Hlola Imirhumo, iMimiselo, Umshuwalense
Kubizwa ngokuba nguqoqosho lolwabiwo , kwaye lubandakanya izingosi ze-intanethi apho abantu bangabelana khona ngezixhobo ezingasetyenziswa phantsi, njengemoto kunye namakhaya, nabanye ... ngexabiso, kunjalo. Le marike enkulu yehlabathi yayingama-26 amabhiliyoni ngo-2013, kwaye leyo yayikuphela kwe- AirBnB .
U-Forbes uthi olu qoqosho lokwabelana ludala iklasi elitsha lento ebiza ngokuba "abancinci abasomashishini." Ngaba nje "wenza imali encinane kwicala?" Okanye ngaba wenza le ndlela efanelekileyo?
Ukuba Ushishino Lwabelana
Ukwabelana lukhulu, kwaye abantu benza imali kuyo, kodwa ukwenza imali kuthetha ukuba yi shishini. Umele uzibeke usebenze njengezoshishino zinyani, kunye nazo zonke izinto. Kubandakanya ukufumana i-akhawunti eyahlukileyo ukujonga i-akhawunti, ukuthobela imimiselo, ukubhalisa ishishini lakho, kwaye, ewe, ukuhlawula irhafu.
Nangona uthatha inxaxheba encinane kwintsebenziswano yoqoqosho, yinto efanelekileyo yokucinga njengeshishini. Kwakhona kuthetha ukuba kufuneka uhlolisise imiba emininzi ngaphambi kokuba ungene kulo msebenzi.
1. Imali yentlawulo
Masithi ufumana imali njengomkhosi we-AirBnB. Awuyi kucinga ngale ndlela, kodwa usomashishini, kwaye kufuneka ukhokhe irhafu yengeniso kwimali oyenzayo. Oko kuthetha ukuba kufuneka ufake ifayile yerhafu.
Ukungabikho kwemfuneko: I-IRS inomgaqo okhethekileyo: "Ukuba usebenzisa indlu yokuhlala njengendawo yokuhlala kwaye uyiqashisele iintsuku ezingaphantsi kwe-15 ... ungabika nayiphi na ingeniso yerenti kwaye ungadli nayiphi na iindleko njengeendleko zokuqeshisa . "
Ukubonisa ukuba uluhlobo luni loshishino ofuna ukuba yilo (amaninzi amashishini amancinci kuphela), uqokelele iingxelo zengeniso kunye neendleko kunye nokuhlawula irhafu.
2. Ukukhutshwa kweRhafu
Ukuba iindaba ezimbi zerhafu, iindaba ezilungileyo ziyanqumla. Unokukrazula zonke iindleko zoshishino zangempela kwimisebenzi yakho. Ngokomzekelo, unokwenza iindleko zokucoca indlu yakho yeendwendwe, ukuzithengisa, kunye nemirhumo kwinkonzo yokwabelana.
Kwezinye iindleko, uya kufuneka uhlukanise ishishini kunye nokusebenzisa kwakho.
I-IRS ivumela abanikazi bezoshishino abasebenza ekhaya ukuba bathathe intsalelo kwingxenye yekhaya labo elisetyenziselwa ishishini. Oku kuzwakala kukuhle, kodwa kukho inkohliso (rhoqo i-IRS): isikhala osigxothayo kufuneka sisetyenziswe kokubini rhoqo kunye neenjongo zoshishino. Ngoko ukuba urenta yonke ikhaya lakho ngeveki enye ngenyanga kwaye uhlala kwindlu ixesha lonke, awukwazi ukubiza indawo njengencitshulwa yerhafu.
Ukuba unamagumbi angaphezu kwegalaji esetshenziselwa kuphela ukwabelana, oko kungenakucatshulwa. Hlola nge-preparer yakho yentela.
Gcina iirekhodi ezilungileyo kakhulu kwiindleko zakho, ngoko unokuzibamba kwi-tax return yakho.
3. Ukuhlawula umqeshwa
Unayo ikhaya, imoto, okanye enye into ekwabelwana ngayo, ngoko usebenza ngokuzimeleyo. Uber okanye i-AirBnB ikunika nje indlela yokufikelela kubantu abathengayo iinkonzo zakho zokwabelana okanye iimveliso.
