Ukuqonda ukuhamba kwemali kukubalulekileyo kwimpumelelo yezoshishino
Iinkcazo ezimbini zeengxelo zezimali ezifunekayo amafemu oshishino yiNkcazo yeNgeniso kunye neNkcazo yeNgqikembeko yemali . Ingxelo engenayo ibonisa inzuzo yenkampani okanye inzuzo engenayo. Ingxelo yokuhamba kwemali ibonisa indawo yekimali yemali.
Kutheni ukhiye wokungena kwemali kwimpumelelo?
Ukuhamba kwemali kuchazwa njengomlinganiselo wokokhelo olutholakalayo kwishishini ekuqaleni kwexesha lokuphendula kwaye ekupheleni kwexesha. Ingxowa yemali mboleko, ukutshala imali, kunye nokuthengiswa kwempahla , kwaye iya kuphuma ukuhlawula iindleko zokusebenza, indleko ezithe ngqo, inkonzo yetyala lenqununu, kunye nokuthengwa kwempahla njengezixhobo. Xa usebenza ibhizinisi elincinci, imali iyinkosi. Unokuba luncedo, kodwa imali ehluphekileyo. Ukuba oko kukusikhundla sakho, usengozini yokulahlekelwa shishini lakho.
Ezi nqaku zibonisa indlela yokwenza uhlalutyo lwemali ukuze ukhulise ukuhamba kwemali yakho. Bakukwazisa kwakhona kwiibhajethi zemali kunye neengxelo zeCash flows kwaye zibonisa indlela yokuzihlalutya. Kufuneka ukwazi konke oku kusebenza kakuhle ishishini lakho.
01 - Indlela yokwenza uhlalutyo lweeNgxowa-mali
02 - Ukwahlukana phakathi kohlahlo lwabiwo-mali kunye neNkcazo yeCash flow
Ukugcina umkhondo wokuhamba kwemali kubalulekile ekusindeni kweshishini lakho elincinci. Nangona kunjalo, ngamanye ama-akhawunti athetha ngeNkcazo yeCash flow and Budget Budget. Kuthetha ntoni, ngokuchanekileyo, kwaye bahluke njani?
03 - Isinyathelo sokuQala ekuhlalutyweni kweNkcazo yeNgqikembe yemali
Umnini-shishini kufuneka akhangele kwiminyaka emibili edlulileyo yamashishini e-balance sheet kunye nokuthelekisa umahluko phakathi kwezi zibini ukwenzela ukuphuhlisa iNkcazo yeNgqikembeko yemali . Ngolwazi lwesampula kwi-statement yemali engenayo kunye nolwazi oluvela kule mabhasti athelekisayo, unokuhlakulela iNkcazo yeMali yokuPhuma kweMali.
04 - Ukulungiselela nokuhlalutya iNkcazo yeNgqikembe yemali
Ukuhlaziywa kweNkcazo yeMali yokuHlahla kweMali kuquka ukujonga kwimithombo kunye nokusetyenziswa kweemali ezivela kumaphepha-mabhanti athelekisayo. Nantsi uhlalutyo lwemali yokuhamba kwemida yesampula yeSampula yeNgxelo yeCash flows.
05 - Bala i-Cash Flow yakho yeNkampani
Ukubalwa kwemali yokuhamba kwemali enye yezona ziphumo ezibalulekileyo ukuba wena, njengomnini-shishini lomncinci, unokususa ekuhlaziyeni kweNkcazo yeCash Flow yakho.
Ukubeka ngokukhawuleza, ukuhamba kwemali ekhululekile yinkcitho eyenziwa yinkampani emva kokuba ihlawule nayiphi na inkcitho-mali eyenzayo, njengezityalo ezintsha okanye izixhobo.
Ukuhamba kwemali yeeFree ezamahala yimiqathango yegolide yezempilo yakho yenkampani. Yongeza uhlalutyo lwenkcazo yemali yekhampani yakho yamahhala ukuya kuhlalutyo lwenkokhelo lwenkokhelo ukuze uqiniswe.
06 - 3 Izibalo zeeKharityhi zeeKhawulwa mahala
Ukuhamba kwemali yamahhala yimalini yeyona nto ishishini lakho eliye lalisebenzisa ukuba lizisebenzise ezinye iinjongo emva kokuba lihlawule iindleko ezinkulu, kuquka izakhiwo kunye nezixhobo, kunye nezinye iindleko ezifunekayo ukuze kugcinwe ukusebenza kwayo.
Kukho iindlela ezintathu zokubala ukuhamba kwemali, konke okukhokelela kwimpendulo efanayo. Nayi imizekelo yeendlela ezintathu.
07 - Bala i-Cash Flow Ratios kwiNkampani yakho
Kukho amanani amaninzi emali anceda umnini-shishini ukuba agxininise ukuhamba kwemali.
Ukubala ukuhamba kwemali yeenkampani yakho kunokukuxelela malunga nokuthengiswa kwayo, ukulungiswa kweengxaki kunye nokusebenza. Yongeza ezi zibalo kuhlalutyo lwenkokhelo lwemali ukuze ulomeleze.