Musa ukuyithatha. Kwiimeko ezininzi, awuzange wenze into engalunganga. Into ayinakuba yintoni umthengi ayifunayo. Ngaphambi kokuba uqale ukuvumela ukuba "kuthini ukuba" iingcamango zikunciphisa, thatha umoya kwaye ucinge, "Hayi, makhe ndibone oko kwenzekayo kunye nendlela endingazama ngayo ukwanelisa lo mthengi." Thatha ixesha lakho, cinga ngolu hlobo, kwaye ungaphelelwa lipholile.
Hlola imeko
Isenzo sokuqala esithathayo xa ufumana i-imeyile yokubuyisela okanye umbuzo ovela kumthengi ocingisisa ukubuya kukufumanisa ukuba yintoni umcimbi. Abathengisi abanako ukunceda abathengi ngaphandle kokuba bayazi ukuba kutheni umthengi engonwabi. Kungenzeka kube lula ukulungisa. Ukuba umthengi uthumela umyalezo (ngaphandle kokuvula ngokuqinisekileyo isicelo sokubuyisela), sebenzisa ulwimi olusisigxina kunye nesimo sengqondo sokuhlala ukuze ubonise inkxalabo yangempela kwaye ubuze ukuba kwenzekani kunye nendlela onokukunceda ngayo. Nazi ezinye iimpendulo zempendulo xa umthengi edibana naye ngombuzo ongacacileyo okanye ongacacileyo:
- Siyazisola ngokuva ukuba awuyivuyela into. Sinokukunceda njani?
- Injongo yethu kukuneliseka kwabathengi be-100%. Siyakuvuyela ukusebenza nawe ukulungisa le ngxaki.
- Nceda usazise into esinokuyenza ukuze sikwenze oku.
Emva koko ulinde ubone oko umthengi akufunayo. Kungenzeka kakhulu ukuba ufanele ukuxoxisana ngakumbi.
Ukunikezelwa kwemali ekhethekileyo
Kuhlala kungcono ukuvumela umthengi ukuba agcine loo nto aze anikeze imali ehlawulwayo kwaye ke iya kuhamba nangona inkqubo yokukhangela ixesha elide yokubuyisela nokuyeka into. Njalo uzame ukuphepha ukubuyisela ukuba kunokwenzeka. Kodwa soloko ubuza umthengi malunga nokubuyisela imali emfutshane ngombuzo ovulekile. Abanye abathengisi banomdla kwaye bacinga ukuba kufuneka banikele inyanga ukugcina umthengi uyavuya. Okanye, banikela ukuvumela ukuba umthengi agcine loo nto aze abuyisele imali. Vumela umthengi akuxelele oko akufunayo ngokubuza le mibuzo:
Mhlawumbi ungathanda ukugcina loo nto uze ufumane imali eyimbuyekezo. Ukuba kunjalo, ingakanani imali ocinga ukuba ilungile?
Ukuphazamiseka kumthengi kunokuba kuncinci kunokuba uqikelele. Umthengi unokunwabile ngemali encinane kakhulu. Ayikho indlela okwazi ngayo ukuba ubuyisela imali kumthengi ngaphandle kokuba bakuxelele imali efunayo. Oku kungadlala imidlalo yeengqondo, kubuza umbuzo olula ukuze ukwazi ukunceda umthengi, umenze avuyiswe, aze agqibe umthengi ngempendulo emihle.
Yamkela ukubuyela nokuhamba
Ngamanye amaxesha isisombululo kuphela ukuvuma ukubuyela kwaye uqhubeke. Nge-Guarantee ye-eBay, ngamanye amaxesha ukubuyiswa akunakunqandwa. Qinisekisa ukuba imigaqo yokubuyela kwakho icacile kuloluhlu ukuze kungabikho ukudideka kamva:
- Ingaba umthengi uhlawula umrhumo wokubuyisela?
- Ingaba imali yokubuyisela iyasebenza?
- Liliphi ixesha lokubuya: iintsuku eziyi-14, iintsuku ezingama-30 okanye ngaphezulu?
- Kuthiwani ngokutshintshiselana ngemali?
- Ngaba kukho imali yokubuyisela?
Cinga ngazo zonke le micimbi uze ufake imibandela yokubeka uluhlu lwakho ukuze iinkqubo zakho zicacile kwaye umthengi unolwazi olufanelekileyo ukususela ekuqaleni. Abanye abathengisi basebenzisa umrhumo wokubuyisela kwi- akhawunti ngenxa yokuphazamiseka kokubuyiswa. Ukuba imbambano iphathelene ne-INAD (into engekho njengoko ichazwe), umthengisi uya kuhlala ehlawula umrhumo wokubuyisela kwaye imali yokubuyisela ayisebenzisi. Kwakhona, i-eBay iya kufuna ukuba umthengisi abuyisele imali yokuthumela yokuqala. INADs yenzakalisa ukwenjenjalo ukuyiphepha!
Ekugqibeleni, kwimeko ye-INAD, le nto ikhululekile okanye ingabi neendleko ezininzi, qwa lasela ukubuyisela imali kwaye uvumele umthengi agcine loo nto.
Ukuba kukho into ephosakeleyo ngento, awukwazi ukuyithengisa. Abathengisi baya kugqiba ukubuyisela imali kwakhona nokubuyisela ukuthumela ukwenzela ukuba uya kuphuma loo mali. Ngamanye amaxesha kungcono ukukhupha imali, vumela umthengi ukuba agcine into ephosakeleyo, kwaye uqhubeke. Kukho rhoqo izinto ezininzi onokuzithengisa ukuze wenze umehluko.