Ukunciphisa ixabiso lokuNyuka kwexabiso kunye neNdleko zokuThuthukisa izixhobo
Ngaphambi kokuba uthenge loo moya okanye isikhephe, cingisisa malunga nendlela ofuna ukuyisebenzisa ngayo injongo zoshishino.
Ukuba ufuna ukusebenzisa isikebhe okanye indiza yokuzonwabisa kwabaxumi, abathengisi, okanye abahlobo bezoshishino, kufuneka ukwazi malunga nokuba iindleko ezihambelanayo nazo ziyaxothwa. Imimiselo yerhafu efanayo isebenza kumakhaya emoto, kunye nezinye izithuthi kunye nezibonelelo ezifanayo.
Ziziphi izixhobo zokuzonwabisa?
Isikhephe, njengendiza, okanye indawo yokuloba, okanye ikhaya leholide, ithathwa njenge-IRS ukuba ibe "indawo yokuzonwabisa. I-RS ithi:
Isixhobo sokuzonwabisa naliphi na isakhiwo, urenti, okanye usebenzise ukuzonwabisa. Imizekelo ibandakanya i-yacht, ukuzingela ukulala, inkampu yokuloba, inkundla yokubhukuda, inkundla yentenethi, i-bowling alley, imoto, indiza, indlu, i-hotel suite, okanye ikhaya kwikhenketho lekhefu.
I-IRS ivumela ukuba ishishini lithathe iindleko zokuzonwabisa kwiinqanawa zakho, ezifana nokutya nokusela, ukutya, igesi kunye nokuloba. Kodwa awukwazi ukukrazula iindleko ezichanekileyo zokusebenzisa isikhephe sokuzonwabisa.
Ngaba Ndinokukhupha iindleko zeZixhobo zokuzonwabisa njengemali yoshishino?
Ngokuqhelekileyo, i-IRS ithi awukwazi ukukrazula nayiphi na indleko ekusebenziseni indawo yokuzonwabisa, kuquka isikhephe okanye indiza. Oku kufaka iindleko zokunciphisa kunye nokusebenza kweendleko ezifana nerenti, izibonelelo, ukugcinwa kunye nokukhuselwa.
Iindleko zoLonwabo kwiBeti okanye kwiNqwelo
Unokukrazula iindleko ze-out-of-pocket, ezifana nokutya kunye nokusela, ukutya, igesi kunye nokuloba, owenzela ngexesha lokuzonwabisa kwiziko, njengesikhephe. Ezi ayiziindleko zokusetyenziswa kweziko lokuzonwabisa. Njengoko kunjalo nezinye iindleko zokuzonwabisa, kufuneka ukwazi ukubhala ukuba ezi ndleko zihambelana ngqo okanye zidibene nebhizinisi lakho. Kwaye zonke iindleko zokuzonwabisa zixhomekeke kumda we-50%; oko kukuthi, kufike kwi-50% yeendleko ezivumelekileyo ezinokudityaniswa.
Ukuba unabasebenzi bokuzonwabisa, kufuneka ukwazi ukubonisa ukuba ukuzizonwabisa kwisikhephe sakho kunenjongo yezoshishino. Ngokomzekelo, umsebenzi wokwakha "iqela" kwisikhephe unakho okanye ungadlulanga uphando lwe-IRS, kwaye abasebenzi banokuhlawula irhafu kwiindleko.
Izikebhe kunye neeNqwelomoya njengeziShishini
Ukuba isikebhe okanye indiza isetyenziselwa ishishini (ukuqesha, umzekelo), unokufumana iintlawulo zerhafu kule shishini.
- Ukuhla kwexabiso. Unako ukunciphisa isikebhe okanye indiza njengempahla yoshishino, ngaphezu kobomi bayo obuncedo, ukuba ifanelekile njenge-asethi yoshishino (jonga ngezantsi).
- Iindleko. Unokukrazula iindleko zokuqhuba isikebhe okanye inqwelo yeenqwelo. I-petroli, ukugcinwa kwemali, ukuhlawulwa kwemali, i-inshorensi kunye nokulungiswa kungafakwa kwiindleko ezichithwayo. Uvakala ngathi uncedo oluhle? Ingayiyo. Ngaphambi kokuba ungene kulo mkhombe uze uhambe ngomkhumbi okanye uhambe nge-shishini lakho, qwalasela le micimbi:
- Ukusetyenziswa kwezoshishino kwincwadi. Kumele ube nako ukunika amaxwebhu malunga nokusetyenziswa kwekhephe kwiinjongo zoshishino. Amaphepha kufuneka abe (1) ngokukhawuleza: ngexesha lomcimbi, kwaye (2) zibandakanya ezithile: xa zisetyenziswe nini? Ngubani osetyenzisiweyo (kuquka amagama kunye nezihloko)? Iyintoni injongo yoshishino ethile? Ukunciphisa iinqanawa okanye i-aircraft IRS ikhethe uluhlu oluthile lwezinto eziphathekayo ezibizwa ngokuba yipropati ebhaliweyo , equka iikhomputha, i-autos, iinqanawa kunye nezinye izinto ezinokuthi zisebenzise zombini kunye nokusetyenziswa komntu. Ngoko ke, ukuba usebenzisa iinqanawa okanye inqwelo yeenjongo zeshishini lomthengisi, kwaye uthabathe nezizathu zakho, kufuneka ubhale ukuba yeyiphi ipesenti yexesha owusebenzisa ngalo shishini. Ukuze uvumeleke ukuhlaziywa, ipropati eluhlu kufuneka isetyenziswe kakhulu (ngaphezulu kwama-50%) ngenjongo yoshishino.
- Ukusetyenziswa komntu siqu kuba yinzuzo. Emva kokuba usuqalile isikebhe okanye indiza njengempahla yezoshishino, nayiphi na indlela yokusebenzisa yakho iya kuba yinzuzo kuwe, kwaye, ewe, kufuneka uyihlawule irhafu kulo msebenzi.
- Ibhayiseti okanye indiza njengeshishini ngokuphathelele umdlalo. Ukuba uthengela isikebhe okanye indiza ekusebenziseni ishishini, kufuneka ukwazi ukubonisa ukuba uqhuba ibhizinisi elisemthethweni , kwaye awukuthi nje uthabathe ukuloba okanye i-charter charters njengendlela yokuzilibazisa. Ukuphepha ukuhlolwa kwe-IRS phantsi kwe- "hobby loss" imithetho , kufuneka ugcine iirekhodi zoshishino, bonisa ukuba unenjongo yokwenza inzuzo, kwaye ngokwenene wenze inzuzo.
Ngaba Awufuni I-Hassle Yokuzama Ukugcina Iinkcukacha Zengxelo Zoshishino?
Enye indlela ukhetha ukuthenga isikhephe okanye indiza ngokwayo, ukuyeka ukwehla kwexabiso kunye nokuncitshiswa kweendleko. Oku kusindisa ixesha elininzi kunye nomcebisi wakho werhafu, naye. Jabulela ikhephe, ngamanye amaxesha usebenzisa i-shishini.
Ezinye iinketho zobunikazi
Unokuphanda ezinye iinketho zobunikazi, njengobunini-bambisene okanye ukuseka ubunini njengobambiswano . Nangona ubeka ishishini ukuba ube nesiqhekeza okanye inqwelo, imingcele yerhafu efanayo iyasebenza.
Ulwazi olukule nqaku nakweli website lijongene nenjongo yolwazi jikelele, kwaye aluhlosiwe ukuba lithembeke njengorhafu okanye iingcebiso zomthetho. Yonke imeko yoshishino iyahlukileyo kwaye irhafu kunye nemithetho iyatshintsha. Ngaphambi kokuba uthathe ukuthenga isikhephe okanye esinye isithuthi okanye indawo, qiniseka ukuba ubonisane nabacebisi bakho beerhafu nabomthetho.