Xa utyalo-mali, ukuthengiswa kwempahla yinkalo yikhono lokuguqula impahla ibe yimali, okanye unokukhawuleza njani ukufumana izandla zakho ngemali.
Kwi-shishini okanye kubalo-mali, ukuthengiswa kwemali yikhono loshishino lokuhlawula iimbopheleleko zexesha elifutshane kunye namatyala xa kungafanelekile kwaye ngokuqhelekileyo kubonakaliswe, umyinge wamanje, njengomlinganiselo wokuthengisa okanye ipesenteji zamatyala. Ukuthengwa kwe-firm firm ngokuqhelekileyo kubangel 'umdla kubakhweli bexesha elifutshane ukususela ekubeni ukukhishwa kweefesti kubonisa ukukwazi ukuhlawula abo babolekisi.
Ngokuqhelekileyo, ukuphakama kwexabiso lexabiso lokuthengiswa kwemali, umlinganiselo omkhulu wokhuseleko inkampani inakho ukukwazi ukuhlawula iindleko zayo.
4 Iimpawu zoLungiso
Iimali ezininzi zemali zilinganisa ukuthengiswa kwefayili, kunye nazo zonke iinkcukacha ezivela kwibhalansi yakho. Ezi zilinganiso zilinganiso ezikhoyo, ukulinganisela okukhawulezayo okanye uvavanyo lwe-asidi, kunye nomlinganiselo wexesha okanye izinga lokutshisa.
- Eyona ndlela ilula kakhulu isilinganiselo esilinganiselweyo. Ipesenti yexabiso elikhoyo lezinto ezikhoyo ngokuhlula iindleko ezikhoyo zangoku. Iboleka kwincazelo yokutyalo-mali kuba ithatha yonke i-asethi ingatshintsha ngokukhawuleza ibe yimali, esisoloko ikhona. Ixabiso elingaphezu kwama-100% aliqhelekanga xa kubalwa umlinganiselo okhoyo.
- Umlinganiselo okhawulezayo, okanye uvavanyo lwe-asidi , ulinganisa ubuchule bezoshishino ukuhlangabezana neematyala zangoku ezivela kwizinto ezingenakuzithengisa (nangona kulungele ukuhlangabezana nale mibopheleleko yokuphuma kwemali). Iyanqumla ama-inventories kunye nokuhlawulwa kwangaphambili kwi-asethi ekhoyo, ize iwahlule ngamatyala angoku.
- Ukusebenza kwemali yokuhamba kwemali yikhono lenkampani ukuzalisa ityala langoku kwi-engeniso yangoku, kunokuba kuthengiswe i-asethi. Ukubalwa kwamanyathelo amabini. Ukuhamba kwemali yokusebenza kubalwa ngokufaka iindleko ezingenakunyakamali (ngokuqhelekileyo iindleko zokunciphisa) kunye nokutshintsha kwintengo yokusebenza. Umyinge ufezekiswa ngokwahlula ukuhamba kwemali ngamanqanaba akhoyo.
- Umlinganiselo wexesha, owaziwayo njengezinga lokutshisa , ukhangela inani leentsuku inkampani inokusebenza isebenzisa imali kuphela ngesandla. Kufana nomlinganiselo okwangoku kunye nomlinganiselo okhawulezayo kwinto ekukhathazeka ngayo ukuba inkampani ingakwazi ukwanelisa njani izibophelelo zamatyala ezikhoyo. Ngona kunjalo, ngamanye amaxesha ukukhetha ukufikelela ngokukhawuleza kwaye kwangoku kuba kubonelela inani elilinganayo leentsuku, apho ezinye iiratiphi zinika ixabiso elibonisa ukukwazi nokukwazi ukwenza iintlawulo. Umlinganiselo wexesha ubalelwa ngokwahlula impahla ekhawulezayo, okanye ezo zinto ziyakutshintshwa ngokukhawuleza zibe yimali, ngeendleko zokusebenza zansuku zonke.
Eyona ncedo ingumnini- mali osebenzayo , okanye umxhesho osebenzayo, isamba esipheleleyo sazo zonke izinto ezikhoyo ngaphantsi kwazo zonke iimfanelo ezikhoyo ngoku, ukulinganisa i-short-term liquidity ye shishini. Kwakhona isalathisi sokwazi kolawulo lwenkampani ukusebenzisa izixhobo ngendlela efanelekileyo
Ukukhathazeka
Nangona abanye abanikazi bezoshishino baya kuqwalasela zonke iimpahla ngokubala izi ratios, abahlalutyi abathile baya kusebenzisa kuphela ixabiso lempahla yamanzi, njengoko bekhangele imeko enzima kakhulu.