Umzuzu wokugqibela othengayo kwikhadi lomvuzo ngabantu abokugqibela abaza kuthatha ixesha lokufunda imimiselo yekhadi lesipho lesipho sokuprinta kunye neemeko ezithe zavuma ngokukhawuleza ngokuthengwa kwekhadi lesipho sokuthengisa. Kodwa zonke i-gift gift gifters kufuneka ziqaphele imigaqo efanelekileyo yokushicilela ikhadi, imirhumo, imiqathango kunye neemeko ezenza amanye amakhadi athengisa "awona mvuzo" wokugqibela . A
Ingaba Kuyimfuneko Ukuba Ukwazi Wonke Umthetho Ohlanganiswe neKhadi leKharityhulam lokuThengiswa kweRhafu?
Akunakuze ibonakale kude kube yinto ebalulekileyo. Kwaye xa kubalulekile xa ukwaziswa ukuba uphula umthetho omnye wezo mpazamo ezilungileyo ongaziwayo zikhona, nangona uvuma ukuhlala kuzo zonke.
Ukususela ngoKhuselo oluKhulu xa izigidi zabagcini bekhadi lesipho zinyanzeliswe kwizipho zabo ngabathengisi bebhanki, urhulumente kunye namanye amabhunga olawulo anemvume eninzi ayinakuyenza kwaye kufuneka ayenze ngokubhekiselele kumakhadi esipho sokuthengisa.
Ngokomzekelo, kwezinye iitsho imithetho idinga ukuba amakhadi esipho ahlawulelwe ngemali kwisicelo somthengi xa ibhalansi kwikhadi lingaphantsi kwexabiso elithile. Amazwe kunye nekhadi lesipho lesidingo sokuhlengwa kwemali, kunye nexabiso lokuhlengwa kwemali kulawo mazwe:
- ECalifornia (i-$ 10.00)
- Colorado ($ 5.00)
- Maine ($ 5.00)
- EMassachusetts ($ 5.00)
- EMissouri ($ 5.00)
- ENew Jersey ($ 5.00)
- Oregon (i $ 5.00)
- Rhode Island ($ 1.00)
- Vermont (i-$ 1.00)
- Washington ($ 5.00)
Ngaphandle kwemithetho egunyazisiweyo kunye nemirhumo elawulwayo, ezinye zezona zikhulu zentengiso ze-US ezithengisayo kwaye zithengise amakhadi wesipho zifumene indlela yokwenza imimiselo yekhadi lesipho kunye neemeko "ezimbi kakhulu" kubamkeli bezatifikethi, abenza isipho somniki wesipho " eyona nto "ngokubambisana.
01 - Imimiselo Yenza Nayiphi na iKhadi leKhadi elithengiweyo kwiindawo zokutya ezibi kakhulu
Imimiselo eyenziwe ngo-Oktobha 2015 yenze loo khadi enkulu yokuthengisa kunye nevenkile yokutyela ibonisa kwiivenkile zokutya kunye neevenkile ezinye zezona zikhetho "ezimbi kakhulu" zekhadi zonikezelo ngekhadi kunye nabamkeli.
Ngokukodwa, sithetha nge-EMV Liability Shift.
Yintoni i-EMV Liability Shift, Unokuba Uyazibuza?
Ukuchazwa ngokulula, ukuba "ukutshintsha kwetyala" yimiqathango emitsha yemithetho eyenziwe ngabaprojekthi abakhulu bekhadi lesikweletu njenge-VISA ne-American Express eyenza abahwebi abamkela iintlawulo zekhadi zekredithi zibophelelwe nayiphi na intsebenziswano enobuqhetseba eyenziwa ngaphandle kwe-EMV chip technology kwi-process processing. iimpawu.
Yintoni i-EMV Transactions enokuyenza ngeCards Cards?
Ukuba ikhadi lesipho lithengiwe ngekhadi lesikweletu kwaye ukuthengwa kwekhadi lesikweletu akuqhutywanga ngeteknoloji ye-EMV, ke umthengisi wokuthengisa othengisa ikhadi lekhredithi ngu-100% onoxanduva lemali epheleleyo yekhadi lesipho. Oko kuthetha ukuba iikhadi lesipho lithengwa kwivenkile kunye nekhadi lesikweleti, kwaye ikhadi lesipho liphiwe, ivenkile yokuthenga izakufumana ukuhlawula okuvela kwi-bhanki ngenani elipheleleyo lothengiso lobuqhetseba.
