Ndingayihlawula njani irhafu yentlawulo njengeContrakta elizimeleyo eCanada?

Indlela yokulinganisa iBhili Yentlawulo Yentlawulo Yentlawulo njengenkontileka yokuzimela

Ukuba yikontrakta elizimeleyo eCanada inezinzuzo ezininzi, kodwa ibeka i-onus ukuba iqikelele ngokufanelekileyo kwaye ibuyise irhafu yengeniso kwixesha elihleliweyo njengoko lichazwe yi-Arhente yeRevenue Revenue Agency (CRA). "Ndiyihlawula njani irhafu yengeniso njengonkontileka ozimele eCanada?" Umbuzo oqhelekileyo kubasomashishini abatsha.

Ukuba ungumqontrakthi oqhelekileyo (okanye nawuphi na umnikazi weshishini elincinci), enye yezona zinto ezinzima kunabo bonke malunga neemeko zakho zerhafu ukuhluka kweholo lakho.

Ukuba ingeniso yakho iyashintsha ukusuka kwenyanga ukuya kwenyanga, uya kuba nomdla kakhulu ukufunda impendulo yalo mbuzo, apho enye indlela nayiphi na umnini-shishini omncinci angayisebenzisa ukuqikelela ukuba ibhaso yerhafu yenziwe.

Umbuzo womfundi:

Nditshatile kwaye unina wamathathu. Ndiyasebenza kumntu ondibiza ngokuba yikontrakta elizimeleyo. Inembopheleleko yam ukuhlawula irhafu yam kwaye andazi ukuba ungaphi.

Umyeni wam uletha ekhaya i-495.00 yeeveki emva kwerhafu emva kokuhlawulwa kwentlawulo kwaye uthi abantwana. Ndenza kuphi na i $ 400 ngesonto ukuya kwii-800 ngeveki phambi kweerhafu kwaye andinayo ingcamango endimele ndiyibeke eceleni. Ndilahlekile kwaye ndilahlekelwa yindlala ngenxa yale nto. Andifuni ukwenza into engalunganga.

Ibhalisiwe: Ididekile kakhulu

Impendulo:

Ungabi. Akuyiyo ikontraka elizimeleyo elichaza indlela ohlawula ngayo irhafu yakho yerhafu kodwa ifom yakho yomthetho yobunikazi boshishino .

Ukuba ishishini lakho alifaki , umzekelo ukuba ungumnikazi wedwa okanye ubambiswano , ingeniso yoshishino kunye neendleko zirekhodwa nje kwifom ehlukile ( T2125 ) eyingxenye ye-T1 yakho yerhafu yerhafu yerhafu (olu Hlu ezininzi iindleko zoshishino eziqhelekileyo kwaye ichaza imithetho yokuncitshiswa kweerhafu ezimalunga neendleko nganye.).

Ingeniso yakho yezorhwebo yinkcitho yezoshishino inquma ukuba unenzuzo okanye ilahleko yonyaka. Ukuba unenzuzo yongezwa kwenye yakho ingeniso; ukuba ulahlekelwe, iyakhutshwa. (Le ngenye yeenzuzo ezininzi zokuqala ishishini kwicala - ilahleko kwiminyaka embalwa yokushishina ingabhalwa ngaphandle kwingqesho eqhelekileyo okanye enye ingeniso.

Jonga iindleko zokumangala kwi-Business Loss kwi-Canadian Taxes .)

Inqaku lakho lokubuyiswa kweRhafu yeRhafu yeNkxaso-mali yokuqala liya kukukhokelela kwinkqubo yokugqiba ukubuyela kwakho kwe-T1.

Ukuze ufunde okungakumbi ngeendleko zoshishino njl. Khangela iRhafu yeNgeniso yeNkcazo kunye neShishini Lakho Elincinci .

Indlela yokulinganisa njani Imali enokuyibeka ngaphandle kweRhafu yeNgeniso

Ukuba lo unyaka wakho wokuqala kwishishini, unokulinganisela ukuba uninzi kangakanani imali ekufuneka uyibeke eceleni ngokuqikelela imali engenayo kunye nebheksi yakho yentela.

Ngoko sinokuqikelela ukuba ingeniso yakho iya kuba kuloluhlu kwaye usetyenzise la manani ukujonga malunga nokuba ungakanani irhafu oya kuwuhlawula usebenzisa i-Arhente yeNgeniso yeCanada yeNgeniso ye-Canada kubantu abathile (umzekelo) iirhafu zentlawulo ka-2017 zi:

Ireyithi yentela Ibhoksi yeRhafu
15.00% Ukufikelela kwi-$ 45,916
20.50% I $ 45,917- $ 91,831
26.00% $ 91,832- $ 142,353
29.00% $ 142,354- $ 202,800
33.00% $ 202,801 nangaphezulu

Kwimeko yakho, ukulinganisela okuphantsi kunye okuphezulu kusekho kwi-bhaskithi yeerhafu ye-15%, ngoko ufuna ukuzama ukubeka eceleni ubuncinane i-$ 3,360 (i-$ 22,400 x 15%), kwaye kuya kuba ngcono ukuba unokubeka eceleni i-$ 6,720 (i-$ 44,800 x 15%) ukukhupha umrhumo wakho werhafu.

Ngoku akunjalo loo nto elula, kuba oku kuqikeleleka akuyi kuthathelwa ingqalelo irhafu yephondo, eyahlukahluka kuxhomekeke kwiphondo elingaphakathi kwakho, okanye ukuba kunokwenzeka ukuba uya kuba neendleko zezohlukeneyo zoshishino kunye nokuncitshiswa kweengeniso eziza kukunciphisa imali engena emveni kotsalwa. Jonga iirhafu zePhondo / zentela.

Gcina ukhumbule ukuba ezi ziqikelelo kwaye nayiphi na intlawulo yentlawulo okanye phantsi kwentlawulo iya kulungiswa xa ugqiba ukubuyela kwakho kwerhafu ekupheleni konyaka, kodwa ukubeka bucala ngale mali kuya kuqinisekisa ukuba awuyi kufumana nantoni na into engamangalisi ngexesha lerhafu.

Iminyaka Yerhafu Yolandelayo

Emva komntu wokuqala kunyaka (kunye nokubuyela kwakho kwentlawulo yokuqala), kuya kufuneka uhlawule irhafu kwizitofu zekota. I-CRA izakuthumela izaziso nganye kwikota ebonisa ukuba ingakanani irhafu omele uyihlawule ngokusekelwe kwingeniso yonyaka.

Qaphela ukuba oku kuqikelelwa kuphela - ukuba ingeniso yakho yeshishini yanda kakhulu kunyaka kwaye uqhubeka uhlawula kuphela imali eboniswe kwizaziso zentlawulo unako ukuphazamisa ibhajethi enkulu yentela xa ufaka ibuyiselo yakho yonyaka. Ukuze ugweme ukutshatyalaza unako ukwandisa iintlawulo zakho zekota ngoqikelelo lwebhili yakho yerhafu yonyaka esekelwe kwingeniso yakho yenyuka.

Ngakolunye uhlangothi, ukuba ingeniso yakho yerhwebo iyancipha kakhulu ngexesha lonyaka unganciphisa iintlawulo zakho zenyanga. Ngaphandle koko inkokhelo ehlawulwe ngaphezulu iya kubuyiselwa kwithuba lerhafu.

Emva konyaka ngamnye werhafu i-CRA ihlaziya irhafu eqikelelwayo ehlawulwa kulo nyaka olandelayo kwaye oku kuboniswa kwiintlawulo zekota.

Funda kabanzi malunga neRhafu yeNgeniso yeNkcazo: