Ukuthengisa iiAkhawunti ezifunyenwe kwiNkcazo-Indlela kunye Nokuba kutheni

Ukuba ufuna imali kwi shishini lakho, kodwa awufuni ukuya okanye awukwazi ukufumana imali mboleko, qwa lasela imali efunyenweyo yokufumana imali (eyaziwa nangokuthi i-factoring) njengenye imithombo yenkxaso-mali yoshishino.

Yintoni i-Factoring?

I-Factoring ithetha ukuba umntu uya kuthenga i-akhawunti yakho efunyenweyo kwaye baya kwenza ukuqokelela. Ungathengisa ii-invoyisi zakho ngqo kwinto. Ngokuqinisekileyo umthengi akakwazi ukukunika ixabiso elipheleleyo kwiimali ezifunyenweyo, kuba abazi ukuba ngaba baya kukwazi ukuqokelela kwaye kuba kuya kuthatha ixesha elihle kunye nemali ukuba bahlole ityala kubo bonke abathengi bakho kwaye baqhube inkqubo yokuqokelela.

I-companyoring factoring iya kufuna ukuba ulungiselele ingxelo ye- akhawunti yokuguga , ukuze bakwazi ukubona ukuba abathengi bakho batyala kangakanani ixesha.

Yintoni endiyilindele ukuba ihlawulwe? Kuthatha ixesha elingakanani ukufumana imali yam?

Iinkampani zenkampani yokukhokha zihlawula ngokusekelwe kwi (1) ubude bexesha ezifunyenweyo ezifunyenweyo, (2), inani leemali ezifunyenweyo, kunye (3) nokulinganiswa kweentengo zabathengi bakho.

Into iya kuhlaziya iimali zakho ezifunyenweyo kwaye ikunike isixa-mali sokuqala, mhlawumbi akukho ngaphaya kwama-80 ekhulwini kwonke, kwiintsuku ezimbalwa. Emva koko baya kuhlawula umrhumo wokuqokelela i-2% ukuya kwi-6%, kuxhomekeke kwimeko enzima ngayo ukuba abaqokelelwayo bayakuqokelela. Ngesaphulelo sokuqala ekuthengeni iimali zakho ezifunyenweyo kunye nemirhumo, mhlawumbi awufumaneki ngaphezu kwama-40 ekhulwini efunyenweyo. Oko kuqikelelwa nje; iindleko zakho zizahluka.

Ngaba i-Factoring Legal?

I-Factoring yintengiso ye-dollar eyi-150 yezigidigidi, kwaye sele ihlala ixesha elide.

Iinkampani zokwenza izinto ziyimashishini afanelekileyo. Benza imali yabo ngokwazi ukubaluleka kweemali ezifunyenweyo kwaye bekulungele ukuqokelela kubo. I-International Factoring Association, i-factoring corporation organization, inomsebenzi "wokukhangela" ongayisebenzisa ukufumana into. I-SCORE ibonisa ukukhangela njengemthombo wemali esheshayo.

Kuthiwani Ngamakhasimende Bam?

I-companyoring factoring ifuna ukuphatha kakuhle abathengi bakho, ngezizathu ezintathu:

1. I-companyoring factoring ifuna ukufumana intlawulo.
2. I-factoring nkampani ayifuni ukutshabalalisa ubudlelwane bakho nabathengi bakho kuba bafuna inkampani yakho ukuba iqhubeke ixhomekeke kuyo kwixesha elizayo.
3. I-factoring inkampani kufuneka ihambisane nemithetho eqokelelweyo efanayo nezinye iinkampani.

Ndingayisebenzisa I-Factor kwiSiseko esiqhubekayo?

Uninzi lweenkampani zenkampani zenza iifomu zokukhangela kwi-akhawunti efunyenweyo. Oko kukuthi, unokuqhubeka nokuguqula iimali zakho ezifunyenweyo kwi-factor ukuze ungenayo ixesha kunye nemali yokuqokelela. Ukuba unabantu abathengi ngabanye okanye abathengi, unokuba ufuna ukuqokelela ngokwabo, kodwa ukuba abathengi bakho ngamanye amashishini, unako ukugqiba ukuba ukugcina izinto kungakusindisa imali kunye nokulahlekelwa.

Ndingakhetha Njani Into?

Yenza uphando lwe-intanethi ukufumana uluhlu lwezinto ezisebenza kwimeko yakho. Emva koko khetha amanani amaninzi ukuba udliwano Amanye amanqaku aphambili ukujonga xa ukhetha into:

• Ziziphi iimeko abaye bazinayo nge-factoring? Bekude kube nini kwi shishini?
  
• Ngubani oya kubakho oonxibelelwano nabathengi bam ? Yintoni eyenziwa ngumntu? Ngaba unobungane? Efanelekileyo? Qiniseka ukuba loo nto ayiyi kutshabalalisa ukukholiswa kwakho kunye nabathengi bakho.
  

• Umnxeba wonxibelelwano umthengi njani ? Ukuba kunokwenzeka, buyekeze iempendulo zeefowuni kunye neencwadi ezizisebenzisayo, ukulinganisa ubugcisa babo nobubele.
  
• Ngaba inkalo ibhekisela kwiakhawunti kwiiqokelelo ? Ziziphi iindlela ezizisebenzisayo ukwenza oku? Ngaba bakukwazisa ukuba bajika i-akhawunti kwiiqoqo? Ukuba unomthengi oqhubekayo ongayikhokheli iindleko, kufuneka ukwazi oku. I-companyoring factoring kufuneka inxibelelana nawe malunga nokusebenzisana kwabo nabaxumi bakho.

I-Factoring ingakunika imali ngokukhawuleza kunokuba imboleko yemveli yasebhanki, kodwa iyabiza. Ukuba ufuna imali, yindlela yokufumana ngokukhawuleza.