Akunabo bonke abathengisi abakhulu be-US abathengi be-teknoloji ye-EMV kwaye abafuni ukuxanduva lokuthengiselana kwekhadi lesipho, ekhulayo ngamanani. Ngoko, ngenxa yolu tshintsho lwemfanelo, abathengisi abaninzi abathengisa ngoku bafuna ukuba amakhadi esipho athengwe ngemali.
Kutheni kukho nawuphi na lo Mcimbi kuMamukeli weKhadi leKhadi?
Phantse bonke abathengisi kwi-industry ye-US yokuthengisa banomgaqo wokuba amakhadi esipho athengwa ngemali ayiyi kutshintshwa xa ilahlekile okanye ibiwe. Lo mthetho "awunalo utshintsho" usebenza nangona ukuba umsebenzisi wekhadi lesipho unesitifiketi kwaye nangona umsebenzisi wekhadi lomvuzo eneenombolo ezikhethiweyo zekhadi lesipho. Akukho nto ithatha indawo, kungakhathaliseki ukuba yintoni ekuthengeni imali.
Ngoko ... awukwazi ukuthenga amakhadi wesipho ngaphandle kokuba uhlawule imali, kwaye awukwazi ukufumana indawo yamakhadi atshintshe xa kuthengwa ngemali. Yintoni elungileyo ukuba umthengisi wezentengiso akulungile kakhulu kummkeli wesipho sokuthenga isipho.
02 - I-Ultra Yokulawula i-eBay Gift Card Rules Yenze kube yinto ebi kakhulu kunazo zonke
Ukuba ungumntu onelungelo lucky in card ye-eBay ikhadi, unokujonga phambili kwinkqubo yokuhlengahlengiswa ekhohliweyo elawulwa yimiyalelo ephezulu yokulawula i-eBay ibe (edumile) eyaziwayo.
- Inani eliphezulu lekhadi lesipho le-eBay li-$ 200 kwaye inani elipheleleyo lekhadi lesipho lesikratshi elingahlawulelwa ekuthengeni omnye li-$ 1000. Ngoba? Ngenxa yokuba sithe njalo.
- Ukuze usebenzise ikhadi le-eBay lesipho, ummkeli kufuneka abe ne-akhawunti ye-eBay kunye ne-akhawunti ye-PayPal. I-akhawunti ye-PayPal idinga ukuba ummkeli abe nekhadi lesikweletu okanye azimisele ukubonelela nge-PayPal ngokufikelela ngokupheleleyo kwi-akhawunti yokujonga ibhanki.
- Iibhanki yakho ye-eBay kunye nedilesi yokuthumela kufuneka ibe se-US okanye ukuba awukwazi ukusebenzisa ikhadi lesipho.
- Ukuba ikhadi le sipho saseBay lisetyenziswe konke, livalelwe kwi-akhawunti ye-eBay ne-PayPal ngonaphakade. Oko kuthetha ukuba ikhadi lesipho saseBay alinakugqithiswa kwaye alinakuthengiswa kuyo nayiphina indawo yokuthengisa emakethe yesipho.
- Awukwazi ukuthenga elinye ikhadi lesipho ukuba ufuna ukuhlawula nayiphi na isahlulo sokuthenga kwakho ngekhadi lesipho. Ngamanye amagama, kuya kufuneka ususe nawaphi na amakhadi wesipho ukusuka kwinqwelo yakho yokuthenga ngaphambi kokuba ukwazi ukugqiba intlawulo usebenzisa ikhadi lesipho.
Njengoko bonke abathengi be-eBay abangenayo imigaqo-nkqubo engabikhoyo, i-eBay ifihla ngasemva "ukhuseleko" njengesizathu. Ngokuqhelekileyo, ikhadi le sipho le-eBay liyona nto ikhethekileyo "yeyona ndlela" eyona nto "yokugqithisa kakhulu" yokuthengisa i-gift card, kuba ngumnye umzekelo wendlela iBay ekhetha ngayo ukubeka imithetho kwizinto ezininzi ngenxa yezono zabambalwa.
