Ukulungiselela kuza kukhawuleza inkqubo kwaye kuphuculwe iimpawu zakho zokuvunywa
Ukuphuhlisa iSicwangciso soShishino kunye neNkcazo zeMali
Umboleki uya kufuna ukuqinisekisa ukuba unesiphakamiso seshishini esithembekileyo, kwaye ukuba uyayiqonda imveliso oyinikezelayo kunye nemarike osebenza kuyo.
Isicwangciso soshishino esiqhelekileyo sifaka isishwankathelo esiphezulu , inkcazo ecacileyo yento ibhishini elenjongo yokuyenza, iziganeko zengeniso kunye neendleko, uhlalutyo lweemarike kunye nokhuphiswano, kunye neendlela zokukhula kunye nokuphuma . Sebenzisa isicwangciso soshishino ukubonisa ukuqonda kwakho kwishishini kunye nobuchule bakho. Uyakufuna kwakhona ukubonelela ngetyala ngemali yokuhamba kwemali ukubonisa ukuba kuya kuba nokuhamba ngokukhawuleza kwemali ukuze uhlawule umboleko.
Faka iRekhodi Yakho Yemboleko Yentlawulo kunye nokubuyiswa kweRhafu
Ngoxa kunjalo ngokwenene ukuba amashishini athathwe njengemibutho ehlukeneyo yezemali evela kubantu ababaqhubayo, kwiimvavanyo zakuqala, ababolekisi baya kufuna ukuhlola iimbali zakho zemali kunye neengeniso. Kufuneka ube neikopi zakho zerhafu ezigqityiweyo kwiminyaka embalwa edlulileyo xa umboleki ufuna ukuhlaziya umlando wakho wokufumana umvuzo.
Ukuchonga ngokucacileyo injongo yoMboleko
Akwanele ukusho ukuba ufuna imali mboleko ukuqala ishishini lakho.
Ababolekisi bafuna ukwazi ukuba unengcamango ecacileyo yendlela oceba ngayo ukusebenzisa imali-mboleko-ngaphandle kwalokhu, banokuqonda ukuba unalo mbono okanye awukwazi ukunika imali. Ukugqithisa oku, phawula iinqununu ezinkulu zezixhobo okanye iiprojekthi eziza kusetyenziswa ukubolekisa imali. Bonisa umboleki nawuphi na uphando oluneendleko zezinto ezi, kunye nendlela oqikelela ngayo iiprojekthi ziya kunceda ukuvelisa imali engasetyenziselwa ukuhlawula umboleko.
Qinisekisa ukuXhobisa kwakho
Ababolekisi baya kufuna ukwazi into enokuyisebenzisa ekusekeleni imali mboleko. Nayiphi na impahla efana nepropati, izixhobo okanye enye into ebonakalayo iyakukhusela imboleko njengoko ezi zinto zingathengiswa ukuze kuveliswe imali yokubuyiselwa kwimeko apho ungekho phantsi.
Qonda iiNdleko kunye neSakhiwo soTyala
Imboleko yemicimbi yezoshishino ingahluka ngoboleki kunye nemali. Kukho ukwenziwa kweemali zokuqalisa ukuhlawulwa kwemali-mboleko ezifunekayo ngaphambili; qi niseka ukuba ubuze malunga nalezi kwaye uzibandakanye xa ubala iindleko zemboleko. Jonga ngeenxa zonke ukuze uqiniseke ukuba ufumana inzala enomdla, kwaye uthethe nabanye osomashishini ukuba babone iiphi iibhanki kwingingqi yakho zinikezele ngemigangatho efanelekileyo ngaphambili. Qinisekisa ukuba ufunde isivumelwano sokubolekisa ngemali ngokuqinisekileyo ukuqinisekisa ukuba uyayiqonda xa imali ifunekayo, yintoni imirhumo yokugqibela esebenzayo, nokuba uvumelekile ukuba uyihlawule ngokukhawuleza, kunye neminye yale mithetho.
Ngaba Ufuna uMgcini-mali ?
Amabhanki ahlala ekhuselekileyo, kwaye angenako ukuvuleka imali xa ungenayo imbali yokuqhuba ishishini lakho. Unokusebenzisa umtyalo-mali ongaphandle ukuze uqinisekise imali yakho mboleko, kodwa kukho imiba ethile ezayo kunye nale sigqibo. Abagcini bemali baya kufaka i-asethi yabo kwinqanaba lokuncedisa ngemboleko yakho, nokuba ngaba babe nolwalamano lobuqu kunye nawe, okanye ngenxa yokuba bakholelwa kwimodeli yoshishino lakho.
Ngokwesiko, i-guarantors bayabizwa ukuba awukwazi ukuhlawula ityala lakho. Kule meko, qiniseka ukuba unesivumelwano esibhaliweyo esichazela imbopheleleko yakho kumgcini-mboleko ukuba ufanelekile. Xa umgcini-mgcini ufuna ukulingana kwishishini lakho kunokuba uhlawule imali, umzekelo, ubizwa ngokuba yingelosi-mali .