Izindlela ezahlukeneyo zokuseka iiRatio zobutyebi zivelisa iziphumo ezahlukeneyo
Iimpawu zoLungiso ezintathu
Uhlobo lweeKharity = = Iimali + zeMatriki eziThengisayo) / iiMfanelo ezikhoyo
Umlinganiselo wokukhawuleza = (Iimali + eziThengiswayo zokuThengisa + iimali ezifumanekayo) / iimfanelo ezikhoyo
Umyinge wamanje = (Iimali + zeMali eziThengiswayo + eziFunyiwe) + Iimpahla ezikhoyo / eziMatyala ezikhoyo
Zonke ezintathu zineenkcukacha ezifanayo, "amatyala okwangoku" kwaye ezo zintathu ziquka "imali yokuthengisa imali" kwi-numerator. Ukwahlukana phakathi kwazo kukuba i-cash ratio, eyona mandla kakhulu kunye neyodwa ekhuselekileyo, ivumela ukuba kuphela i-liquid assets kunye ne-securities ye-marketable-as assets assets offsetings, kanti i-ratio ekhoyo kunye nokukhawuleza kwexabiso kuvumela ezinye iimpahla ukuba zibale ngokumalunga namatyala.
I-Cash Ratio kunye neRatio ngokukhawuleza
Ukongeza kwiimpahla eziye zithengwa ngemali okanye ziyakwazi ukuguqulwa ngemali ngosuku okanye ezimbini, i-ratio ekhawulezayo iphinde ivumele iimali ezifumanekayo ukuba zibale phakathi kweempahla zayo ezifutshane. Ukubaluleka kokongezwa kwemali yokufumana iifowuni zexesha elincinci kumgangatho othile kuxhomekeke kwiimeko ezithile zoshishino ezibandakanyekayo.
Ibhizinisi elimiselwe kakuhle lingaqokelela rhoqo iimali ezifunyenweyo ngexesha elifutshane-iintsuku ezilishumi, umzekelo-ukusuka kubathengi abade bezezimali. Le ngxelo yenkqokelela yokukhawuleza yemali efunyenweyo ithetha ukuba akukho mngcipheko-ingozi ethile, ngokuqinisekileyo, kodwa ingabi ninzi - ukongeza kwinqanaba lexabiso elifutshane le-equation i-asethi engekho kwinxalenye yenkampani.
Ukucingwa okufanelekileyo kukuba kukuba kungekudala kuya kuba.
Nangona kunjalo, iingxaki zemali zezoqoqosho zingaphumelela ngokukhawuleza, njengoko zenzeke ngokukodwa kwi-stock market ye-1929 eyayibonakalisa ukwehliswa kwexesha elide kunye nolunzima. Kwiimeko ezinjalo ezingaqhelekanga kwaye ezingavamile, kunokuba neyantlukwano ekhoyo phakathi kwexabiso elithengileyo lemali kunye nokulinganisela okukhawulezayo okukhawulezayo. Enyanisweni, lo mmahluko-ukufakwa kwezifunyenwe phakathi kwee-asethi zexesha elifutshane-waba ngumcimbi ngexesha lokuchithwa kwemali ka-2007-8. Ukungaphumeleli kwamanye amaqumrhu amakhulu ukuba enze iintlawulo ezithembisiwe kwabanye xa ingxaki yaqhubeka inika isandla ekugqabhukeni kwemirhurenti edala kunye neyobubanzi becala yelizwe kunye nokuwa kwembali kwamashishini amaninzi, ngokukodwa kwimboni yezemoto, eyasinda kuphela ngenxa yokuba i-US Urhulumente wabakhankanya xa bebungozi bokungaphumeleli.
I-Cash Ratio ngokumalunga ne-Current Ratio
Umyinge wamanje udibanisa kwiimali ezifunyanwe ezintathu kwi-quick ratio-cash, i-marketable securities, kunye neemali ezifunyenweyo-yesine: ukufuma.
Kwakhona, ukubaluleka kwalokhu kuxhomekeke kwinqanaba loqoqosho jikelele, yonke impilo yenkampani yenkampani kwaye, ngokubalulekayo, ibhishini elithile elo nkampani.
Inventory, engenakunqweneleka ukuthetha, iqukethe impahla engazange ithengiswe. Kutheni a ba Ukuba i-inventory ibonisa ukuhamba kwezinto ezibonakalayo ezivela kubathengi ngekampani kubaxhasi balo-cinga ngesitoreji sokutya se-restaurant-ke umngcipheko ongezelelweyo ungabonakali. Ukuba i-inventory iqukethe impahla kwi-shishini elingalindelekanga-umboniso wefashoni, umzekelo - kungabi bubulumko ukubala njengezinto eziphathekayo ezingathengiswa ngokukhawuleza, zithengiswe ngokuthe ngcembe, zithengiswa kancane kwizaphulelo okanye mhlawumbi zingathengiswa nhlobo.
Ngaba Uncedo Kangakanani Ukulinganiswa Kwemali?
Ukuba inkampani yayingena ekungeneni, ukusetyenziswa kwesilinganiselo semali, engagqithanga nto malunga nokuqokelelwa kweemali ezifunyenweyo okanye inkampani yokukwazi ukuhambisa i-inventory, ingaba yinto ebonakalayo yezona zinto ezilandelelanayo.
Ngenxa yoko, ababolekisi ngezinye iinkqubo basebenzisa umlinganiselo wemali ukuze baqonde ukuba yintoni na imeko ebi kakhulu.
Ngokubanzi, nangona kunjalo, abaninzi abahlalutyi abasebenzisi umlinganiselo wemali. Akukona nje kuphela ukubeka isigxina somngcipheko ongaqhelekanga, ikwazisa ixabiso lentengo kunye nexesha elincinci lokubambisa i-short-term securities ebonisa ukusetyenziswa kwazo kwinkampani eqhuba kakuhle. Ukuze wenze into ethile ngemali, ayinalo ikhono lokuvelisa ukubuyisela okufanelekileyo. Kwimihlaba ethile yezoqoqosho, iifutshane zorhwebo ezifutshane ezifutshane zithengiseli kunye nokulahleka kwangempela kwintengo ebangelwa ukunyuka kwamaxabiso. Inkampani enemali eninzi kwaye ikhululeke kakhulu kwii-securities zexesha elifutshane ayinakwenzeka ukuba inenzuzo kakhulu.