03 - Iingubo ze-Ross zeCards Gift Cards ezilahlayo ngenxa yobuGcisa obubi
Efana ne-H & M, i-Ross Dress ye-Cards esingaphantsi kwekhadi elinikwayo engenakho inkxaso yetheknoloji efunekayo ukwenzela ukuba isebenzise umsebenzisi kumthengi we-omnichannel. Oku akumangalisi ngokwenene kuba iRoss imalunga nekhenketho kuphela kwi-US yokuthengisa i-industry ukuba ingaba ne-intanethi ye-intanethi yewebhusayithi.
Ukuba unika okanye ufumana ikhadi lesipho sakwaRoss, uya kufumana imigaqo ye-Ross yesipho kunye nemigaqo-nkqubo yokuba "yiyona nto ibaluleke kakhulu":
- Akukho namakhadi aqhelekileyo okanye amakhadi wesipho eselula afumanekayo kwiivenkile zeRoss. Uya kuhlawuliswa ukuposa xa uyala ikhadi lesipho lomzimba kwi-intanethi uze uyithumele kuwe okanye ummkeli wakho wesipho.
- Akukho zikhundla xa ulahlekelwa i-Ross Dress yakho ngeCard Gift Card, nokuba unayo irhafu yakho yokuqala.
- Awukwazi ukujonga ibhalansi yekhadi lakho lesipho kwi-intanethi.
- Awukwazi ukusebenzisa ikhadi lakho lesipho ekuthengeni i-intanethi kuba amakhadi ezipholo kuphela izinto onokuzithenga kwiwebsite yeRossStores.com.
- Ikhadi lesipho lingasetyenziselwa kuphela isixa sokuqala esithengiweyo. Akukho kuphinda kulayishwe kwakhona okanye ukusebenza okuqhubekayo kunye nekhadi lesipho.
- Ukuba ufuna ukuzenzela / ukwenza ngokwesiko ikhadi lesipho othengayo kwi-intanethi okanye uyithumele ngekhadi lokubulisa, indleko yi-$ 4.95 kunye nokuthumela.
- Ukuba udala ikhadi lesipho elenziwe ngokwezifiso kunye nomsebenzi weRoss okhupha umthengi uvakalelwa kukuba amagama okanye umfanekiso kwikhadi lesipho "aphikisayo," banokungafuni ukukhupha ikhadi lesipho. Ukuba "ushicilela" "ikhadi" lesipho esilungeleleneyo, lingenakulungiswa kwaye unokugwetyelwa.
- Ukuthengiswa kwekhadi lesipho ngokuqhelekileyo kukugqibela kwaye akukho kubuyiselwa kwemali kuya kuvunyelwa.
I-04 - Ukungabikho kwe-Intanethi kunye no-In-store Integration yeeHlani zeNkxaso zeH & M
Nangona i-H & M ingenye yezona zikhonkwane ezinkulu eSweden kwaye ithatha iimarike zentengiso yehlabathi jikelele, kubonakala ngathi ilahlekile emva kwezona zikhulu zentengiso ze-US kunye ne-gift card. Kwi-client base-H & M ye-tech-savvy-millennial base basebenzi, ukungabikho kokuhlanganiswa okungahambi kakuhle phakathi kwe-intanethi kunye nokugcinwa kwekhadi lesipho isipho "kakhulu."
Njengoko i-Ross Stores, i-H & M ayinaso isiseko sezobuchwepheshe ukubonelela abasebenzisi basekhadi laseSpain ithuba lokufumana ikhefu lesipho abaye balindela ngokungafaniyo nee-Ross Stores, nangona kunjalo, i-H & M ine- intanethi ye-intanethi . Ngoko kunzima ukuqonda ukuba kutheni ikhadi le sipho ledijithali lingelona linye ye-H & M ye-techno yokwenza.