Kufuneka uhlawule irhafu yerhafu yerhafu (iRhafu yoKhuseleko loLuntu kunye neMedare) ngokusekelwe kwingeniso yakho yonyaka yenzuzo kulo msebenzi.
Ezi ntlawulo zongezwa kwingeniso yakho yerhafu kwaye zihlawulwa ngokubuyela kwakho kwerhafu. (Inqaku: Uya kufuneka ugcine imali ethile ukuhlawula irhafu okanye ukuhlawula irhafu eqikelelwayo.)
4. Ukubhalisa Ibhizinisi Lakho
Ukuba usebenza kwishishini kwilizwe, kufuneka ubhalise loo shishini, nokuba ubhaliso olusemthethweni lwezentengiselwano (njenge-LLC okanye iqumrhu) okanye ngokufaka ifom yegama elikhohlisayo (dba).
Ukuba awuqinisekanga ukuba ngaba ufuna ukubhalisa ishishini lakho lokwabelana, tshekisha isebe lakho lemimiselo yesebe.
5. Iilayisenisi zeeNgingqi kunye neemvume
Uhlobo ngalunye lokwabelana lunemiqathango eyahlukeneyo, kwaye indawo ezihlukeneyo zifuna iimvume kunye neemvume .
- Imizi ye-AirBnB ingafuneka ibhalise kunye nesixeko.
- Iinkonzo zokwabelana ngokukhawuleza zingafuneka zihambisane nemimiselo yeeteksi ebekwe zizixeko.
- Nokuba iinkonzo zokuhlala kweentloko zingadinga ukubhalisa kwindawo.
- Ezinye iindawo zingathanda ukuqokelela irhafu yokuhlala, kucingisisa ukwabelana ngekhaya njengehotele.
Naluphi na, kunye naluphi na uhlobo lokwabelana ngalo, jonga indawo yakho ukuqinisekisa ukuba uyavumelana nemimiselo yawo. Nangona ezininzi iinkonzo zokwabelana zinolwazi, ungalindelanga inkonzo yokwabelana ukwenza uphando lwakho.
6. Inshurensi
Kungakhathaliseki ukuba uyabelana ngani - imoto, ikhaya, kunye nebhayisiki - kuya kufuneka uhlolisise nenkampani yakho yomshuwalense malunga nempembelelo yomshuwalense. Ekubeni unesi-inshuwalense yomninikhaya ngokucinga ukuba usebenzisa indlu yakho kuphela njengendawo yokuhlala yakho, i-inshurensi yakho ingatshintsha.
Ukusebenzisa ikhaya lakho ngeenjongo zoshishino, umzekelo, unokutshintsha amaxabiso e-inshurensi yomninikhaya, kufuna ukuba ufike umgibeli, okanye wenze ukuba kungabi nafanele. Okufanayo kuya kwinshuwalense yemoto; kufuneka uhlawule i-inshurensi eyongezelelweyo ukuba uthetha abagibeli.
7. Ukuhla
Enye iindleko zoshishino abantu abahlala belibala malunga nokunciphisa . Unokongeza ukwehla kwexabiso lakho kwikhaya okanye imoto okanye ezinye iimpahla owabelana ngazo, njengendleko yeshishini elongezelelweyo.
Izinto ozabelana ngazo - ikhaya, imoto, izixhobo - zinokuhlaziywa njengempahla yoshishino. Ukunciphisa le propati, kuya kufuneka ube nolwazi malunga neendleko zokuqala ukunika i-preparer yakho yentlawulo. Isixa sokunciphisa ixabiso liya kuxhomekeka kwipesenti ukusetshenziswa kwezi propati kwiinjongo zoshishino.
U kufunda ngakumbi
- Eli nqaku e-Wall Street Journal ilumkisa ukuba ukwabelana ngekhaya lakho kunokuchaphazela ukukwazi kwakho ukufumana imali okanye ukuhlaziya ikhaya lakho.
- I-IRS inesikhokelo sentlawulo kunye noqoqosho lokwabelana.
- Ukufumana ulwazi oluthe xaxa malunga neerhafu zokuqhubela abahamba ngeendlela zokukhwela, jonga eli nqaku lisuka kwi-ingcali yokucwangcisa irhafu uWilliam Perez.