Ukubhala Isicwangciso Soshishino - Ukuhlaziywa Kwezezimali

Ukubhala isibikezelo semali yakho kwiidola kunye nengqiqo

Ukudala izicwangciso zemali zokuqalisa kwakho zombini ubugcisa kunye nesayensi. Nangona abatshali-mali befuna ukubona ubanda, iinamba ezinzima, kunzima ukuqikelela ukusebenza kwakho kwezemali iminyaka emithathu phantsi komgwaqo, ingakumbi ukuba usakhula imali. Kungakhathaliseki ukuba i-short-and-middle-term projection projection yinxalenye efunekayo yesicwangciso sakho sezoshishino ukuba ufuna ukutyala abantu abatyalileyo. Nazi ezinye izicwangciso zokuqulunqa izicwangciso zemali eziqinileyo.

Fumana uxolo ngeSpredishithi

Isofthiwe yesipredishithi yindawo yokuqala yazo zonke izicwangciso zemali. I-Microsoft Excel yinto eqhelekileyo, kwaye amathuba okuba sele unayo kukhompyutha yakho; kukho iiphakheji ezikhethekileyo zeekhompyutha ongazithenga ukukunceda ngemali. Iipredishithi zinika ukulungelelanisa, kukuvumela ukuba utshintshe ngokukhawuleza ukucinga okanye ulinganise ezinye iinkalo.

Hamba ngaphaya kweNkcazo yeNgeniso

Ingxelo yokufumana ingeniso isilinganiselo esilinganiselwe esisetyenzisiweyo ukuhambisa iindleko zakho neendleko zakho. Ukuqulunqwa kwezimali kakuhle kuya kubandakanya i-balance balance project, ebonisa ukuhlahloka kweempahla, amatyala kunye nokulingana komnini. Ukongezelela, kuya kubandakanya ukuveliswa kwemali, ebonisa ukunyuka kwenkokhelo ngekhampani yakho ngexesha elithile.

Iziphumo zakho zezemali kufuneka zibandakanye ukuqikelelwa kwemali engakanani oceba ukuboleka kunye nokuhlawula inzala kulabo mboleko.

Ukongezelela, qiniseka ukuba ulandele iMigaqo-nkqubo yokuGcina iAccounting Accepted, okanye i-GAAP, echazwa yiBhodi yeMigangatho ye-Akhawunti yeMali, inxaxheba kwicandelo labucala elijongene nokubeka imali yemali kunye nemigangatho yokubika e-US Ukuba ingxelo yezimali yintsimi entsha , ube nomgcini-mali uhlalutye iziphumo zakho.

Ukubonelela ngexesha elifutshane kunye nexesha eliphakathi

Kufuneka ukwazi ukunika abatyalo-mali:

• Ukucwangciswa kwexesha elifutshane lonyaka wokuqala, liphulwe ngenyanga
• Ukucwangciswa kweminyaka emithathu, ephulwe ngonyaka
• Ukuqalwa kweminyaka emihlanu. Ungafaki nalolu cwangciso lweshishini, ekubeni uqhubeke phambili kwikamva, kunzima ukuqikelela; nangona kunjalo, unokufumaneka xa umtyalomali ecela.

Xa ukhula ngokucwangcisa, qwalasela imeko yeemarike osebenza kuyo, kunye neendlela eziphathekayo kwiindleko kunye neendleko zabasebenzi, nokuba ngaba ubona ukuba ufuna imali eyongezelelweyo kwixesha elizayo.

I-Akhawunti yeMali yokuqalisa

Imirhumo enxulumene neelayisenisi, iimvume kunye nezixhobo kufuneka zifakwe kwiiprojekti zexesha elifutshane. Kwakhona, gcinani nikhumbule ukumahluko phakathi kweendleko ezizinzileyo kunye neziguqukileyo; umahluko uma kufanelekile. Iindleko eziguqukayo ziza kufakwa phantsi kwecandelo "leendleko zeempahla ezithengiswayo."

Ukunikezela ngeziganeko ezimbini

Abatyalomali baya kufuna ukujonga imeko enhle kakhulu kwaye imeko enzima kakhulu, kodwa musa ukucwangcisa isicwangciso sakho seshishini ngeemeko ezininzi. Kuza kubangela ukudideka.

Yenza Iingqiqo Zakho Ziqikelele kwaye zicacile

Njengoko kuthethwe ngaphambili, ukubikezela ngemali ubugcisa obuninzi njengesayensi: Kuya kufuneka uthathe izinto ezithile, ezifana nokukhula kweengeniso zakho, ukuba iindleko zakho eziphathekayo kunye nezolawulo ziya kukhula njani, kwaye uza kusebenza njani ngokuqokelela ii-akhawunti zamkelekile.

Kulungele ukuba ube ngqiqo kwizinto zakho zokujonga njengoko uzama ukufumana abatyalo-mali. Ukuba i-shishini lakho lihamba ngexesha lokuqhawula kwaye uqikelela ukukhula kwemali engama-20 ekhulwini ngenyanga, iiflegi ezibomvu ziya kuqala ukuvela.