Ezinye zezinto "ezimbi kakhulu" zeakhadi zeSH & M zi:
- Unokuthenga kuphela amakhadi esiphofu seplastiki, kwaye akukho zikhetho zekhompyutheni okanye zeselula ezikhethiweyo. Amakhadi wesipho somzimba angasetyenziselwa ukuthengwa kwe-Intanethi.
- Amakhadi enkonzo angakhanselwa ngaphambi kokuba athunyelwe, kodwa kungekhona emva kokuthunyelwa, nokuba awunasetyenziswa.
- Awunakuphinda ulayishe kwakhona ikhadi lakho lesipho ngaphandle kokuba linokulinganisela kulo. Kwaye awukwazi ukulayisha kwakhona amakhadi wesipho kwi-intanethi okanye kwifowuni yakho yeselula. Ungaphinda ulayishe kwakhona ikhadi ngaphakathi kwe-H & M kwisitoreji semali.
- Ukuba ibhalansi yakho yekhadi i-$ 0.00, uya ku-H & M kwaye uthenge ikhadi elitsha lesipho.
05 - Imali yeKhadi leMali leNgcaciso yeWalmart ayiyi Kukuvumela Ukugcina Imali okanye uphile ngokubhetele
Kusuka kwenkampani yokuthengisa yonke into "ngokulondoloza imali nokuphila kangcono," iWalmart ineentlawulo "ezimbi kakhulu" ezinxulumene namakhadi ayo esiphoso nasiphi na i-US chain chain yokuthengisa. Lezi "mali" kakhulu zekhadi lesipho seWalmart kunye nemigaqo "embi kakhulu" iquka:
- Imali e-$ 5 iya kuhlawuliswa ukuze ithathe indawo yekhadi elahlekileyo okanye elibiweyo.
- Ukuba ikhadi lesipho alisetyenziswanga iinyanga ezili-12 emva kokuthenga, intlawulo yenkonzo ye-$0094 iya kuncitshiswa kwinqanaba ngenyanga. Umrhumo we $ 0.50 uza kuncitshiswa kwi-card yakho yesalathisi ngexesha lokuthetha nomqeshwa waseWal-Mart efonini malunga nekhadi lakho lesipho.
- Uya kuhlawuliswa i $ 5.00 ukuze uhlawule ikhadi lesipho leWal-Mart
- Ukuba ikhadi lakho lingenayo i-PIN, ungayisebenzisa kuphela kwisitolo seWalmart okanye kwiClubs yeSam.
- Ngaphandle kwe-PIN awukwazi ukujonga ibhalansi yeKhadi leNkokhelo leWalmart, kodwa ungayithengisa kwikhadi elitsha enePIN naliphi na isitolo seWalmart okanye iSk Club yaseMelika
- Amakhadi wesipho saseWalmart kunye namakhadi asemgangathweni angasetyenziselwa kwiivenkile zeWalmart, kwiWalmart.com, kwiiSiteshini zeGesi zeWalmart kunye neSam Club, kwiSt Club Club, eSamsclub.com naseVudu.com Ukuba umsebenzisi wekhadi lomvuzo akayiyo iClubs yeSam ilungu, isongezelelo se-10% iya kufakwa kuzo zonke iintengo. Ukuze usebenzise ikhadi lesipho kwiVudu.com, umsebenzisi wekhadi lomvuzo uya kuvula i-akhawunti yeVudu. Amakhadi esiphofu eplastiki kuphela angasetyenziswa kwizikhululo zegesi
- Amakhadi wesipho sikaWal-Mart ayinayo ixabiso lentengo kwaye ayibuyiswa okanye ayabuyiselwa ngaphandle kokuba umthetho welizwe ufuna ntoni.
- Ukuba amakhadi wesipho eWalmart athengwa ngomyalelo wenqwaba wamakhadi angama-25 okanye ngaphezulu, okanye ukuba ixabiso lexabiso lomthengi lomyalelo wekhadi elingaphezulu kwe-$ 250, umthengi uya kufuneka asebenze ngalinye lamakhadi wesipho ngaphambi kokuba awanikeze okanye mhlawumbi abayi kukwazi ukusetyenziswa ngummkeli wekhadi lesipho.