Nazi iindlela ezinhlanu ongajika isikhalazo somthengi kwiimeko ezingcono kubaxumi bakho, ithuba lokuphucula ishishini lakho kunye namava okufunda okufanelekileyo.
1. Bhekisana neNgxaki Ngokukhawuleza
Ukuba uyazi ukuba umthengi akanelisekile , musa ukuwukhanyela. Buza into ebangela ukungonwabi kunye nento ongayenza ukulungisa imeko. Xa usalinde ixesha elide ukulikhupha, libi kakhulu. Akukho mntu ufuna ukufumana le ngxoxo engakhululekiyo, kodwa kungekuphela kuphela ekujonganeni nombandela onokukubeka endleleni yokulungisa isisombululo, kodwa ukuzimisela kwakho ukujongana nentloko kuya kuxela abathengi bakho ukuba uyabakhathalela ishishini labo kwaye ekugqibeleni banelisekile.
2. Cela imibuzo efanelekileyo
Awunakukwazi ukulungisa imeko engafanelekanga uze ube nomfanekiso opheleleyo kunye ochanekileyo wento engafanelekanga kumthengi. Buza imibuzo emininzi ukuze ufumane umphathi kwizinto ezilindelwe ngumthengi kwaye apho ishishini lakho lincinci khona. Ukubuza imibuzo efanelekileyo kunye nokuphulaphula umthengi kuya kukufumana iimpendulo ezifanelekileyo ukuze ukwazi ukuphendula isikhalazo ngokufanelekileyo.
Ingcinga efanelekileyo ukucela abathengi bakho ngempendulo rhoqo, nangona kungekho nxaki.
Ubutyebi benkcazelo onokuyibutha ukusuka kwingqiqo yabathengi kunokubaluleka, ngoko cinga ukusebenzisa inkqubo eqhubekayo yokuphendula izikhalazo phambi kokuba kwenzeke.
3. Nika i-Do-Over
Ukuba ngumkhiqizo wakho umthengi ongenakuvuyela, mnike omtsha ngaphandle kokuhlawulwa ukuba ubone ukuba oko kulungisa ingxaki.
Ukuba umthengi akanelisekile ngenkonzo ethile, buyekeze ukunikezelwa kwaye ubone ukuba kukho indlela onokuyiphucula ngayo ukuba ihambelane noko umthengi ayifunayo.
Ukuba umthengi akanakonwaba kunye nabasebenzi abangaphantsi koxeshwano okanye abanamava angenakuncedo kwamakhasimende, xolisa ngenxa yimeko kwaye udide kumntu wesithathu ukuze akwazi ukuphucula kwinkonzo engaphantsi kwe-stellar.
4. Lungisa inkqubo yoNxibelelwano
Wonke umntu uthetha ngokungafaniyo, kwaye kunokuba nzima ukulungisa imeko ukuba akukho ntlanganiso yeengqondo. Ukuba ingxaki ibangelwa ukuxhatshazwa, ungazame ifomathi entsha. Ukuba uyenzela yonke into nge-imeyile, cwangcisa ifowuni ukuba ubone ukuba unako ukufumana izinto zilungele ukuthetha izwi. Emva kofowuni, unokwenza isishwankathelo incoko kwaye uthumele ulwazi kumthengi nge-imeyile. Oku kuya kukunika ithuba elongezelelweyo ukuqinisekisa ukuba bobabini kwiphepha elifanayo.
5. Yazi indlela yokusingatha izikhalazo zikawonkewonke
Iingxoxo ezininzi zeenkonzo zabathengi zenzeka ngeendaba zoluntu kule mihla. Xa kuziwa kubaxhasi abangonwabileyo behambisa izikhalazo zabo ngeqonga lezentlalo , kukho ezimbini ezingabikho ukuphepha. Okokuqala, ungalokothi ususe isikhalazo kwiprofayili yakho yentlalo.
Oku akuyi kwenza nje ukuba umthengi azive enganyanzelwanga kwaye afune ukutshabalalisa uluntu olungonakalisa inqaku lakho, kodwa liya kuthumela umyalezo kubo bonke abathengi bakho ukuba awukhathaleli.
Okwesibini, ungangeni kwincoko yangaphambili nangaphandle kunye nomthengi onomsindo kwi-forum yoluntu. Khawuleza uxolise kwaye uxelele umthengi ongenakonwaba esidlangalaleni ukuba ufuna ukulungisa imeko kuye, uze uthumele ingxoxo kumnxeba kwi-fowuni okanye kwi-imeyile. Ngethemba, uza kukwazi ukulungisa imeko, kwaye umthengi ongenakonwaba uya kuhamba noluntu ngokuvuya kwabo ngoku.
Izikhalazo zabaThengi zinokuba nzima ukubhekana nazo, kodwa kukho i-silver lining. Umthengi okhalaza nguye ofuna ukuqhubeka ukuthenga kuwe. Uvele nje akunike izikhokelo ozifunayo ukwenza utshintsho oluhle kwi shishini lakho.
Yimkele kwaye usebenzise ingqiqo yokuphucula amava kubo bonke abathengi bakho.