elimisiweyo ekubuyiselweni kwerenti, kodwa isihloko sendawo sihlala mncinane. Eli nqaku lichaza ngokuqeshiswa kwezezimali, eziqeshiso zeqeshiso apho umnini-mhlaba engekho umthengisi oyisiseko weempahla eziqeshisiweyo, kodwa uqeshisa iimpahla kwizontsi njengendlela yokuxhasa imali ekuthengwa kuyo kumthengisi.

1. Izixhobo ezithengisweneyo (IsiCatshulwa 3 esicatshulwayo) - eli nqaku lijongene nezinto ezinokuthethwa ngazo ezinokuthi zibe ngumqulu, nokuba siyi-note, leyo ingaba yindatshana yokunyusa. Isiqulunqo ngumyalelo ukusuka komnye umntu ukuya kwenye ukuhlawula imali kumntu wesithathu. Inqaku bubungqina bentyala phakathi komenzi, othembisa ukuhlawula kunye nomnye umntu.
2. IiDepositi zeBhanki kunye neeqoqo (iCandelo eliHlengisiweyo 4) - eli nqaku lihlolisisa imigaqo ejikelezayo. Inkqubo yebhanki kunye nokuhlolwa kwezinto ezibonakalayo ziyinxalenye ebalulekileyo yoshishino lwansuku zonke. Ngaphandle kokuhlola kunye ne-akhawunti yebhanki, akukho shishini elinokuthi lenzeke.
3. Ukudluliselwa kweengxowa-mali (Isiqendu 4A) - eli nqaku ladalwa ngo-1989 xa ibhanki ye-elektroniki yindlela yokuhlawula iintlawulo zezorhwebo. Ngo-1989 umyinge weentsuku zebhanki ye-elektroniki yayingama-dollar enye. Eli nqaku linquma imigaqo yomthumeli kunye nokufumana ibhanki.
4. IiNcwadi zeTyala (iCandelo eliKhuselekileyo lesi-5) - oku kuchazwe njengesixhobo sokuhlawula esiyimbopheleleko ngumniki-mboleko wekhredithi kumxhamli, umntu ohlawulwayo, egameni lomenzi wesicelo, umntu onikwe ityala ngumniki. Inkokhelo iya kufuna ukunikezwa kwexwebhu, ngokuqhelekileyo iqulunqo egameni lomxhamli kumnikezeli.

1. Ukuthengiswa kwezinto ezininzi (IsiCatshulwa 6 esicatshulwayo) - eli nqaku linika ukhuseleko kubathengi bamashishini athengisa izinto ezivela kwisitokisi. Ababolekisi bala ma shishini banokungabikho kwintengiso enkulu, apho ishishini lithengisa yonke into okanye inxalenye enkulu yempahla kumthengi omnye ngaphandle kwekhosi eqhelekileyo yoshishino, kwaye umnini-shishini ubalekela ngemali.
2. Iimviwo zeSihloko (IsiCatshulwa 7 esicatshulwayo) - eli nqaku libhekisela kwii-receipt zokugcina impahla, i- bill ye-laund , kunye namanye amaxwebhu atyitile. Umba wale nqaku wawutshintsho lwetayitile xa iimpahla zigcinwe okanye zithunyelwa. Amaphepha aphezulu kweli nqaku afumana iirisithi kwi-side of storage, kunye ne-bill bill yebheyili.
3. Iimali zoTyalo-mali (iNqaku eliCwangcisiweyo 8) - eli nqaku lilawula ukutshintshwa kweemali zokugcina imali. Oku kubandakanya i-stocks, iibhondi, izabelo ze-fund, kunye nama-share share limited.

1. UkuThuthukiswa okuKhuselekileyo (IsiCatshulwa esilungisiweyo 9) - eli nqaku linika imithetho elawula nayiphi na intengiso, ngaphandle koqeshiso lwezezimali, ukuba izibini zithatha inzala yomntu onomtsalane kwipropati yomntu onetyala. Ukuba umntu obolekayo ufezekanga, umboleki-mali angayiphinda kwaye athengise ipropati ukuze anelise ityala.

Ukuhlaziywa nguGary Marion, uLawulo lweZibonelelo kunye neZibonelelo zeNgcaciso kwi-Balance.